147 Speyside Drive, Oakville, ON

Bronte, Oakville · MLS® W13458590

$1,349,000
For Sale
Listed 30 days ago
4Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

BEAUTIFULLY UPDATED 3+1 BEDROOM FAMILY HOME IN SOUGHT-AFTER BRONTE! Welcome to 147 Speyside Drive, an extensively improved detached home nestled on a family-friendly street in an established Bronte neighbourhood. Thoughtfully designed for both everyday living and entertaining, this inviting residence offers stylish finishes, functional living spaces, and an exceptional backyard setting. The bright open concept main level showcases engineered hardwood flooring, flat ceilings, pot lights, and a striking open-riser staircase with wrought-iron balusters. The renovated kitchen is beautifully appointed with quartz countertops, stainless steel appliances, a large centre island with breakfast bar seating, and elegant illuminated glass display cabinets. The impressive family room features a soaring vaulted ceiling with two skylights, oversized windows, and a gas fireplace creating a warm and welcoming focal point. Sliding doors open to a private, fully fenced backyard complete with a natural stone patio, mature trees, established gardens, and a premium 110' deep lot, providing the perfect setting for outdoor dining, relaxation, and family gatherings. The upper level offers a spacious primary bedroom with a walk-in closet and private three-piece ensuite, along with two additional bedrooms and a four-piece main bathroom. The professionally finished basement adds valuable living space with a large recreation room, fourth bedroom, three-piece bathroom, laundry area, and storage space. Additional updates include the furnace and central air conditioner, both replaced in 2021. An attached garage and private driveway accommodating parking for three cars complete the package. Ideally located close to neighbourhood parks, Bronte Beach Park, the harbour and marina, waterfront trail, restaurants, cafes, boutique shops, and all the charm of Bronte Village. This exceptional home offers the perfect blend of comfort, convenience, and lifestyle in one of Oakville's most beloved communities.

Key facts

Property type
Detached, 2-Storey
MLS®
W13458590
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
40.03 × 109.71 ft
Cross streets
Lakeshore Road West AND Chalmers Street
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,310 / 2025
Days on market
30
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Bedroom 4Basement4.11 × 5.38 m

laminate · pot lights

Utility RoomBasement1.50 × 3.86 m
LaundryBasement2.26 × 2.13 m

Tile Floor

Primary BedroomSecond3.40 × 4.29 m

3 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 3Second3.25 × 3.05 m

Hardwood Floor

Bedroom 2Second3.25 × 2.77 m

Hardwood Floor

BathroomSecond2.34 × 1.52 m

4 pc bath · tile floor

BathroomSecond2.64 × 2.21 m

3 pc ensuite · tile floor

BathroomBasement2.97 × 3.10 m

3 pc bath · tile floor

Living RoomMain3.33 × 4.42 m

hardwood floor · open concept

Dining RoomMain3.23 × 4.42 m

hardwood floor · open concept

RecreationBasement6.60 × 5.26 m

laminate · pot lights

BathroomMain1.88 × 0.89 m

2 Pc Bath

Cold Room/CantinaBasement0.00 × 0.00 m
Family RoomMain3.76 × 5.56 m

gas fireplace · vaulted ceiling(s) · skylight

KitchenMain3.71 × 4.34 m

quartz counter · stainless steel appl · centre island

Moe’s TakeTeam Asgarian · Broker
In line
$1.47Mest. value

Listed at $1,349,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.60M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.48M
  • Bathrooms +$15K
  • Adjusts to $1.49M

That comparable adjusts to $1.49M; the $1.47M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.13MGreat deal$1.65MOverpriced

Total price vs nearby homes. Fair value about $1.47M, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Bronte · asking prices
$1.61Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

174 Milkweed Way$1.65M3287 Victoria Street$1.48M175 MOHAWK Road$1.70M

The 3 closest active listings nearby.

See all comparable homes
1.35MThis home1.65M1.48M1.70MThis home vs active comparables
Live market pulseActive comparables in Bronte · median list $1.65M
$771this home / sqft
11active listings nearby
30days on market

This home lists 19% below the area average of $948/sqft.

24 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bronte, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West
$1.85M
Southwest
$3.79M
Glen Abbey
$1.88M
Bronte Creek
$1.77M
Westmount
$1.66M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,148/mo
$254KIncome needed
5.3×Price ÷ income
$1,419Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,148Property tax $526Total carry $6,674

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,759per month

Mortgage amount $1,079,200 · 4.14% over 25 years

$269,800Down payment (20.0%)
$1,079,200Loan before insurance
$0CMHC premium
$6,285Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,759
Property tax
$526
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,285

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,455
Estimated closing costs
$23,455

Plus your down payment of $269,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,995/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$648,504Total interest paid
$1,727,704Total of all payments
Principal $1,079,200 Interest $648,504
YearPrincipalInterestBalance
1$25,282$43,826$1,053,918
2$26,339$42,769$1,027,579
3$27,441$41,667$1,000,137
4$28,589$40,519$971,548
5$29,785$39,323$941,764
6$31,031$38,077$910,733
7$32,329$36,779$878,404
8$33,681$35,427$844,723
9$35,090$34,018$809,634
10$36,557$32,551$773,076
11$38,087$31,022$734,990
12$39,680$29,428$695,310
13$41,339$27,769$653,970
14$43,069$26,039$610,902
15$44,870$24,238$566,032
16$46,747$22,361$519,285
17$48,702$20,406$470,582
18$50,739$18,369$419,843
19$52,862$16,246$366,981
20$55,073$14,035$311,908
21$57,377$11,732$254,531
22$59,777$9,332$194,755
23$62,277$6,831$132,478
24$64,882$4,226$67,596
25$67,596$1,512$0

At the end of your 5-year term

Total paid over the term
$345,541
Principal paid down
$137,436
Interest paid
$208,104
Balance remaining
$941,764

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $6,310− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,932

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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