911-45 Southport Street, Toronto, ON

High Park-Swansea, Toronto · MLS® W13447092

$699,800
For Sale
Listed 32 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Up-sizers, Down-sizers, and First-Time Home Buyers - The One You've Been Waiting For! Welcome to 45 Southport. Experience the epitome of modern comfort in this meticulously designed, fully renovated 2-bedroom, 1.5 bathroom residence. This stunning unit features a spectacular open-concept living and dining area with walk-out to a large balcony showcasing bright, sun-filled southwest views, complete with upgraded patio tiles for enhanced outdoor enjoyment. Gorgeous high-end engineered hardwood flooring flows seamlessly throughout the entire space. The state-of-the-art gourmet kitchen boasts luxurious quartz countertops and matching backsplash, top-of-the-line stainless steel appliances, and a floor-to-ceiling pantry. Thoughtfully upgraded throughout, this home also features a brand-new electrical panel and new ductless heat pump in the living room, providing efficient year-round comfort. The stunning in-suite laundry room is equipped with a full-size washer and dryer, while custom millwork and built-ins throughout the home showcase unparalleled craftsmanship and attention to detail. Spacious and airy bedrooms offer exceptional functionality, including custom built-in closets and a walk-in closet in the primary suite. The beautifully renovated bathrooms feature custom vanities and quartz countertops, creating a spa-like retreat. With all new doors and hardware, ample storage space, parking, locker, and countless premium upgrades throughout, this home is truly move-in ready. Building common areas have been recently updated, with new elevators and lobby furnishings still to come. A truly exceptional opportunity - this is a must-see!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13447092
Bedrooms
2
Bathrooms
2 (1 half)
Size
900-999
Cross streets
The Queensway/Southport
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Brick, Concrete Block
Maintenance
$913/mo
Exposure
South West
Property tax
$2,639 / 2025
Days on market
32
Listing brokerage
SUTTON GROUP REALTY SYSTEMS INC.

Rooms

LaundryMain1.73 × 1.60 m

Closet Organizers

Living RoomMain5.29 × 3.29 m

open concept · hardwood floor

Primary BedroomMain4.00 × 3.30 m

hardwood floor · 2 pc ensuite · walk-in closet(s)

Dining RoomMain3.29 × 2.35 m

open concept · hardwood floor

KitchenMain2.50 × 2.56 m

open concept · hardwood floor · quartz counter

Bedroom 2Main4.27 × 2.70 m

hardwood floor · b/i closet

Moe’s TakeTeam Asgarian · Broker
In line
$700Kest. value

Listed at $699,800, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $587K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $580K
  • Bathrooms +$15K
  • Adjusts to $595K

That comparable adjusts to $595K; the $700K estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 60 Southport St is about a 1-minute walk away.

List price
$624KGreat deal$759KOverpriced

Total price vs nearby homes. Fair value about $700K, median of 15 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in High Park-Swansea · asking prices
$708kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1414-103 The Queensway Avenue$700kPH01-15 Windermere Avenue$700k2805-103 The Queensway$755k1713-103 The Queensway Avenue$685k620-20 Southport Street$699k

The 5 closest of 8 active listings nearby.

See all comparable homes
700kThis home700k700k755k685k699kThis home vs active comparables
Live market pulseActive comparables in High Park-Swansea · median list $699K
$737this home / sqft
36active listings nearby
32days on market

This home lists 7% below the area average of $790/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

57/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: 60 Southport St, about 86 m away

20+ transit stops3 grocery20+ dining20+ parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$800K
Waterfront Communities C1
$694K
Annex
$1.39M
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$3,189/mo
$149KIncome needed
4.7×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $3,189Property tax $220Condo fee $913Total carry $4,322

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $559,840 · 4.14% over 25 years

$139,960Down payment (20.0%)
$559,840Loan before insurance
$0CMHC premium
$4,120Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$220
Condo / maintenance fees
$913
Heating
$0
Estimated monthly cost
$4,120

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,471
Toronto municipal land transfer tax
$10,471
Estimated closing costs
$20,942

Plus your down payment of $139,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,629/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,414Total interest paid
$896,254Total of all payments
Principal $559,840 Interest $336,414
YearPrincipalInterestBalance
1$13,115$22,735$546,725
2$13,664$22,186$533,061
3$14,235$21,615$518,826
4$14,831$21,019$503,995
5$15,451$20,399$488,544
6$16,097$19,753$472,447
7$16,771$19,080$455,676
8$17,472$18,378$438,204
9$18,203$17,647$420,001
10$18,964$16,886$401,037
11$19,758$16,093$381,279
12$20,584$15,266$360,695
13$21,445$14,405$339,250
14$22,342$13,508$316,908
15$23,277$12,574$293,631
16$24,250$11,600$269,381
17$25,265$10,586$244,117
18$26,321$9,529$217,795
19$27,422$8,428$190,373
20$28,569$7,281$161,804
21$29,764$6,086$132,039
22$31,009$4,841$101,030
23$32,306$3,544$68,723
24$33,658$2,192$35,066
25$35,066$785$0

At the end of your 5-year term

Total paid over the term
$179,251
Principal paid down
$71,296
Interest paid
$107,955
Balance remaining
$488,544

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $2,639− Condo fees $10,950− Insurance $600− Vacancy & upkeep $4,026Net operating income $18,384

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP REALTY SYSTEMS INC.. MLS®/PropTx.

CallRequest a showing