2045 Rosemount Crescent, Oakville, ON
Westmount, Oakville · MLS® W13461544
About this home
Elegant Westmount home offering over 5,400 sq. ft. of impeccably maintained finished living space, showcasing timeless design & pride of ownership. Plus a backyard groomed to perfection. Boasting 4 bedrooms & 4 bathrooms, this is an exceptional residence.Features include grand 2-storey living & dining room, large principal rooms, 9' ceilings on the main level, hardwood flooring throughout the main & upper levels. Plus 2 gas fireplaces.Captivating curb appeal begins w/ brick exterior, landscaped perennial gardens, driveway parking for 4 vehicles & 2-car garage. Irrigation system for the front & back yard.Inside, enjoy the 2-storey living & dining room, 2-storey windows & an impressive open-to-above design.The updated white kitchen offers abundant cabinetry, extensive use of pull-out drawers, SS fridge, stove & dishwasher. Quartz countertops, pots & pan drawers, chef's desk, servery w/ glass cabinets, walk-in pantry, & a large eat-in area.Step down to the spacious family room w/ hardwood flooring & cozy gas fireplace. A main floor office w/ beveled glass doors provides the ideal work space.Access the second level via impressive wood staircase w/ hardwood flooring continuing throughout the upper level.The spacious primary bedroom with an impressive walk-in closet. The new 5 pc ensuite boasts a curbless glass shower w/ rain shower & handheld, double vanity & porcelain tiles. Three additional spacious bedrooms all w/ walk-in closets & easy bathroom access.The lower level is finished w/ broadloom & pot lights. Enjoy gatherings with friends & family in the generous rec room, games room w/ custom bar, workshop & 3 pc bathroom. Plus plenty of additional storage space.Step outside to your incredible backyard oasis featuring an interlock patio, landscape lighting, irrigation system & beautifully maintained perennial gardens. Peace and serenity!Experience the exceptional elegance, space & lifestyle offered at 2045 Rosemount Crescent.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13461544
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3500-5000
- Lot
- 50.2 × 118.11 ft
- Cross streets
- Third Line/Upper Middle
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,144 / 2026
- Days on market
- 30
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
stainless steel appl · hardwood floor · granite counters
walk-in closet(s) · hardwood floor
hardwood floor · 4 pc ensuite · walk-in closet(s)
hardwood floor · large window
Hardwood Floor
wet bar · broadloom
Hardwood Floor
gas fireplace · hardwood floor
hardwood floor · open concept
hardwood floor · walk-in closet(s)
3 pc bath · gas fireplace · broadloom
Listed at $2,299,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.81M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.65M
- Size difference +$593K
- Bedrooms −$30K
- Adjusts to $2.21M
That comparable adjusts to $2.21M; the $2.48M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Third Line + Upper Middle Rd West is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2.48M, median of 10 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Sold as-is / needs work: budget for renovation, the price should reflect the condition.
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 6% below the area average of $576/sqft.
24 days longer than the Oakville average (6 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Westmount, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Third Line + Upper Middle Rd West, about 117 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,839,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,818
- Property tax
- $679
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,497
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $43,973
- Estimated closing costs
- $43,973
Plus your down payment of $459,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $589,110
- Principal paid down
- $234,314
- Interest paid
- $354,796
- Balance remaining
- $1,605,606
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.