1099 Truman Avenue, Oakville, ON
College Park, Oakville · MLS® W13460798
About this home
Tucked away on a quiet cul-de-sac in one of Oakville's most sought-after neighbourhoods, this custom-built (2018) home sits on a rare 66 x 188 ft lot, offering exceptional depth and privacy. With over 4,000 sq. ft. above grade, the residence showcases quality craftsmanship and thoughtful design throughout. The striking exterior blends natural stone, stucco, and modern wood-look aluminum cladding. Expansive, sound-reducing windows fill the home with natural light. A double garage with tandem space and an extended driveway accommodates up to six vehicles. The professionally landscaped, fully fenced backyard is framed by mature cedar hedging and features a 400 sq. ft. covered outdoor living area with 11-ft ceilings, skylights, built-in TV, and wood-burning fireplace. Oversized 9-ft sliding glass doors create seamless indoor-outdoor living.Inside, 10-ft ceilings on the main and second levels, hardwood flooring, and well-proportioned principal rooms define the space. Formal living and dining rooms, a private office, and a spacious family room with gas fireplace offer comfort and functionality. The custom kitchen features an oversized island and premium Dacor appliances, ideal for everyday living and entertaining.Upstairs offers four generous bedrooms. The primary suite includes a fireplace, sitting area, and a custom walk-in dressing room with built-in sink, mini fridge, and coffee bar. The spa-inspired ensuite features a glass shower, soaker tub, and double vanity. Three additional bedrooms and two full baths complete the level.The unspoiled lower level offers approx. 3,000 sq. ft. with 9-ft ceilings, heated floors, and a walkout-ready to customize. A rare opportunity to own a stylish custom home on an oversized lot in prime Oakville.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13460798
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3500-5000
- Lot
- 66 × 188 ft
- Cross streets
- Leighland/ Truman
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $19,245 / 2026
- Days on market
- 29
- Listing brokerage
- VANGUARD REALTY BROKERAGE CORP.
Rooms
fireplace · w/o to garden
hardwood floor · crown moulding · french doors
3 Pc Bath
Eat-in Kitchen
4 pc ensuite · soaking tub
hardwood floor · crown moulding
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, this is a very walkable address with everyday errands close by. Leighland Ave + Kent Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 13% above the area average of $741/sqft.
24 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
College Park, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Leighland Ave + Kent Ave, about 94 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,839,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,151
- Property tax
- $1,604
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,755
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $75,200
- Estimated closing costs
- $75,200
Plus your down payment of $709,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $909,061
- Principal paid down
- $361,573
- Interest paid
- $547,489
- Balance remaining
- $2,477,627
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of VANGUARD REALTY BROKERAGE CORP.. MLS®/PropTx.