16 Lyle Way, Brampton, ON

Credit Valley, Brampton · MLS® W13459110

$1,349,900
For Sale
Listed 35 days ago
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6Bedrooms
5Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Elegant Luxury Home by countrywide In Prestigious Cleave View Estate in Credit Valley Community. Freshly painted Approx. 3600 SQFT finished area including finished Two Bedroom City Approved Legal Basement with Separate Entrance, Separate Laundry and Residential Rental License (RRL)from the city valid until 31-May-2027. Basement can be rented to have peace of mind of rental income from day one. Modern finishes with Smooth Ceilings throughout creating a sophisticated space with warm feeling for everyday living. High Foyer And Upgraded Ceramic Tiles On Main Floor with no carpet throughout home. Granite Counter Top, Tall Cabinets And S/S Appliances In The Kitchen. Laundry On Main Level. Hardwood Floor on all levels, Fireplace & Pot lights in Family Rm And Living Room. Smooth 10 Feet Ceiling On Main Floor, 9 Feet On Second Floor. Beautiful Balcony In Front, No sidewalk with North Side Entrance - Auspicious Per Vaastu Shastra. GO Station, Shopping Plaza with all amenities and schools are within 5 minute driving distance with city bus stop around the corner. This exceptional home is a rare opportunity to own luxury space and convenience in one of the Brampton's most sought after community.

Key facts

Property type
Detached, 2-Storey
MLS®
W13459110
Bedrooms
6 (4 + 2)
Bathrooms
5 (2 half)
Size
2500-3000
Lot
38.06 × 92.75 ft
Cross streets
Mississauga Road and Williams Parkway
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,317 / 2025
Days on market
35
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Dining RoomBasement2.54 × 2.65 m

combined w/kitchen · large window · breakfast area

KitchenGround2.30 × 4.74 m

ceramic sink · granite counters · stained glass

Bedroom 2Basement4.00 × 3.03 m

laminate · updated · large closet

FoyerGround3.45 × 2.42 m

Ceramic Floor

Living RoomGround3.45 × 3.64 m

hardwood floor · combined w/dining · large window

Bedroom 3Second4.85 × 3.03 m

hardwood floor · window

BreakfastGround3.03 × 3.64 m

ceramic floor · granite counters · centre island

Family RoomGround3.64 × 5.65 m

hardwood floor · fireplace

BathroomBasement1.21 × 1.21 m

3 pc bath · ceramic floor · wall sconce lighting

PantryBasement2.42 × 1.21 m

Staircase

Primary BedroomBasement3.64 × 4.00 m

laminate · above grade window · large closet

Primary BedroomSecond5.76 × 3.64 m

hardwood floor · 5 pc bath · walk-in closet(s)

Family RoomBasement2.54 × 2.65 m

combined w/dining · large window · sw view

Bedroom 2Second3.57 × 3.64 m

hardwood floor · 3 pc bath

Bedroom 4Second3.45 × 3.33 m

hardwood floor · window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.25Mest. value

Listed at $1,349,900, this home is about 8% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($491/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Credit Valley lately, sellers have been getting about 95% of asking and homes sell in about 29 days.

Based on 59 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 59 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.35M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.25M
  • Bathrooms +$19K
  • Adjusts to $1.27M

That comparable adjusts to $1.27M; the $1.25M estimate above is the median of all 59 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$1.17MGreat deal$1.35MOverpriced

Total price vs nearby homes. Fair value about $1.25M, median of 59 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Credit Valley · asking prices
$1.32Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

161 Bonnie Braes Drive$1.40M43 Alice Springs Crescent$1.30M23 Personna Circle$1.30M2 Timbercove Road$1.30M180 Bonnie Braes Drive$1.30M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.35MThis home1.40M1.30M1.30M1.30M1.30MThis home vs active comparables
Live market pulseActive comparables in Credit Valley · median list $1.38M
$491this home / sqft
44active listings nearby
35days on market
41sold nearby · 90 days
$1.41Mmedian sold price
95%of asking, on average

This home lists 1% above the area average of $485/sqft.

32 days longer than the Brampton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Credit Valley, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bram West
$1.56M
Northwest Brampton
$1.15M
Fletcher's Meadow
$904K
Fletcher's West
$997K
Downtown Brampton
$775K

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,152/mo
$264KIncome needed
5.1×Price ÷ income
$1,420Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $6,152Property tax $776Total carry $6,929

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,763per month

Mortgage amount $1,079,920 · 4.14% over 25 years

$269,980Down payment (20.0%)
$1,079,920Loan before insurance
$0CMHC premium
$6,539Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,763
Property tax
$776
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,539

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,473
Estimated closing costs
$23,473

Plus your down payment of $269,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,000/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$648,936Total interest paid
$1,728,856Total of all payments
Principal $1,079,920 Interest $648,936
YearPrincipalInterestBalance
1$25,299$43,855$1,054,621
2$26,357$42,797$1,028,264
3$27,459$41,695$1,000,805
4$28,608$40,546$972,197
5$29,805$39,350$942,392
6$31,051$38,103$911,341
7$32,350$36,804$878,990
8$33,703$35,451$845,287
9$35,113$34,041$810,174
10$36,582$32,572$773,592
11$38,112$31,042$735,480
12$39,706$29,448$695,774
13$41,367$27,787$654,407
14$43,097$26,057$611,309
15$44,900$24,254$566,409
16$46,778$22,376$519,631
17$48,735$20,419$470,896
18$50,773$18,381$420,123
19$52,897$16,257$367,226
20$55,110$14,045$312,116
21$57,415$11,739$254,701
22$59,816$9,338$194,885
23$62,318$6,836$132,566
24$64,925$4,229$67,641
25$67,641$1,513$0

At the end of your 5-year term

Total paid over the term
$345,771
Principal paid down
$137,528
Interest paid
$208,243
Balance remaining
$942,392

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
3.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $9,317− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $45,353

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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