517 Stafford Drive, Oakville, ON

West, Oakville · MLS® W13451360

$3,995,000
For Sale
Listed 32 days ago
5Bedrooms
6Bathrooms
2Garage · 6 parking
3000-3500Sq Ft

About this home

Stunning home upgraded and finished to the highest level, with French Chateau-inspired curb appeal and landscaped grounds. Luxurious finishes and attention to detail throughout. Big, bright windows, custom cabinetry, wall paneling and mouldings, curated stone and tile selections, hardwood herringbone flooring, integrated vents, and a skylight over the central staircase. Interior design by Mia Coroza. Landscaping by Kanawi Landscaping, with top trades from across the GTA. Mirage engineered oak flooring in herringbone. Red oak stairs with wrought iron railings by Deluxe Stairs. A beautifully appointed kitchen features leathered Taj Mahal natural stone quartzite countertops and island. Walk through the servery with walk-in pantry to the dining room with a built-in wine rack. The two-storey great room offers massive windows, a matte porcelain fireplace surround, and a custom ethanol fireplace. A stylish office includes French door entry, built-in wall unit, and sconces. All four bedrooms feature private ensuites. The primary suite includes a fireplace, walk-in closet with custom organizers, and an ensuite with heated floors, designer plumbing fixtures, stand-alone tub, and dual sinks. A laundry room is equipped with LG front-load washer and dryer. Each additional bedroom offers its own design, with closets featuring sensor lighting. Nine-foot ceilings and large window wells enhance the lower level. A bar area features leathered Titanium Gold natural stone quartzite countertops. The home theatre is positioned beneath the garage. Additional spaces include a home gym with custom mats, fifth bedroom, three-piece bath with curbless shower, and rec room. White cedar sauna completes the level. Walk out from the kitchen to a covered porch overlooking grounds inspired by a European garden, with fountains finished in exterior porcelain, landscape lighting, and a cabana with water and gas roughed-in. Aluminum composite fencing and a walk-up from the basement complete this setting.

Key facts

Property type
Detached, 2-Storey
MLS®
W13451360
Bedrooms
5 (4 + 1)
Bathrooms
6 (1 half)
Size
3000-3500
Lot
69.23 × 123.46 ft
Cross streets
Bridge Road to Sandbrook Road to Stafford Drive
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished, Full, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Poured Concrete
Roof
Flat, Metal
Sewer
Sewer
Property tax
$6,220 / 2026
Days on market
32
Listing brokerage
CENTURY 21 MILLER REAL ESTATE LTD.

Rooms

Exercise RoomBasement3.94 × 3.10 m
Mud RoomMain2.87 × 2.16 m
Primary BedroomSecond5.69 × 4.06 m
Bedroom 2Second3.63 × 3.56 m
OfficeMain3.40 × 3.33 m
Dining RoomMain4.47 × 3.48 m
Bedroom 3Second3.89 × 3.40 m
KitchenMain6.38 × 3.10 m
OtherBasement4.19 × 1.30 m
BedroomBasement4.44 × 3.63 m
BreakfastMain6.38 × 1.88 m
FoyerMain5.59 × 2.18 m
Great RoomMain5.26 × 5.13 m
Bedroom 4Second3.89 × 3.23 m
Cold Room/CantinaBasement1.83 × 1.63 m
Utility RoomBasement2.49 × 2.03 m
LaundrySecond2.21 × 2.16 m
Utility RoomBasement2.59 × 1.96 m
RecreationBasement8.36 × 4.95 m
Media RoomBasement5.84 × 5.69 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$3.31Mest. value

Listed at $3,995,000, this home is about 21% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 15 similar homes nearby, adjusted for size, beds, and baths.Median of 15 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.43M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.50M
  • Bathrooms +$15K
  • Adjusts to $3.51M

That comparable adjusts to $3.51M; the $3.31M estimate above is the median of all 15 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$3.02MGreat deal$4.00MOverpriced

Total price vs nearby homes. Fair value about $3.31M, median of 15 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in West · asking prices
$3.40Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

507 Wildwood Drive$3.60M369 Wade Street$3.60M1189 Tisdale Street$3.48M455 Samford Place$2.69M540 Patricia Drive$3.65M

The 5 closest of 8 active listings nearby.

See all comparable homes
4.00MThis home3.60M3.60M3.48M2.69M3.65MThis home vs active comparables
Live market pulseActive comparables in West · median list $3.20M
$1,229this home / sqft
32active listings nearby
32days on market

This home lists 32% above the area average of $929/sqft.

26 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$3.79M
Glen Abbey
$1.88M
College Park
$1.28M
Bronte
$1.82M
West Oak Trails
$1.48M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$18,208/mo
$706KIncome needed
5.7×Price ÷ income
$4,202Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $18,208Property tax $518Total carry $18,726

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,055per month

Mortgage amount $3,196,000 · 4.14% over 25 years

$799,000Down payment (20.0%)
$3,196,000Loan before insurance
$0CMHC premium
$17,573Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,055
Property tax
$518
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,573

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,350
Estimated closing costs
$86,350

Plus your down payment of $799,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$20,715/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,920,513Total interest paid
$5,116,513Total of all payments
Principal $3,196,000 Interest $1,920,513
YearPrincipalInterestBalance
1$74,871$129,789$3,121,129
2$78,003$126,658$3,043,126
3$81,266$123,395$2,961,860
4$84,665$119,996$2,877,195
5$88,206$116,454$2,788,989
6$91,896$112,765$2,697,093
7$95,740$108,921$2,601,353
8$99,744$104,916$2,501,608
9$103,917$100,744$2,397,692
10$108,263$96,397$2,289,429
11$112,792$91,869$2,176,637
12$117,510$87,151$2,059,127
13$122,425$82,236$1,936,702
14$127,546$77,115$1,809,156
15$132,881$71,780$1,676,276
16$138,439$66,221$1,537,837
17$144,230$60,431$1,393,607
18$150,263$54,398$1,243,344
19$156,548$48,113$1,086,796
20$163,096$41,564$923,700
21$169,918$34,742$753,782
22$177,026$27,635$576,757
23$184,430$20,230$392,326
24$192,145$12,516$200,182
25$200,182$4,479$0

At the end of your 5-year term

Total paid over the term
$1,023,303
Principal paid down
$407,011
Interest paid
$616,291
Balance remaining
$2,788,989

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $6,220− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $59,664

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MILLER REAL ESTATE LTD.. MLS®/PropTx.

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