94 Lake Crescent, Toronto, ON

Mimico, Toronto · MLS® W13458376

$1,695,000
For Sale
Listed 35 days ago
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5Bedrooms
4Bathrooms
1Parking
1500-2000Sq Ft

About this home

Custom Built 2 Storey House 4 Bedrooms, 4 Baths, Home Offers A Functional Layout With Timeless Quality Materials That Enhance The Warmth & Elegance Of This Property ** The Thoughtful Design And Craftsmanship Is Seen Throughout The House In Every Detail, Modern Exterior With Smooth Stone And Stucco Architectural Detail ** Open-Concept Living, Dining Room, Custom Modern Kitchen, And Wall Unit, High End Cabinetry, Cozy Family Room, Napoleon Gas Fireplace, Walk-Out To Patio ** Extras: Jenn-Air Built-In Dishwasher, Jenn-Air 36"/6 Burner Professional Gas Range, Jenn-Air Wall Mount Hood, Jenn-Air Drawer Microwave, Jenn-Air Built-In 42" Pro Fridge & Freezer, Lg Smart Front Load Washer & Dryer, Tankless Water Heater Owned

Key facts

Property type
Detached, 2-Storey
MLS®
W13458376
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
25 × 125 ft
Cross streets
Lake Cres & Royal York Rd
Parking
1 parking
Driveway
Right Of Way
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$6,709 / 2025
Days on market
35
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

BreakfastMain4.80 × 4.00 m

combined w/kitchen · overlooks family · open concept

Primary BedroomSecond4.80 × 4.00 m

hardwood floor · 6 pc ensuite · w/w closet

KitchenMain4.80 × 4.00 m

modern kitchen · b/i appliances · granite counters

Bedroom 3Second3.60 × 2.50 m

hardwood floor · east view · window

Dining RoomMain3.50 × 3.60 m

combined w/living · natural finish · overlooks frontyard

Bedroom 2Second3.60 × 3.10 m

natural finish · window · closet

Living RoomMain4.50 × 3.60 m

open concept · large window · south view

Family RoomMain4.80 × 4.20 m

w/o to patio · b/i shelves · overlooks backyard

Bedroom 4Second3.60 × 2.50 m

hardwood floor · window · closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.42Mest. value

Listed at $1,695,000, this home is about 19% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Mimico lately, sellers have been getting about 98% of asking and homes sell in about 29 days.

Based on 66 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 66 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.57M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.50M
  • Bedrooms +$41K
  • Adjusts to $1.54M

That comparable adjusts to $1.54M; the $1.42M estimate above is the median of all 66 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Second Street Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$1.19MGreat deal$1.70MOverpriced

Total price vs nearby homes. Fair value about $1.42M, median of 66 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.40Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

45 Overlord Crescent$990k25 Delma Drive$2.00M139 Redgrave Drive$2.00M47 Becca Hall Trail$999k139 King Edward Avenue$999k

The 5 closest active listings nearby.

See all comparable homes
1.70MThis home990k2.00M2.00M999k999kThis home vs active comparables
Live market pulseActive comparables in Mimico · median list $1.85M
$969this home / sqft
6active listings nearby
35days on market
37sold nearby · 90 days
$1.39Mmedian sold price
98%of asking, on average

This home lists 16% above the area average of $835/sqft.

34 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$1.40M
Eringate-Centennial-West Deane
$1000K
Leaside
$1.73M
Bedford Park-Nortown
$2.28M
Danforth Village-East York
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Second Street Junior Middle School
69%
Second Street Junior Middle SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$7,725/mo
$314KIncome needed
5.4×Price ÷ income
$1,783Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,725Property tax $559Total carry $8,284

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,236per month

Mortgage amount $1,356,000 · 4.14% over 25 years

$339,000Down payment (20.0%)
$1,356,000Loan before insurance
$0CMHC premium
$7,795Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,236
Property tax
$559
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,795

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,375
Toronto municipal land transfer tax
$30,375
Estimated closing costs
$60,750

Plus your down payment of $339,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,789/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$814,836Total interest paid
$2,170,836Total of all payments
Principal $1,356,000 Interest $814,836
YearPrincipalInterestBalance
1$31,766$55,067$1,324,234
2$33,095$53,738$1,291,138
3$34,479$52,354$1,256,659
4$35,922$50,912$1,220,737
5$37,424$49,409$1,183,313
6$38,990$47,844$1,144,323
7$40,621$46,213$1,103,703
8$42,320$44,514$1,061,383
9$44,090$42,744$1,017,294
10$45,934$40,899$971,360
11$47,855$38,978$923,504
12$49,857$36,976$873,647
13$51,942$34,891$821,705
14$54,115$32,718$767,590
15$56,379$30,455$711,211
16$58,737$28,096$652,474
17$61,194$25,640$591,280
18$63,753$23,080$527,527
19$66,420$20,413$461,106
20$69,198$17,635$391,908
21$72,093$14,741$319,815
22$75,108$11,725$244,707
23$78,250$8,583$166,456
24$81,523$5,310$84,933
25$84,933$1,900$0

At the end of your 5-year term

Total paid over the term
$434,167
Principal paid down
$172,687
Interest paid
$261,480
Balance remaining
$1,183,313

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $6,709− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,533

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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