12 Petiole Road, Toronto, ON

Glenfield-Jane Heights, Toronto · MLS® W13448874

$920,000
For Sale
Listed 32 days ago
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Welcome to 12 Petiole Rd - a beautifully maintained home offering space, comfort, and incredible versatility in a desirable Toronto neighbourhood. This bright and inviting property features a functional layout with spacious principal rooms, kitchen, generous bedrooms, and plenty of natural light throughout. Perfect for families, investors, or multi-generational living, this home offers exceptional value and endless potential.The finished lower level provides additional living space with great flexibility for extended family or future income possibilities. Enjoy a private backyard ideal for entertaining, relaxing, or summer gatherings. Conveniently located close to schools, parks, shopping, transit, highways, and everyday amenities, this is a fantastic opportunity to own a move-in-ready home in a prime location.Seller does not warrant the retrofit status or legality of the basement apartment.

Key facts

Property type
Semi-Detached, Bungalow
MLS®
W13448874
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
30 × 120 ft
Cross streets
Jane & Firgrove
Parking
1 garage · 3 parking (attached)
Basement
Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,537 / 2025
Days on market
32
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Living RoomMain7.30 × 4.60 m
Dining RoomMain4.60 × 7.30 m
Living RoomLower6.30 × 3.90 m
Primary BedroomLower3.35 × 3.20 m
Primary BedroomMain4.40 × 3.30 m
KitchenMain4.95 × 4.00 m
KitchenLower5.30 × 3.90 m
Dining RoomLower3.90 × 6.30 m
Bedroom 2Main4.00 × 3.30 m
Bedroom 3Main3.10 × 3.00 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$880Kest. value

Listed at $920,000, this home is about 5% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($708/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $799K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Bedrooms −$30K
  • Adjusts to $770K

That comparable adjusts to $770K; the $880K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Firgrove Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Oakdale Rd at Finch Ave West South Side - Humber Reactivatio is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$825KGreat deal$920KOverpriced

Total price vs nearby homes. Fair value about $880K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Glenfield-Jane Heights · asking prices
$872kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

37 Newlin Crescent$880k55 Picaro Drive$939k21 Buckland Road$800k5 Thwaite Avenue$870k

The 4 closest active listings nearby.

See all comparable homes
920kThis home880k939k800k870kThis home vs active comparables
Live market pulseActive comparables in Glenfield-Jane Heights · median list $870K
$708this home / sqft
5active listings nearby
32days on market

This home lists 2% below the area average of $720/sqft.

27 days longer than the Toronto average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Glenfield-Jane Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Oakdale Rd at Finch Ave West South Side - Humber Reactivatio, about 342 m away

20+ transit stops7 grocery20+ dining16 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

York University Heights
$920K
Newtonbrook West
$940K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
Palmerston-Little Italy
$1.03M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Firgrove Public School
55%
Firgrove Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$4,193/mo
$172KIncome needed
5.3×Price ÷ income
$968Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,193Property tax $295Total carry $4,488

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,928per month

Mortgage amount $736,000 · 4.14% over 25 years

$184,000Down payment (20.0%)
$736,000Loan before insurance
$0CMHC premium
$4,222Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,928
Property tax
$295
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,222

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,875
Toronto municipal land transfer tax
$14,875
Estimated closing costs
$29,750

Plus your down payment of $184,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,770/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$442,271Total interest paid
$1,178,271Total of all payments
Principal $736,000 Interest $442,271
YearPrincipalInterestBalance
1$17,242$29,889$718,758
2$17,963$29,168$700,795
3$18,715$28,416$682,080
4$19,497$27,634$662,583
5$20,313$26,818$642,270
6$21,163$25,968$621,108
7$22,048$25,083$599,060
8$22,970$24,161$576,090
9$23,931$23,200$552,159
10$24,932$22,199$527,228
11$25,975$21,156$501,253
12$27,061$20,070$474,192
13$28,193$18,938$445,999
14$29,372$17,759$416,627
15$30,601$16,530$386,026
16$31,881$15,250$354,145
17$33,214$13,916$320,931
18$34,604$12,527$286,327
19$36,051$11,080$250,276
20$37,559$9,572$212,717
21$39,130$8,001$173,587
22$40,767$6,364$132,820
23$42,472$4,659$90,348
24$44,249$2,882$46,099
25$46,099$1,031$0

At the end of your 5-year term

Total paid over the term
$235,654
Principal paid down
$93,730
Interest paid
$141,924
Balance remaining
$642,270

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $3,537− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,627

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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