21 Jersey Avenue, Brampton, ON
Bram East, Brampton · MLS® W13452922
About this home
Step into this beautifully maintained 3+3 bedroom bungalow, offering a double-wide driveway with space for four vehicles plus an attached garage. A spacious covered front porch sets a warm and welcoming tone as you enter. Inside, the main floor features a bright and inviting living and dining area, highlighted by large windows and elegant hardwood flooring that runs throughout the home. The sun-filled kitchen is thoughtfully designed with a ceramic tile backsplash, pantry, and plenty of counter space for everyday cooking and entertaining. The fully finished lower level, complete with a separate entrance, offers excellent versatility. It includes three additional bedrooms, a brand-new kitchenette, a comfortable living/recreation area, and a newly updated 3-piece bathroom with in-suite laundry. You'll also find a cold cellar along with generous storage and utility space. Outside, enjoy a fully fenced backyard with a patio area, convenient garage access, and plenty of room for outdoor activities and family enjoyment.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13452922
- Bedrooms
- 6 (3 + 3)
- Bathrooms
- 2
- Size
- 1100-1500
- Lot
- 50 × 113 ft
- Cross streets
- Kennedy Rd & Steeles Ave
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,475 / 2025
- Days on market
- 36
- Listing brokerage
- CENTURY 21 ROYALTORS REALTY INC.
Rooms
Listed at $899,000, this home is about 27% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
In Bram East lately, sellers have been getting about 99% of asking and homes sell in about 27 days. Prices are down 9% versus a year ago.
There were not many closely comparable homes right in Bram East, so I widened the search to the surrounding area.
Based on 93 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 93 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $808K, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $667K
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $712K
That comparable adjusts to $712K; the $710K estimate above is the median of all 93 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
Total price vs nearby homes. Fair value about $710K, median of 93 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes33 days longer than the Brampton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bram East, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,838
- Property tax
- $456
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,294
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Estimated closing costs
- $14,455
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,275
- Principal paid down
- $91,590
- Interest paid
- $138,685
- Balance remaining
- $627,610
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ROYALTORS REALTY INC.. MLS®/PropTx.