428 Brookmill Road, Oakville, ON

Ford, Oakville · MLS® W13448164

$1,995,000
For Sale
Listed 32 days ago
5Bedrooms
4Bathrooms
1Garage · 3 parking
2000-2500Sq Ft

About this home

Welcome to this exceptional custom-rebuilt modern residence in prestigious Southeast Oakville, where luxury, quality craftsmanship, and timeless design come together. The spectacular open-concept great room features a soaring two-storey cathedral ceiling, creating a bright and dramatic living space perfect for both everyday living and entertaining. The gourmet chef's kitchen is equipped with premium stainless steel appliances, a designer range hood, elegant Bianco granite countertops, and an oversized center island. The home offers four spacious bedrooms, including a luxurious primary retreat with a beautifully appointed spa-inspired ensuite, along with designer bathrooms showcasing high-end finishes throughout. A striking floating solid wood staircase serves as a stunning architectural focal point. The elegant dining area is complemented by a cozy sitting area, creating an inviting additional living space with a walkout to the professionally landscaped backyard oasis. Enjoy summers by the stunning in-ground pool, professionally installed in 2022, surrounded by newer fencing completed the same year-perfect for entertaining and relaxing with family and friends. The professionally finished basement provides additional bedroom, a versatile exercise room/library that can easily adapt to your family's needs, a beautifully designed modern bathroom and a laundry room. Extensively upgraded throughout, this home includes premium stainless steel appliances, washer & dryer, custom window coverings, motorized front window shade, garburator, water softener, reverse osmosis water filtration system, upgraded gutters and downspouts, backwater valve, furnace and central air conditioning (2018), and 3M security film installed on all main floor windows (2025) for enhanced security and peace of mind.

Key facts

Property type
Detached, Sidesplit 4
MLS®
W13448164
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
64.14 × 100 ft
Cross streets
Ford Dr/Constance Dr
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$9,300 / 2025
Days on market
32
Listing brokerage
RE/MAX ABOUTOWNE REALTY CORP.

Rooms

Living RoomMain8.99 × 5.13 m

open concept · cathedral ceiling(s) · hardwood floor

LaundryBasement5.35 × 4.88 m

ceramic floor · b/i shelves

Game RoomBasement5.35 × 4.88 m

3 pc bath · hardwood floor · above grade window

Bedroom 2Second4.01 × 2.16 m

3 pc bath · hardwood floor · closet organizers

Family RoomLower6.25 × 3.05 m

gas fireplace · w/o to patio · hardwood floor

Dining RoomMain8.99 × 5.13 m

open concept · combined w/living · hardwood floor

KitchenMain8.99 × 5.13 m

modern kitchen · combined w/great rm · cathedral ceiling(s)

Primary BedroomSecond3.81 × 3.48 m

4 pc ensuite · hardwood floor · closet organizers

Bedroom 3Second3.50 × 2.82 m

hardwood floor · window · closet organizers

Bedroom 4Second3.40 × 2.82 m

hardwood floor · window · closet organizers

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$2.26Mest. value

Listed at $1,995,000, this home is tracking about 12% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.08M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.15M
  • Adjusts to $2.15M

That comparable adjusts to $2.15M; the $2.26M estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$2.00MGreat deal$2.58MOverpriced

Total price vs nearby homes. Fair value about $2.26M, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Value driver
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby in Ford · asking prices
$2.17Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2366 Devon Road$2.15M456 Aspen Forest Drive$2.16M2344 Devon Road$1.60M2073 Deramore Drive$3.23M2197 Dunedin Road$1.70M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.00MThis home2.15M2.16M1.60M3.23M1.70MThis home vs active comparables
Live market pulseActive comparables in Ford · median list $3.33M
$887this home / sqft
22active listings nearby
32days on market

This home lists 24% below the area average of $1,166/sqft.

26 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Ford, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Morrison
$5.03M
Joshua Creek
$2.23M
College Park
$1.28M
Joshua Meadows
$1.47M
River Oaks
$1.59M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,093/mo
$374KIncome needed
5.3×Price ÷ income
$2,098Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,093Property tax $775Total carry $9,868

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,517per month

Mortgage amount $1,596,000 · 4.14% over 25 years

$399,000Down payment (20.0%)
$1,596,000Loan before insurance
$0CMHC premium
$9,292Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,517
Property tax
$775
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,292

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,375
Estimated closing costs
$36,375

Plus your down payment of $399,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,345/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$959,055Total interest paid
$2,555,055Total of all payments
Principal $1,596,000 Interest $959,055
YearPrincipalInterestBalance
1$37,389$64,813$1,558,611
2$38,953$63,249$1,519,659
3$40,582$61,620$1,479,077
4$42,280$59,923$1,436,797
5$44,048$58,154$1,392,749
6$45,890$56,312$1,346,859
7$47,810$54,392$1,299,049
8$49,810$52,392$1,249,239
9$51,893$50,309$1,197,346
10$54,064$48,138$1,143,282
11$56,325$45,877$1,086,956
12$58,681$43,521$1,028,275
13$61,136$41,066$967,139
14$63,693$38,509$903,446
15$66,357$35,845$837,089
16$69,133$33,069$767,956
17$72,025$30,178$695,931
18$75,037$27,165$620,894
19$78,176$24,026$542,718
20$81,446$20,756$461,272
21$84,853$17,349$376,419
22$88,402$13,800$288,017
23$92,100$10,102$195,918
24$95,952$6,250$99,966
25$99,966$2,237$0

At the end of your 5-year term

Total paid over the term
$511,011
Principal paid down
$203,251
Interest paid
$307,760
Balance remaining
$1,392,749

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $9,300− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,156

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.

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