102 Symons Street, Toronto, ON

Mimico, Toronto · MLS® W13448048

$995,000
For Sale
Listed 32 days ago
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3Bedrooms
2Bathrooms
1Garage · 2 parking
700-1100Sq Ft

About this home

Welcome to 102 Symons Street, a rare opportunity in the heart of highly sought-after Mimico. This charming 2+1 bedroom, 2-bath home sits on a premium 25 x 125 ft flat lot and offers exceptional versatility for first-time buyers, investors, builders, and end users alike. The bright and functional layout features comfortable living spaces, two bedrooms on the main level, and a finished lower level with a third bedroom and excellent potential for an in-law or income-generating suite. Whether you're looking to move in, renovate, invest, or build, the possibilities are endless. Enjoy an unbeatable South Etobicoke lifestyle just minutes from the waterfront, parks, walking trails, bike paths, and some of the area's most beloved local amenities, including San Remo Bakery. Commuters will appreciate easy access to TTC, GO Transit, and major highways, while families benefit from nearby schools, recreation facilities, shopping, and everyday conveniences. Adding to the appeal, 102 Symons Street is zoned for a fourplex, presenting a rare opportunity to maximize future value in one of Toronto's most desirable west-end neighbourhoods. A property that offers lifestyle, flexibility, and long-term potential in an outstanding Mimico location.

Key facts

Property type
Detached, Bungalow
MLS®
W13448048
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
700-1100
Lot
25 × 125 ft
Cross streets
Lake Shore Blvd W/Royal York Rd
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,826 / 2025
Days on market
32
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

Dining RoomMain3.33 × 2.50 m

hardwood floor · combined w/living · window

LaundryLower5.93 × 2.09 m

ceramic floor · window

KitchenMain4.85 × 2.73 m

laminate · eat-in kitchen · window

Living RoomMain4.34 × 3.21 m

hardwood floor · combined w/dining · overlooks frontyard

BedroomMain3.30 × 2.50 m

hardwood floor · double closet · window

BathroomMain2.37 × 1.64 m

4 Pc Ensuite

BathroomLower2.38 × 1.49 m

3 Pc Ensuite

DenLower4.04 × 3.13 m

laminate · window

OtherLower0.00 × 0.00 m
Primary BedroomMain3.41 × 4.69 m

hardwood floor · his and hers closets · w/o to garden

OfficeLower2.85 × 3.81 m

ceramic floor · combined w/laundry

BedroomLower4.04 × 2.36 m

laminate · closet · window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$800Kest. value

Listed at $995,000, this home is about 24% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,106/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Mimico, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $986K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $775K
  • Adjusts to $775K

That comparable adjusts to $775K; the $800K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Second Street Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Royal York Rd at Symons St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$770KGreat deal$995KOverpriced

Total price vs nearby homes. Fair value about $800K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$847kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

59 Dalbeattie Avenue$975k115 Ellington Drive$839k97 Livingstone Avenue$800k179 Thirtieth Street$775k

The 4 closest active listings nearby.

See all comparable homes
995kThis home975k839k800k775kThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $1.55M
$1,106this home / sqft
15active listings nearby
32days on market

This home lists 5% above the area average of $1,058/sqft.

31 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

72/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Royal York Rd at Symons St, about 94 m away

20+ transit stops3 grocery20+ dining20+ parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Second Street Junior Middle School
69%
Second Street Junior Middle SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$4,535/mo
$189KIncome needed
5.3×Price ÷ income
$1,047Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,535Property tax $402Total carry $4,937

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,248per month

Mortgage amount $796,000 · 4.14% over 25 years

$199,000Down payment (20.0%)
$796,000Loan before insurance
$0CMHC premium
$4,650Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,248
Property tax
$402
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,650

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,375
Toronto municipal land transfer tax
$16,375
Estimated closing costs
$32,750

Plus your down payment of $199,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,159/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$478,325Total interest paid
$1,274,325Total of all payments
Principal $796,000 Interest $478,325
YearPrincipalInterestBalance
1$18,648$32,325$777,352
2$19,428$31,545$757,925
3$20,240$30,733$737,685
4$21,087$29,886$716,598
5$21,969$29,004$694,629
6$22,888$28,085$671,741
7$23,845$27,128$647,896
8$24,842$26,131$623,054
9$25,882$25,091$597,172
10$26,964$24,009$570,208
11$28,092$22,881$542,116
12$29,267$21,706$512,849
13$30,491$20,482$482,358
14$31,767$19,206$450,591
15$33,095$17,878$417,495
16$34,480$16,493$383,016
17$35,922$15,051$347,094
18$37,425$13,548$309,669
19$38,990$11,983$270,679
20$40,621$10,352$230,058
21$42,320$8,653$187,738
22$44,090$6,883$143,648
23$45,934$5,039$97,713
24$47,856$3,117$49,858
25$49,858$1,115$0

At the end of your 5-year term

Total paid over the term
$254,865
Principal paid down
$101,371
Interest paid
$153,494
Balance remaining
$694,629

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $4,826− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,260

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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