27 Shadwick Drive, Toronto, ON

Willowridge-Martingrove-Richview, Toronto · MLS® W13454174

$1,399,900
For Sale
Listed 36 days ago
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4Bedrooms
3Bathrooms
2Garage · 5 parking
1500-2000Sq Ft

About this home

Discover this charming and spacious 4-bedroom family home in the highly sought-after Richmond Gardens community. Tucked away on a quiet, tree-lined street, this residence offers a rare sense of peace and privacy in the heart of the neighbourhood. The main floor features two bedrooms, a bright eat-in kitchen, and large windows that enhance the expansive living and dining areas-perfect for hosting gatherings with family and friends. The upper level showcases two custom-built bedrooms, including a generous primary retreat complete with a 7-piece ensuite and a walk-in closet, offering ideal space for a growing family or a comfortable work-from-home setup. A separate basement entrance adds future potential, while the private backyard creates an ideal setting for outdoor relaxation and recreation. Situated on an impressive 50 x 120ft lot, this property offers exceptional value in a prime location. Ideally situated just steps from Silvercreek Park, Richview Library, highly regarded schools, and a full range of everyday amenities. Located within the sought-after Father Serra Catholic School and Richview Collegiate Institute catchment areas.

Key facts

Property type
Detached, 2-Storey
MLS®
W13454174
Bedrooms
4
Bathrooms
3
Size
1500-2000
Lot
50 × 120 ft
Cross streets
Westway / Wincott
Parking
2 garage · 5 parking (attached)
Driveway
Private
Basement
Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,146 / 2026
Days on market
36
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Great RoomBasement6.10 × 4.52 m

above grade window · fireplace · pot lights

Primary BedroomUpper5.54 × 4.19 m

7 pc ensuite · walk-in closet(s) · gas fireplace

BedroomMain3.63 × 3.05 m

hardwood floor · large window · closet

SittingBasement3.66 × 2.49 m

above grade window · pot lights · vinyl floor

KitchenMain3.58 × 2.87 m

eat-in kitchen · stainless steel appl · granite counters

BreakfastMain3.53 × 2.87 m

ceramic floor · granite counters · pot lights

BedroomMain3.38 × 3.02 m

hardwood floor · large window · closet

Furnace RoomBasement3.63 × 3.03 m

Above Grade Window

KitchenBasement4.22 × 2.72 m

above grade window · combined w/laundry · ceramic floor

Living RoomMain6.25 × 3.35 m

hardwood floor · large window · overlooks dining

BedroomUpper4.78 × 3.05 m

parquet · closet · window

Dining RoomMain3.35 × 2.36 m

hardwood floor · large window · overlooks living

OtherBasement2.84 × 2.62 m

B/I Shelves

Moe’s TakeTeam Asgarian · Broker
In line
$1.34Mest. value

Listed at $1,399,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Willowridge-Martingrove-Richview lately, sellers have been getting about 99% of asking and homes sell in about 22 days.

There were not many closely comparable homes right in Willowridge-Martingrove-Richview, so I widened the search to the surrounding area.

Based on 71 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 71 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.36M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.35M
  • Bathrooms +$19K
  • Adjusts to $1.37M

That comparable adjusts to $1.37M; the $1.34M estimate above is the median of all 71 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Richview Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$1.25MGreat deal$1.50MOverpriced

Total price vs nearby homes. Fair value about $1.34M, median of 71 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.37Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

139 King Edward Avenue$999k4 Jean Street$1.50M47 Becca Hall Trail$999k139 Redgrave Drive$2.00M

The 4 closest active listings nearby.

See all comparable homes
1.40MThis home999k1.50M999k2.00MThis home vs active comparables
Live market pulseActive comparables in Willowridge-Martingrove-Richview · median list $1.40M
$800this home / sqft
21active listings nearby
36days on market
100sold nearby · 90 days
$1.38Mmedian sold price
99%of asking, on average

This home lists 13% below the area average of $916/sqft.

35 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowridge-Martingrove-Richview, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Eringate-Centennial-West Deane
$1000K
Alderwood
$1.40M
Bedford Park-Nortown
$2.28M
Leaside
$1.73M
Willowdale East
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Westway Junior School
54%
Westway Junior SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 54% meet the provincial standard

Affordability & Mortgage

Affordability
$6,380/mo
$262KIncome needed
5.3×Price ÷ income
$1,472Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,380Property tax $512Total carry $6,892

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,976per month

Mortgage amount $1,119,920 · 4.14% over 25 years

$279,980Down payment (20.0%)
$1,119,920Loan before insurance
$0CMHC premium
$6,488Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,976
Property tax
$512
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,488

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,473
Toronto municipal land transfer tax
$24,473
Estimated closing costs
$48,946

Plus your down payment of $279,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,259/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,973Total interest paid
$1,792,893Total of all payments
Principal $1,119,920 Interest $672,973
YearPrincipalInterestBalance
1$26,236$45,480$1,093,684
2$27,333$44,382$1,066,351
3$28,477$43,239$1,037,874
4$29,668$42,048$1,008,207
5$30,909$40,807$977,298
6$32,202$39,514$945,096
7$33,548$38,167$911,548
8$34,952$36,764$876,596
9$36,414$35,302$840,182
10$37,937$33,779$802,246
11$39,524$32,192$762,722
12$41,177$30,539$721,545
13$42,899$28,816$678,646
14$44,694$27,022$633,952
15$46,563$25,153$587,389
16$48,511$23,205$538,878
17$50,540$21,176$488,338
18$52,654$19,062$435,684
19$54,856$16,859$380,828
20$57,151$14,565$323,677
21$59,542$12,174$264,135
22$62,032$9,684$202,103
23$64,627$7,089$137,476
24$67,330$4,386$70,146
25$70,146$1,569$0

At the end of your 5-year term

Total paid over the term
$358,579
Principal paid down
$142,622
Interest paid
$215,956
Balance remaining
$977,298

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $6,146− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,096

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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