604-25 Four Winds Drive, Toronto, ON

York University Heights, Toronto · MLS® W13455090

$575,000
For Sale
Listed 31 days ago
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

This Beautifully Renovated, Higher-Floor North-East Corner Suite Offers An Abundance Of Natural Light And A Functional, Spacious Layout Across Three Bedrooms And 1.5 Bathrooms-Ideal For Both Growing Families And End-Users Seeking Comfort Without Compromise.Thoughtfully Updated Throughout, This Move-In Ready Residence Features A Fresh, Modern Interior With New Paint, Stylish Light Fixtures, And A Renovated Kitchen Complete With Stainless Steel Appliances-Perfectly Designed For Both Everyday Living And Effortless Entertaining.Step Outside To Your Private Balcony And Enjoy Open, Unobstructed Views, While Practical Features Such As Underground Parking And An Oversized Locker Add Convenience Rarely Found At This Price Point.The Building Is Professionally Managed And Continuously Upgraded, With Improvements Including Newer Windows, Refreshed Hallways, And Modernized Elevators-Offering Peace Of Mind And Long-Term Value.Residents Enjoy Access To A Full Suite Of Amenities Including An Indoor Pool, Sauna, Squash And Basketball Courts, Fitness Centre, And Yoga Studio-Delivering A Lifestyle That Extends Beyond Your Front Door.Positioned Just Steps From Grocery Stores, Shops, Restaurants, Pharmacies, And Walk-In Clinics, With Seamless Access To Highways 400, 401, And 407, As Well As Finch West Subway Station, Finch LRT, And York University-This Location Offers True Urban Convenience.Maintenance Fees Include All Utilities And Cable (Excluding Hydro), Making Ownership Simple, Predictable, And Stress-Free.A Rare Opportunity To Own A Turnkey, Corner Suite In A Well-Established Community-Where Space, Light, And Location Come Together Effortlessly.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13455090
Bedrooms
3
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
Keele St & Finch Ave W
Parking
1 garage (underground)
Basement
None
Heating
Radiant
A/C
None
Exterior
Brick, Concrete
Maintenance
$912/mo
Exposure
North East
Property tax
$1,697 / 2025
Days on market
31
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Dining RoomMain3.90 × 3.20 m

overlooks living · open concept

Primary BedroomMain4.40 × 3.20 m

2 Pc Ensuite

LaundryMain1.20 × 1.34 m

4 Pc Bath

BedroomMain4.40 × 3.40 m
BedroomMain3.40 × 2.80 m
Living RoomMain5.50 × 3.60 m

sunken room · w/o to balcony

BathroomMain1.30 × 1.40 m

2 Pc Ensuite

BathroomMain1.60 × 2.00 m

4 Pc Bath

KitchenMain4.40 × 2.30 m
Moe’s TakeTeam Asgarian · Broker
In line
$557Kest. value

Listed at $575,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $510K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $750K
  • Adjusts to $750K

That comparable adjusts to $750K; the $557K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$501KGreat deal$661KOverpriced

Total price vs nearby homes. Fair value about $557K, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in York University Heights · asking prices
$581kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1410-455 Sentinel Road$599k710-9 Four Winds Drive$600k508-1 Four Winds Drive$530k1103-19 Four Winds Drive$515kLPH2-55 De Boers Drive$659k

The 5 closest of 8 active listings nearby.

See all comparable homes
575kThis home599k600k530k515k659kThis home vs active comparables
Live market pulseActive comparables in York University Heights · median list $499K
$523this home / sqft
18active listings nearby
31days on market

This home lists 9% above the area average of $480/sqft.

30 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westminster-Branson
$500K
Willowdale West
$770K
Willowdale East
$489K
Bayview Village
$748K
Annex
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 34% meet the provincial standard

Affordability & Mortgage

Affordability
$2,621/mo
$124KIncome needed
4.6×Price ÷ income
$605Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,621Property tax $141Condo fee $912Total carry $3,674

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,455per month

Mortgage amount $460,000 · 4.14% over 25 years

$115,000Down payment (20.0%)
$460,000Loan before insurance
$0CMHC premium
$3,508Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,455
Property tax
$141
Condo / maintenance fees
$912
Heating
$0
Estimated monthly cost
$3,508

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,975
Toronto municipal land transfer tax
$7,975
Estimated closing costs
$15,950

Plus your down payment of $115,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,981/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,419Total interest paid
$736,419Total of all payments
Principal $460,000 Interest $276,419
YearPrincipalInterestBalance
1$10,776$18,681$449,224
2$11,227$18,230$437,997
3$11,697$17,760$426,300
4$12,186$17,271$414,114
5$12,696$16,761$401,419
6$13,227$16,230$388,192
7$13,780$15,677$374,413
8$14,356$15,101$360,056
9$14,957$14,500$345,100
10$15,582$13,874$329,517
11$16,234$13,223$313,283
12$16,913$12,544$296,370
13$17,621$11,836$278,749
14$18,358$11,099$260,392
15$19,126$10,331$241,266
16$19,926$9,531$221,341
17$20,759$8,698$200,582
18$21,627$7,829$178,954
19$22,532$6,925$156,423
20$23,474$5,982$132,948
21$24,456$5,000$108,492
22$25,479$3,977$83,013
23$26,545$2,912$56,468
24$27,655$1,801$28,812
25$28,812$645$0

At the end of your 5-year term

Total paid over the term
$147,284
Principal paid down
$58,581
Interest paid
$88,703
Balance remaining
$401,419

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.1%
Gross yield
− Property tax $1,697− Condo fees $10,947− Insurance $600− Vacancy & upkeep $4,488Net operating income $23,068

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

CallRequest a showing