90 Howick Avenue, Toronto, ON

Weston-Pellam Park, Toronto · MLS® W13444470

$1,649,900
For Sale
Listed 33 days ago
5Bedrooms
5Bathrooms
15Garage · 3 parking
2500-3000Sq Ft

About this home

Fabulous custom-built residence (2010) showcasing exceptional quality, luxury finishes, and timeless curb appeal. The elegant blend of stone, brick, and stucco creates a classic-meets-contemporary façade with an impressive street presence. Offering over 4,000 sq ft of total living space (approx. 2,795 sq ft above grade + 1,408 sq ft in a high-ceiling lower level with walkout). The luxury begins at the front entrance with natural stone stairs, walkways, and a landing that lead to a grand front door framed by side and transom glass panels. Inside, a marble foyer with a closet opens to a stunning open-concept main floor. The living room features coffered ceilings, crown moulding, and a striking floor-to-ceiling white-stone gas fireplace, along with a bay window overlooking the formal dining room with coffered ceilings, pot lights, and refined trim work. The family room seamlessly connects to the chef's kitchen, complete with limestone floors, custom ceiling-height cabinetry with lighting, granite counters, a center island, a natural-stone backsplash, and a rustic hood range feature. The breakfast area overlooks the peaceful backyard-perfect for morning coffee-and offers a walkout to the deck. A beautiful oak staircase with wrought-iron railings and a skylight leads to the second floor. The primary bedroom overlooks the backyard and features coffered ceilings, pot lights, a 5-piece spa-like ensuite with jacuzzi tub and double marble vanity, plus a large walk-in closet with built-ins. Two additional bedrooms share a Jack-and-Jill 5-piece bathroom with a separate stall and double closets. A second primary suite includes its own ensuite and double closet. All bedrooms feature crown moulding, upgraded trim, and gleaming hardwood floors. The lower level offers a separate entrance, 12-ft ceilings, an expansive open-concept recreation area, rough-in for a kitchen, and direct access to the garage-ideal for extended family, rental potential, or an entertainer's dream space.

Key facts

Property type
Detached, 2-Storey
MLS®
W13444470
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
2500-3000
Lot
31 × 119 ft
Cross streets
Caledonia/St Clair
Parking
15 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,841 / 2026
Days on market
33
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

Living RoomMain4.00 × 4.49 m

hardwood floor · crown moulding · w/o to deck

KitchenMain7.73 × 3.94 m

limestone flooring · modern kitchen · custom backsplash

Dining RoomMain3.00 × 4.20 m

hardwood floor · coffered ceiling(s) · crown moulding

Family RoomMain6.51 × 2.99 m

limestone flooring · centre island · w/o to deck

BreakfastMain2.90 × 3.94 m

limestone flooring · centre island · granite counters

Primary BedroomMain4.21 × 4.69 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

LaundryBasement2.92 × 2.12 m

limestone flooring · custom counter · laundry sink

FoyerMain2.20 × 1.80 m

marble floor · double closet · glass doors

LaundryUpper2.20 × 1.78 m

ceramic floor · laundry sink · b/i shelves

Bedroom 3Upper5.47 × 3.57 m

hardwood floor · semi ensuite · double closet

Dining RoomBasement4.20 × 6.69 m

limestone flooring · pot lights · window

Living RoomBasement4.20 × 6.69 m

limestone flooring · w/o to yard · open concept

Bedroom 4Upper3.57 × 2.74 m

hardwood floor · 4 pc ensuite · double closet

Bedroom 5Basement3.31 × 3.19 m

limestone flooring · double closet · window

Bedroom 2Upper3.53 × 3.58 m

hardwood floor · semi ensuite · double closet

Moe’s TakeTeam Asgarian · Broker
Below comparables
$2.45Mest. value

Listed at $1,649,900, this home is about 33% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Weston-Pellam Park, so I widened the search to the surrounding area.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.09M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.80M
  • Adjusts to $1.80M

That comparable adjusts to $1.80M; the $2.45M estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.65MGreat deal$3.14MOverpriced

Total price vs nearby homes. Fair value about $2.45M, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.87Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

84 Fred Young Drive$1.80M4 Lunness Road$1.50M26 Dynevor Road$1.45M10B Holmstead Avenue$1.80M20 Duart Park Road$2.80M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.65MThis home1.80M1.50M1.45M1.80M2.80MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.80M
$600this home / sqft
31active listings nearby
33days on market

This home lists 34% below the area average of $907/sqft.

32 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Weston-Pellam Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.13M
High Park-Swansea
$2.30M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near General Mercer Junior Public School
54%
General Mercer Junior Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 54% meet the provincial standard

Affordability & Mortgage

Affordability
$7,520/mo
$316KIncome needed
5.2×Price ÷ income
$1,735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $7,520Property tax $820Total carry $8,340

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,044per month

Mortgage amount $1,319,920 · 4.14% over 25 years

$329,980Down payment (20.0%)
$1,319,920Loan before insurance
$0CMHC premium
$7,864Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,044
Property tax
$820
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,864

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,473
Toronto municipal land transfer tax
$29,473
Estimated closing costs
$58,946

Plus your down payment of $329,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,555/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$793,155Total interest paid
$2,113,075Total of all payments
Principal $1,319,920 Interest $793,155
YearPrincipalInterestBalance
1$30,921$53,602$1,288,999
2$32,215$52,308$1,256,784
3$33,562$50,961$1,223,222
4$34,966$49,557$1,188,256
5$36,428$48,095$1,151,828
6$37,952$46,571$1,113,876
7$39,540$44,983$1,074,336
8$41,194$43,329$1,033,142
9$42,917$41,606$990,226
10$44,712$39,811$945,514
11$46,582$37,941$898,932
12$48,530$35,993$850,401
13$50,560$33,963$799,841
14$52,675$31,848$747,166
15$54,879$29,644$692,287
16$57,174$27,349$635,113
17$59,566$24,957$575,547
18$62,057$22,466$513,490
19$64,653$19,870$448,837
20$67,357$17,166$381,480
21$70,175$14,348$311,305
22$73,110$11,413$238,195
23$76,168$8,355$162,027
24$79,354$5,169$82,673
25$82,673$1,850$0

At the end of your 5-year term

Total paid over the term
$422,615
Principal paid down
$168,092
Interest paid
$254,523
Balance remaining
$1,151,828

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $9,841− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,829

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

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