2255 Vista Oak Road, Oakville, ON
West Oak Trails, Oakville · MLS® W13458286
About this home
Welcome to this exceptional family home in the heart of Oakville's sought-after West Oak Trails community, a neighbourhood known for its excellent schools, parks, trails, shopping and convenient highway access. Offering approximately 2,612 sq. ft. of beautifully designed living space, this 4-bedroom, 2.5-bathroom home combines timeless elegance with everyday comfort. A grand curved staircase welcomes you into the foyer, while hardwood flooring featured on the main level adds warmth and sophistication. The formal living and dining rooms provide an inviting setting for entertaining, enhanced by abundant natural light and elegant curved-top windows. The updated kitchen features stylish cabinetry, granite countertops, stainless steel appliances and a bright breakfast area with patio doors leading to the deck and private backyard oasis. Open to the family room, the space is anchored by a charming three-way fireplace, creating the perfect gathering place for family and friends. Convenient main floor laundry and inside access to the double garage add everyday functionality. Outside, mature trees, lush gardens and a tranquil backyard pond provide privacy and a peaceful retreat. Upstairs, you'll find generously sized bedrooms, including two primary-sized retreats offering flexibility for growing families or multi-generational living. A rare opportunity to enjoy space, comfort and an unbeatable location in one of Oakville's most family-friendly neighbourhoods
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13458286
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2500-3000
- Lot
- 40.03 × 135.15 ft
- Cross streets
- West Oak Trails/Vista Oak Road
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Inside Entry, Private Double
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,484 / 2026
- Days on market
- 30
- Listing brokerage
- ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES
Rooms
fireplace · hardwood floor
Hardwood Floor
w/o to deck · tile floor
pot lights · tile floor
Hardwood Floor
Listed at $1,629,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.62M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.50M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.45M
That comparable adjusts to $1.45M; the $1.77M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.77M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 8% below the area average of $648/sqft.
24 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West Oak Trails, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,303,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,958
- Property tax
- $540
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,499
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $29,073
- Estimated closing costs
- $29,073
Plus your down payment of $325,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $417,492
- Principal paid down
- $166,055
- Interest paid
- $251,438
- Balance remaining
- $1,137,865
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE BURLOAK REAL ESTATE SERVICES. MLS®/PropTx.