144 Eileen Avenue, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13460984

$1,199,000
For Sale
Listed 29 days ago
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5Bedrooms
4Bathrooms
2Parking
1500-2000Sq Ft

About this home

Fabulous, RENOVATED, sun splashed home on a great street, with a 2nd kitchen in the basement, TWO CAR parking, and quiet greenspace in the back! Just move in! 2000 sf above grade PLUS 745 sf in the basement. This house has been thoughtfully renovated for a full family life of working, entertaining and enjoying being at home in any season! The large, OPEN main floor living and dining rooms with approximately 9 foot ceilings are designed for comfortably entertaining a house full of people! Kitchen '23 has plenty of storage and is designed for more than one chef to be able to work in at the same time. Quartz countertops + backsplash, stainless appliances and smart lighting, this room also is swathed in gorgeous natural light. Amazing bright mud room with plenty of storage & access to the backyard for bbqing and ...parking! Current owners love this house for the privacy in the backyard with new patio stones, in-ground sprinklers, hot tubbing while watching TV conveniently located inside the adjacent shed window & greenspace to the north including a golf course! See the drone shots. 2nd floor bright, south facing primary BR has TWO full walls of closet space. You won't need a dresser here! 2 more bedrooms and a renovated bathroom. The 3rd floor loft has a large room with a skylight, a roughed-in 3 pc bathroom and an attic for storage. The loft is ready for your personal touch. The basement is underpinned and there is a separate entrance off the driveway. New luxury vinyl flooring in the kitchen, rec room area and bedroom. Lighting is updated, insulation has been added. All flooring is new. 1 inch main water line and new 4 inch sewer line, backflow preventer. 200 amp service. Shed built on concrete block. See the list of upgrades. Floor plans available. Walk to TTC bus routes, Smythe Park, Humber River trail, grocery stores, schools and daycare.

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
W13460984
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
25 × 109 ft
Cross streets
North of Dundas, West off Scarlett Rd
Parking
2 parking
Driveway
Right Of Way
Basement
Separate Entrance, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$4,200 / 2025
Days on market
29
Listing brokerage
SOPHIE JAREMKO REAL ESTATE LIMITED

Rooms

BedroomBasement2.31 × 2.08 m

Vinyl Floor

LaundryBasement7.70 × 6.10 m

Tile Floor

RecreationBasement4.95 × 2.67 m

combined w/kitchen · 3 pc bath · vinyl floor

LoftThird6.50 × 3.23 m

skylight · south view

FoyerMain2.74 × 1.68 m

pot lights · hardwood floor

OtherThird4.04 × 2.69 m
KitchenMain4.11 × 3.40 m

renovated · pot lights · vinyl floor

Bedroom 2Second3.18 × 3.38 m

closet · ne view · hardwood floor

Dining RoomMain2.87 × 4.37 m

pot lights · hardwood floor

Living RoomMain4.85 × 4.39 m

combined w/dining · south view · hardwood floor

Bedroom 3Second2.18 × 3.43 m

north view · hardwood floor

KitchenBasement4.17 × 2.16 m

pot lights · granite counters · vinyl floor

Primary BedroomSecond2.77 × 4.62 m

ceiling fan(s) · south view · his and hers closets

Mud RoomMain2.92 × 3.48 m

overlooks backyard · vinyl floor

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.54Mest. value

Listed at $1,199,000, this home is tracking about 22% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.02M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.10M
  • Size difference +$381K
  • Bedrooms +$30K
  • Bathrooms +$30K
  • Adjusts to $1.54M

That comparable adjusts to $1.54M; the $1.54M estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Lambton Park Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Scarlett Rd at Foxwell St South Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.20MGreat deal$1.73MOverpriced

Total price vs nearby homes. Fair value about $1.54M, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby in Rockcliffe-Smythe · asking prices
$932kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

49 Batavia Avenue$890k750 Jane Street$850k148 Northland Avenue$988k2 Beechwood Avenue$1.10M5 Homeview Avenue$830k

The 5 closest active listings nearby.

See all comparable homes
1.20MThis home890k850k988k1.10M830kThis home vs active comparables
Live market pulseActive comparables in Rockcliffe-Smythe · median list $900K
$685this home / sqft
12active listings nearby
29days on market

This home lists 22% below the area average of $881/sqft.

28 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Scarlett Rd at Foxwell St South Side, about 142 m away

20+ transit stops5 grocery20+ dining20+ parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Alderwood
$998K
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lambton Park Community School
52%
Lambton Park Community SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 52% meet the provincial standard

Affordability & Mortgage

Affordability
$5,465/mo
$222KIncome needed
5.4×Price ÷ income
$1,261Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,465Property tax $350Total carry $5,815

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,119per month

Mortgage amount $959,200 · 4.14% over 25 years

$239,800Down payment (20.0%)
$959,200Loan before insurance
$0CMHC premium
$5,469Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,119
Property tax
$350
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,469

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,455
Toronto municipal land transfer tax
$20,455
Estimated closing costs
$40,910

Plus your down payment of $239,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,217/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$576,394Total interest paid
$1,535,594Total of all payments
Principal $959,200 Interest $576,394
YearPrincipalInterestBalance
1$22,471$38,953$936,729
2$23,411$38,013$913,319
3$24,390$37,034$888,929
4$25,410$36,014$863,519
5$26,473$34,951$837,046
6$27,580$33,843$809,465
7$28,734$32,690$780,731
8$29,936$31,488$750,796
9$31,188$30,236$719,608
10$32,493$28,931$687,115
11$33,852$27,572$653,263
12$35,268$26,156$617,996
13$36,743$24,681$581,253
14$38,280$23,144$542,973
15$39,881$21,543$503,093
16$41,549$19,875$461,543
17$43,287$18,137$418,257
18$45,098$16,326$373,159
19$46,984$14,440$326,175
20$48,949$12,475$277,226
21$50,997$10,427$226,229
22$53,130$8,294$173,099
23$55,352$6,072$117,747
24$57,667$3,756$60,080
25$60,080$1,344$0

At the end of your 5-year term

Total paid over the term
$307,119
Principal paid down
$122,154
Interest paid
$184,964
Balance remaining
$837,046

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,200− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,042

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOPHIE JAREMKO REAL ESTATE LIMITED. MLS®/PropTx.

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