28 Holloway Road, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13445840

$1,798,000
For Sale
Listed 32 days ago
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3Bedrooms
3Bathrooms
1Garage · 5 parking
1500-2000Sq Ft

About this home

Set on an extraordinary 60' x 182' property in the heart of Islington Village, this storybook English cottage captures the timeless charm and beauty that make this little enclave so desirable. There is a genuine sense of community here that is hard to find. Neighbours become friends, conversations happen at the end of driveways, children play in front yards and dog owners know each other by name. It's a special place. Bordered to the north by the prestigious Islington Golf Club, the neighbourhood feels like a peaceful village with winding tree-lined streets, charming homes and walking distance to a variety of parks and green space including Echo Valley Park and its scenic trail system. Tucked far back from the street beneath a copy of mature trees this property offers exceptional privacy and future potential, whether building a luxury home or enjoying the character of the existing one while renovating over time. This 1.5 story home features 3 beds, 3 baths, an updated kitchen with island, two wood-burning fireplaces, a dreamy primary retreat with built-ins, a sunken walk-in closet and ensuite, plus a finished lower level. Just moments to transit, highways, downtown and the airport. A truly rare offering in one of Etobicoke's most beloved neighbourhoods.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13445840
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
60 × 182.5 ft
Cross streets
Burnhamthorpe Rd & Kipling Ave.
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Unknown
Roof
Cedar
Sewer
Sewer
Property tax
$7,081 / 2025
Days on market
32
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

KitchenMain4.17 × 3.66 m

centre island · granite counters · stainless steel appl

Family RoomMain3.96 × 3.66 m

hardwood floor · combined w/kitchen

Primary BedroomMain4.88 × 3.96 m

hardwood floor · walk-in closet(s) · ensuite bath

Living RoomMain6.52 × 3.87 m

hardwood floor · fireplace · w/o to patio

Furnace RoomLower3.66 × 1.71 m
FoyerMain2.59 × 1.83 m

closet · tile floor

RecreationLower6.40 × 3.81 m

tile floor · fireplace

Cold Room/CantinaLower1.52 × 1.22 m
LaundryLower7.93 × 3.87 m
BedroomMain3.96 × 3.35 m

hardwood floor · closet

Dining RoomMain6.52 × 3.87 m

hardwood floor · fireplace · w/o to patio

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.65Mest. value

Listed at $1,798,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 38 similar homes nearby, adjusted for size, beds, and baths.Median of 38 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.85M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.65M
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $1.63M

That comparable adjusts to $1.63M; the $1.65M estimate above is the median of all 38 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kipling Ave at Goswell Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.29MGreat deal$2.10MOverpriced

Total price vs nearby homes. Fair value about $1.65M, median of 38 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Development potential: upside only if zoning permits, verify with the city before relying on it.
  • Value driver
  • Lifestyle
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.67Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

134 Morningside Avenue$2.30M73 St Andrews Boulevard$1.70M99 Foch Avenue$998k

The 3 closest active listings nearby.

See all comparable homes
1.80MThis home2.30M1.70M998kThis home vs active comparables
Live market pulseActive comparables in Islington-City Centre West · median list $1.70M
$1,027this home / sqft
38active listings nearby
32days on market

This home lists 3% below the area average of $1,064/sqft.

31 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

70/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kipling Ave at Goswell Rd, about 143 m away

20+ transit stops4 grocery20+ dining20+ parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Islington Junior Middle School
66%
Islington Junior Middle SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 66% meet the provincial standard

Affordability & Mortgage

Affordability
$8,195/mo
$333KIncome needed
5.4×Price ÷ income
$1,891Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,195Property tax $590Total carry $8,785

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,676per month

Mortgage amount $1,438,400 · 4.14% over 25 years

$359,600Down payment (20.0%)
$1,438,400Loan before insurance
$0CMHC premium
$8,266Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,676
Property tax
$590
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,266

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,435
Toronto municipal land transfer tax
$32,435
Estimated closing costs
$64,870

Plus your down payment of $359,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,323/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$864,351Total interest paid
$2,302,751Total of all payments
Principal $1,438,400 Interest $864,351
YearPrincipalInterestBalance
1$33,697$58,413$1,404,703
2$35,106$57,004$1,369,597
3$36,575$55,535$1,333,022
4$38,105$54,005$1,294,918
5$39,698$52,412$1,255,219
6$41,359$50,751$1,213,861
7$43,089$49,021$1,170,772
8$44,891$47,219$1,125,880
9$46,769$45,341$1,079,111
10$48,725$43,385$1,030,386
11$50,763$41,347$979,623
12$52,887$39,223$926,736
13$55,099$37,011$871,637
14$57,404$34,706$814,234
15$59,805$32,305$754,429
16$62,306$29,804$692,123
17$64,912$27,198$627,210
18$67,628$24,482$559,583
19$70,456$21,654$489,126
20$73,403$18,707$415,723
21$76,474$15,636$339,249
22$79,673$12,437$259,577
23$83,005$9,105$176,571
24$86,477$5,633$90,094
25$90,094$2,016$0

At the end of your 5-year term

Total paid over the term
$460,550
Principal paid down
$183,181
Interest paid
$277,370
Balance remaining
$1,255,219

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $7,081− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,161

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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