1359 Saddler Circle, Oakville, ON
Glen Abbey, Oakville · MLS® W13459222
About this home
Backing directly onto the rolling greens of Heritage Glen Park, this spectacular home with over $200,000 in updates offers an idyllic setting for families walking to top-ranked Heritage Glen (Fraser Ranking 8.1) and St. Bernadette (Fraser Ranking 8.2). From the moment you arrive, the commanding curb appeal captivates with a newly completed stucco and natural stone/granite stucco front exterior facade. Cross the threshold to discover a breathtaking, architectural masterpiece: a grand, central lantern atrium foyer drawing inspiration from classic Roman design, where a double-height layout is flooded with natural light from a massive overhead central skylight. Tailored for active family life, the carpet-free main level boasts premium engineered hardwood, large-format porcelain tiles, a custom-designed mudroom with effortless garage access, and a family room anchored by a gas fireplace. The remodelled chef's kitchen features rich Shaker cabinetry, quartz counter tops, stainless steel appliances, a built-in pantry, and an instant hot/filtered cold water tap. Step out from the sun-drenched breakfast area into a private backyard oasis, where an expansive composite deck and concrete aggregate patio are beautifully framed by a towering, mature tree line that provides ultimate privacy. Upstairs, four spacious bedrooms showcase rich hardwood flooring, highlighted by a primary retreat with a private den and a spa ensuite with a Jacuzzi tub and full-body jet shower. The new modern renovated, fully finished basement expands your footprint with a wet bar, a hard-wired surround-sound media room, an electric fireplace, a private office, a gym, and an updated 3-piece bath. Complete with an owned water heater, upgraded roof, new electrical panel, and a comprehensive 8-camera security system, this turnkey masterpiece is just 3.5km from the Bronte GO Station and top high schools like Abbey Park (9.3). Minutes to the lake, highways, shopping and downtown Oakville.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13459222
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 43.57 × 115.65 ft
- Cross streets
- UPPER MIDDLE/KINGS COLLEGE
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Stone
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,056 / 2025
- Days on market
- 30
- Listing brokerage
- MARTIN GROUP
Rooms
french doors · large window · porcelain floor
pot lights · formal rm · sunken room
hardwood floor · closet · overlooks frontyard
closet · vinyl floor · vinyl floor
access to garage · side door
Vinyl Floor
hardwood floor · closet
w/o to deck · pot lights · porcelain floor
4 pc ensuite · combined w/sitting · walk-in closet(s)
wet bar · closet · breakfast bar
skylight · pot lights · closet
gas fireplace · pot lights · hardwood floor
glass doors · pot lights · vinyl floor
electric fireplace · open concept · pot lights
hardwood floor · closet · overlooks frontyard
pantry · quartz counter · stainless steel appl
overlooks backyard · bow window · hardwood floor
Listed at $1,965,000, this home is about 16% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.30M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.60M
- Adjusts to $1.60M
That comparable adjusts to $1.60M; the $1.69M estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Heritage Way + Schoolmaster Cir is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $1.69M, median of 11 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 7% above the area average of $669/sqft.
24 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Glen Abbey, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Heritage Way + Schoolmaster Cir, about 260 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,572,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,389
- Property tax
- $755
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,143
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $35,775
- Estimated closing costs
- $35,775
Plus your down payment of $393,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $503,327
- Principal paid down
- $200,195
- Interest paid
- $303,132
- Balance remaining
- $1,371,805
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MARTIN GROUP. MLS®/PropTx.