74 West Street, Oakville, ON

Bronte, Oakville · MLS® W13445818

$3,999,999
For Sale
Listed 33 days ago
5Bedrooms
4Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

Step into timeless coastal charm at 74 West Street, a meticulously designed residence nestled in one of Bronte's most coveted enclaves. This stunning home blends relaxed lakeside elegance with upscale modern living, offering the perfect family home just steps from the lakefront, marina, and charming Bronte Village. On an 213 foot deep lot with over 5000 square feet of living space and thoughtfully curated interiors, this home is a masterclass in light, space, and natural textures. It has been completely redone with white oak flooring, shiplap accents, new kitchen, baths, windows and new interior throughout with soft neutral tones that echo the tranquility of the nearby shoreline, while expansive windows flood the home with sunlight and invite in calming lake breezes. The heart of the home is the gourmet kitchen, featuring custom cabinetry, quartz countertops, and premium appliances, ideal for both casual family meals and elegant entertaining. The open-concept living and dining areas flow seamlessly to a beautifully private landscaped backyard oasis with pool, hot tub and lush gardens perfect for summer evenings and al fresco gatherings. The primary suite is a serene retreat, complete with a spa-inspired ensuite and private balcony. Additional bedrooms are spacious and light-filled, with flexible options for home offices or guest accommodations. The lower level features an additional bedroom and full bath, family room, laundry, home office, gym and storage. Just moments from Bronte Harbour, local shops, cafes, waterfront trails, and top-rated schools, 74 West Street offers an unmatched lifestyle in one of Oakville's most picturesque settings.

Key facts

Property type
Detached, 2-Storey
MLS®
W13445818
Bedrooms
5 (3 + 2)
Bathrooms
4 (1 half)
Size
3500-5000
Lot
50.58 × 213.01 ft
Cross streets
Lakeshore Rd and Bronte Rd
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Salt, Inground
Property tax
$14,481 / 2025
Days on market
33
Listing brokerage
Royal LePage Real Estate Services Ltd., Brokerage

Rooms

DenLower3.35 × 3.05 m
Dining RoomMain7.16 × 4.17 m

Fireplace

BathroomLower2.62 × 2.44 m
BedroomLower4.95 × 4.29 m
Primary BedroomSecond6.63 × 4.19 m

5 pc ensuite · walk-in closet(s) · balcony

KitchenMain7.70 × 5.00 m
BathroomSecond3.33 × 2.54 m

4 Pc Ensuite

Exercise RoomLower5.31 × 4.34 m
Family RoomSecond6.76 × 6.07 m

Fireplace

Powder RoomMain1.70 × 1.65 m

2 Pc Bath

BedroomLower4.47 × 4.32 m
BedroomSecond5.13 × 4.24 m
BathroomSecond4.22 × 3.25 m

5 Pc Ensuite

Living RoomMain7.16 × 3.91 m
BedroomSecond4.75 × 3.58 m

balcony · closet

Mud RoomMain6.07 × 3.81 m
LaundryLower3.56 × 3.23 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$3.08Mest. value

Listed at $3,999,999, this home is about 30% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.34M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.00M
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $3.01M

That comparable adjusts to $3.01M; the $3.08M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$2.63MGreat deal$4.00MOverpriced

Total price vs nearby homes. Fair value about $3.08M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$3.17Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1416 Ford Strathy Crescent$3.20M376 Wedgewood Drive$3.90M2182 Galloway Drive$2.40M

The 3 closest active listings nearby.

See all comparable homes
4.00MThis home3.20M3.90M2.40MThis home vs active comparables
Live market pulseActive comparables in Bronte · median list $2.53M
$941this home / sqft
8active listings nearby
33days on market

This home lists 37% above the area average of $689/sqft.

27 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West
$1.85M
Southwest
$3.79M
Glen Abbey
$1.88M
Bronte Creek
$1.77M
Westmount
$1.66M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$18,231/mo
$733KIncome needed
5.5×Price ÷ income
$4,207Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $18,231Property tax $1,207Total carry $19,437

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,076per month

Mortgage amount $3,199,999 · 4.14% over 25 years

$800,000Down payment (20.0%)
$3,199,999Loan before insurance
$0CMHC premium
$18,283Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,076
Property tax
$1,207
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,283

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,475
Estimated closing costs
$86,475

Plus your down payment of $800,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$20,741/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,922,916Total interest paid
$5,122,915Total of all payments
Principal $3,199,999 Interest $1,922,916
YearPrincipalInterestBalance
1$74,965$129,952$3,125,034
2$78,101$126,816$3,046,934
3$81,367$123,549$2,965,566
4$84,771$120,146$2,880,795
5$88,317$116,600$2,792,479
6$92,011$112,906$2,700,468
7$95,860$109,057$2,604,608
8$99,869$105,047$2,504,739
9$104,047$100,870$2,400,692
10$108,399$96,518$2,292,293
11$112,933$91,984$2,179,361
12$117,657$87,260$2,061,704
13$122,578$82,338$1,939,126
14$127,705$77,211$1,811,420
15$133,047$71,870$1,678,373
16$138,612$66,304$1,539,761
17$144,410$60,506$1,395,351
18$150,451$54,466$1,244,900
19$156,744$48,173$1,088,156
20$163,300$41,616$924,856
21$170,131$34,786$754,725
22$177,247$27,670$577,478
23$184,661$20,256$392,817
24$192,385$12,531$200,432
25$200,432$4,484$0

At the end of your 5-year term

Total paid over the term
$1,024,583
Principal paid down
$407,521
Interest paid
$617,062
Balance remaining
$2,792,479

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $14,481− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $62,617

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.

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