21 Cross Street, Toronto, ON
Weston, Toronto · MLS® W13452466
About this home
This light-filled Edwardian charmer offers nearly 2000 sq ft of living space on an exceptional 48 x 190 ft lot in the heart of Old Weston Village, complete with parking and a garage. Surrounded by mature trees and lush greenery, it feels like living in your own private park. Steeped in original character and warmth, the home welcomes you with an expansive living room designed for an oversized sectional and big-screen TV, highlighted by six skylights that pour in natural light. The spacious dining room is perfect for hosting family and friends, with sliding doors opening to a massive deck with awning and a deep, park-like garden. Across the entire front of the home sits a bright private office with two dedicated workspaces, walls of windows, built-ins, and charming French doors, an inspiring place to work from home! A practical dressing room with gas fireplace, stained-glass windows, and built-in benches offers a cozy place to start your day as you get ready to walk out the door. A discreet main-floor powder room adds convenience. The family-sized kitchen features a sunny eat-in nook wrapped in windows-an ideal spot for morning coffee. Upstairs are three generous bedrooms and access to a large attic ready for future development. The king-sized primary includes a walk-in closet, and the renovated main bath completes the level. A separate entrance leads to the finished basement with good ceiling height, a rec room, bedroom, laundry, and storage. Just 20 minutes to Union Station or Pearson via the UP Express, and close to schools, parks, Humber Trail, transit, shops, and highways. This is a rare opportunity to grow into a home with space, charm, and endless potential, perhaps even a future garden suite. A home like this doesn't come along often-step into a lifestyle that truly expands with you.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13452466
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000
- Lot
- 48.71 × 191.54 ft
- Cross streets
- Lawrence Ave W & Weston Rd
- Parking
- 1 garage · 4 parking (detached)
- Driveway
- Mutual
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Metal/Steel Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle, Metal
- Sewer
- Sewer
- Property tax
- $4,057 / 2025
- Days on market
- 31
- Listing brokerage
- RE/MAX HALLMARK ESTATE GROUP REALTY LTD.
Rooms
b/i bookcase · closet · french doors
broadloom · walk-in closet(s) · west view
hardwood floor · skylight
hardwood floor · closet · mirrored walls
hardwood floor · b/i bookcase · closet
sliding doors · skylight · hardwood floor
gas fireplace · hardwood floor · wall sconce lighting
tile floor · eat-in kitchen · updated
above grade window · tile floor · 4 pc bath
hardwood floor · b/i desk · west view
tile floor · closet · recessed lighting
Listed at $1,149,000, this home is about 4% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.03M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.24M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.19M
That comparable adjusts to $1.19M; the $1.20M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is H J Alexander Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Church St at George St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.20M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Primary suite: a key comfort and resale feature.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 8% below the area average of $713/sqft.
30 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Weston, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Church St at George St, about 139 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $919,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,905
- Property tax
- $338
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,243
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,455
- Toronto municipal land transfer tax
- $19,455
- Estimated closing costs
- $38,910
Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $294,312
- Principal paid down
- $117,060
- Interest paid
- $177,251
- Balance remaining
- $802,140
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK ESTATE GROUP REALTY LTD.. MLS®/PropTx.