5 Natural Terrace, Brampton, ON

Credit Valley, Brampton · MLS® W13442270

$2,099,900
For Sale
Listed 38 days ago
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4Bedrooms
5Bathrooms
3Garage · 7 parking
3500-5000Sq Ft

About this home

Luxury Detached Home Nestled On A Quiet Private Court In The Prestigious Lionhead Golf Course Community * Premium Lot Almost 50 Feet Wide * Tandem 3 Car Garage * 4 Driveway Parking Spots * No Sidewalk * 4,011 Sq Ft As Per Builder * Newly Painted * Spacious & Functional Layout Full Of Character, Quality Craftsmanship & High End Finishes * Built By Renowned Luxury Builder Kaneff * 10 Ft Ceilings On Main Floor, Hardwood Floors, Pot Lights, Upgraded Trim & 8 Ft Doors Throughout * Luxury Custom Kitchen With Centre Island, Wolf Range, Sub Zero Wolf Fridge, Backsplash, Pantry, Servery, Granite Counters, Sink, Faucet & Soap Dispenser * Chef's Desk With Bookshelf & Toe Kick Vacuum * Formal Dining Room With 20 Ft Ceilings, Grand Chandelier & Coffered Ceiling * Bright Open Concept Living Room With Waffle Ceiling & Custom Built Gas Fireplace * Main Floor Library With French Doors * Second Floor Loft Overlooking Main Floor, Perfect For Reading, Relaxing Or Family Lounge Space * Open Hallway With Hardwood Floors, Decorative Columns, Wainscoting, Upgraded Trim & Elegant Staircase With Iron Pickets & Stringers * Second Floor Features 9 Ft Ceilings, Bright Open Hallway & Grand Overlook To Main Floor Living Area * Luxurious Primary Bedroom Suite With Coffered Ceiling, Large Windows, Custom Moulding, His & Hers Walk In Closets With Built In Organizers * Laundry Chute From Primary Closet To Main Floor Laundry * Spa Inspired 5 Pc Primary Ensuite With Freestanding Maxx Jazz Jacuzzi Tub, Oversized Glass Shower, Double Vanity, Makeup Counter, Large Mirror & Upgraded Counters * All 4 Bedrooms Feature Their Own Ensuite Full Washroom, Offering Comfort & Privacy * Spacious Secondary Bedrooms With Large Windows, Excellent Closet Space, Walk In Closets & Custom Organizers* Main Floor Laundry With Garage Access* High Basement Ceilings Offer Future Potential* Backyard Offers Endless Possibilities For Private Outdoor Oasis* Close To Top Rated Schools, Parks, Shopping, Highways & Everyday Amenities!

Key facts

Property type
Detached, 2-Storey
MLS®
W13442270
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
49.98 × 105.11 ft
Cross streets
Creditview/ Bonnie Braes
Parking
3 garage · 7 parking (built-in)
Driveway
Private Double
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$15,116 / 2025
Days on market
38
Listing brokerage
EXP REALTY

Rooms

FoyerMain2.49 × 2.74 m

ceramic floor · open concept

KitchenMain4.95 × 3.89 m

hardwood floor · centre island · w/o to deck

Bedroom 2Second2.92 × 4.39 m

broadloom · window · 4 pc ensuite

Dining RoomMain5.26 × 4.11 m

hardwood floor · open concept · pantry

Family RoomIn Between5.56 × 3.63 m

hardwood floor · large window

OfficeMain3.61 × 3.61 m

hardwood floor · window · french doors

LaundryMain3.15 × 2.31 m

ceramic floor · access to garage

Living RoomMain7.95 × 5.18 m

hardwood floor · vaulted ceiling(s) · open concept

Bedroom 4Second5.11 × 3.86 m

broadloom · window · 4 pc ensuite

Bedroom 3Second4.24 × 4.39 m

broadloom · window · 4 pc ensuite

Primary BedroomSecond5.13 × 5.33 m

broadloom · walk-in closet(s) · 5 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.96Mest. value

Listed at $2,099,900, this home is about 7% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Credit Valley lately, sellers have been getting about 97% of asking and homes sell in about 29 days.

Based on 57 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 57 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.12M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.80M
  • Adjusts to $1.80M

That comparable adjusts to $1.80M; the $1.96M estimate above is the median of all 57 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$1.84MGreat deal$2.10MOverpriced

Total price vs nearby homes. Fair value about $1.96M, median of 57 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Credit Valley · asking prices
$1.94Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

22 Ironway Road$2.03M35 Links Lane$2.19M9165 Creditview Road$1.85M16 Settlers Field Road$1.70M

The 4 closest active listings nearby.

See all comparable homes
2.10MThis home2.03M2.19M1.85M1.70MThis home vs active comparables
Live market pulseActive comparables in Credit Valley · median list $1.85M
$494this home / sqft
17active listings nearby
38days on market
94sold nearby · 90 days
$1.17Mmedian sold price
97%of asking, on average

This home lists 9% above the area average of $452/sqft.

35 days longer than the Brampton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Credit Valley, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bram West
$1.56M
Northwood Park
$950K
Fletcher's West
$997K
Downtown Brampton
$775K
Fletcher's Creek South
$935K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,571/mo
$410KIncome needed
5.1×Price ÷ income
$2,209Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $9,571Property tax $1,260Total carry $10,830

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,965per month

Mortgage amount $1,679,920 · 4.14% over 25 years

$419,980Down payment (20.0%)
$1,679,920Loan before insurance
$0CMHC premium
$10,224Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,965
Property tax
$1,260
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,224

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,973
Estimated closing costs
$38,973

Plus your down payment of $419,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,888/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,009,483Total interest paid
$2,689,403Total of all payments
Principal $1,679,920 Interest $1,009,483
YearPrincipalInterestBalance
1$39,355$68,221$1,640,565
2$41,001$66,575$1,599,564
3$42,716$64,860$1,556,849
4$44,503$63,073$1,512,346
5$46,364$61,212$1,465,982
6$48,303$59,273$1,417,678
7$50,324$57,252$1,367,354
8$52,429$55,147$1,314,926
9$54,622$52,954$1,260,304
10$56,907$50,669$1,203,397
11$59,287$48,289$1,144,110
12$61,767$45,809$1,082,343
13$64,350$43,226$1,017,993
14$67,042$40,534$950,951
15$69,846$37,730$881,104
16$72,768$34,808$808,336
17$75,812$31,764$732,524
18$78,983$28,593$653,542
19$82,287$25,290$571,255
20$85,729$21,848$485,527
21$89,314$18,262$396,212
22$93,050$14,526$303,162
23$96,942$10,634$206,219
24$100,997$6,579$105,222
25$105,222$2,354$0

At the end of your 5-year term

Total paid over the term
$537,881
Principal paid down
$213,938
Interest paid
$323,942
Balance remaining
$1,465,982

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $15,116− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $61,982

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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