104-2825 Islington Avenue, Toronto, ON

Humber Summit, Toronto · MLS® W13453020

$560,000
For Sale
Listed 31 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Great opportunity to own this Beautiful Two Bedrooms with Two Washrooms in this desirable neighbourhood! Welcome to 2825 Islington Ave #104. This unit features Bright and spacious open concept living space w/o to the balcony, ensuite laundry, just few steps away from the bus stop, minutes away from parks, schools, a library, community centre, public transit, hospital, grocery stores, minutes away from Highways 401/400, Pearson Airport, shopping, and TTC transit.! This is truly a warm, inviting, and family-friendly building with ample visitor parking.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13453020
Bedrooms
2
Bathrooms
2 (1 half)
Size
900-999
Cross streets
Islington Ave and Finch
Parking
1 garage (none)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$673/mo
Exposure
East
Property tax
$1,063 / 2025
Days on market
31
Listing brokerage
RE/MAX METROPOLIS REALTY

Rooms

Dining RoomMain3.30 × 2.80 m
LaundryMain2.60 × 1.91 m
Bedroom 2Main3.60 × 3.02 m
BedroomMain4.60 × 3.05 m
Living RoomMain5.70 × 3.50 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 2825 Islington Ave is about a 1-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Humber Summit · asking prices
$452kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

102-2825 Islington Avenue$490k209-2835 Islington Avenue$465k507-2825 Islington Avenue$400k

The 3 closest active listings nearby.

See all comparable homes
560kThis home490k465k400kThis home vs active comparables
Live market pulseActive comparables in Humber Summit · median list $490K
$590this home / sqft
7active listings nearby
31days on market

This home lists 35% above the area average of $437/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humber Summit, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

68/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: 2825 Islington Ave, about 77 m away

20+ transit stops7 grocery20+ dining18 parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale West
$770K
Willowdale East
$441K
Mimico
$800K
Annex
$1.39M
Church-Yonge Corridor
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracedale Public School
53%
Gracedale Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 53% meet the provincial standard

Affordability & Mortgage

Affordability
$2,552/mo
$115KIncome needed
4.9×Price ÷ income
$589Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,552Property tax $89Condo fee $673Total carry $3,314

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,391per month

Mortgage amount $448,000 · 4.14% over 25 years

$112,000Down payment (20.0%)
$448,000Loan before insurance
$0CMHC premium
$3,152Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,391
Property tax
$89
Condo / maintenance fees
$673
Heating
$0
Estimated monthly cost
$3,152

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,675
Toronto municipal land transfer tax
$7,675
Estimated closing costs
$15,350

Plus your down payment of $112,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,904/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$269,208Total interest paid
$717,208Total of all payments
Principal $448,000 Interest $269,208
YearPrincipalInterestBalance
1$10,495$18,193$437,505
2$10,934$17,754$426,571
3$11,391$17,297$415,179
4$11,868$16,820$403,311
5$12,364$16,324$390,947
6$12,882$15,807$378,066
7$13,420$15,268$364,645
8$13,982$14,707$350,664
9$14,567$14,122$336,097
10$15,176$13,513$320,921
11$15,811$12,878$305,111
12$16,472$12,216$288,639
13$17,161$11,527$271,478
14$17,879$10,810$253,599
15$18,627$10,062$234,972
16$19,406$9,283$215,567
17$20,217$8,471$195,349
18$21,063$7,625$174,286
19$21,944$6,744$152,342
20$22,862$5,826$129,480
21$23,818$4,870$105,662
22$24,815$3,874$80,847
23$25,853$2,836$54,994
24$26,934$1,754$28,061
25$28,061$628$0

At the end of your 5-year term

Total paid over the term
$143,442
Principal paid down
$57,053
Interest paid
$86,389
Balance remaining
$390,947

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
4.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $1,063− Condo fees $8,080− Insurance $600− Vacancy & upkeep $4,026Net operating income $22,831

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX METROPOLIS REALTY. MLS®/PropTx.

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