2120 Sixth Line, Oakville, ON
River Oaks, Oakville · MLS® W13460806
About this home
Beautifully maintained family home in Oakville's River Oaks community, set on a premium corner lot with mature landscaping and strong curb appeal - highlighted by a fully finished walk-up basement offering excellent in-law suite potential. The main level offers a bright, well-balanced layout with a formal living room and separate dining room. The family room features a brick/stone gas fireplace surround and flows seamlessly into the main living areas, creating a comfortable space. The eat-in kitchen is finished with stainless steel appliances, granite countertops, tile backsplash, and ample cabinetry, with a breakfast area providing walk-out access to the backyard. Step outside to a fully fenced, private yard surrounded by mature trees and lush landscaping. Designed for entertaining and relaxation, the backyard features a large wood deck that steps down to a stone patio and a covered gazebo, offering multiple outdoor seating and dining areas. The main level also includes a convenient powder room and a functional laundry area with stackable washer/dryer. Upstairs, the home offers four spacious bedrooms. The primary suite includes a walk-in closet and private 4-piece ensuite, while the additional bedrooms are generously sized and share a full 4-piece bathroom. The fully finished walk-up basement extends the living space with a recreation area, 2 kitchenettes/wet bar, bedroom, and two full bathrooms, excellent in-law suite potential and overall versatility. Additional features include central vacuum, and the exterior offers a double car garage with updated garage doors (2026). Ideally located close to top-rated schools, parks, trails, shopping, transit, and all essential amenities, this home delivers everyday convenience in a highly desirable community. Notable improvements include ultra-quiet triple-pane windows (2017), all exterior doors (2017), furnace and A/C (2022), and washer and dryer (2023), providing added comfort and peace of mind for years to come.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13460806
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 2000-2500
- Lot
- 57.4 × 129.11 ft
- Cross streets
- Upper Middle Rd. E /Sixth Line
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,742 / 2025
- Days on market
- 30
- Listing brokerage
- CENTURY 21 MILLER REAL ESTATE LTD.
Rooms
W/O To Yard
Fireplace
4 Pc Ensuite
Listed at $1,449,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.40M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.64M
- Bathrooms +$15K
- Adjusts to $1.65M
That comparable adjusts to $1.65M; the $1.47M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $1.47M, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Primary suite: a key comfort and resale feature.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Corner lot: more light and frontage, sometimes at the cost of privacy.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 9% below the area average of $710/sqft.
24 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
River Oaks, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,159,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,190
- Property tax
- $479
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,668
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,473
- Estimated closing costs
- $25,473
Plus your down payment of $289,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $371,386
- Principal paid down
- $147,716
- Interest paid
- $223,670
- Balance remaining
- $1,012,204
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MILLER REAL ESTATE LTD.. MLS®/PropTx.