321 Morden Road, Oakville, ON

West, Oakville · MLS® W13463264

$3,995,000
For Sale
Listed 29 days ago
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5Bedrooms
7Bathrooms
2Garage · 7 parking
3500-5000Sq Ft

About this home

There Are Homes That Impress, & Others That Linger Long After You've Left. This Newly Built Oakville Estate, Inspired By Classic European Manor Design, Is Unmistakably The Latter. From Arrival, The Facade Sets A Tone Of Quiet Grandeur, Where Symmetry Is Defined By Stately Columns, Arched Windows, & Intricate Stonework, Blending Timeless Craftsmanship W/ Modern Refinement. A Striking Dbl Glass-Door Entry Welcomes You Inside, Where Nearly 6,000 Sqft Unfold W/Intention & Ease. The Marble Foyer Introduces A Refined Palette That Carries Through Rich Hrdwd & Granite Finishes. Beyond, The Living & Great Rms Feature Soaring 23' Ceilings & Expansive Walls Of Glass, Filling The Home W/Natural Light & Creating A Seamless Sense Of Openness. Coffered Ceilings W/LED Cove Lighting, Built-In Speakers, & Recessed Illumination Add A Sophisticated Contemporary Layer Throughout. At The Heart Of The Home, The Kitchen Balances Beauty & Function W/ Built-In Appliances, Quartz Countertops, Custom Cabinetry, & An Oversized Isl& Designed For Gathering & Entertaining. The Upper Lvl Is Anchored By A Skylit Hall & Seamless Glass Railings Leading To The Serene Primary Suite. Here, A Curved Sitting Area Enhances The Sense Of Space, While The Spa-Inspired Ensuite Offers Marble Flrs & Walls, A Freestanding Tub, Rainfall Shower, & Dbl Vanity. A Custom W/I Closet Completes The Retreat. Bdrms Two, Three, & Four Each Feature Their Own Ensuite & Custom Storage. The Finished Lwr Lvl Extends The Living Space With A Bdrm, Full Bath, Living Area, Second Kitchen, & Walk-Up Access, Ideal For Multi-Generational Living Or Extended Stays. Outdoors, A Stone Patio, Lush Green Space, & Fireplace Create An Inviting Setting, W/ Permit Already In Place For A Future Pool. Perfectly Located Mins From The 403, Top Schools, Shopping, & Dining, This Residence Offers Both Convenience & Prestige. A Rare Blend Of Timeless Elegance & Modern Luxury, Crafted For Elevated Everyday Living.

Key facts

Property type
Detached, 2-Storey
MLS®
W13463264
Bedrooms
5 (4 + 1)
Bathrooms
7 (1 half)
Size
3500-5000
Lot
92.09 × 91 ft
Cross streets
Morden Rd & Speers Rd
Parking
2 garage · 7 parking (built-in)
Driveway
Lane
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle, Asphalt Rolled
Sewer
Sewer
Property tax
$5,408 / 2025
Days on market
29
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

OfficeMain3.44 × 3.89 m

coffered ceiling(s) · wainscoting · window floor to ceiling

DenBasement5.25 × 3.69 m

pot lights · above grade window · hardwood floor

Bedroom 3Second5.66 × 3.61 m

3 pc ensuite · hardwood floor · b/i closet

BreakfastMain2.72 × 2.04 m

overlooks backyard · bow window · hardwood floor

RecreationBasement8.34 × 4.85 m

hardwood floor · wainscoting · above grade window

KitchenMain3.57 × 5.59 m

centre island · quartz counter · b/i appliances

Bedroom 4Second3.58 × 3.66 m

large window · b/i closet · 3 pc ensuite

Family RoomMain6.24 × 5.73 m

coffered ceiling(s) · w/o to patio · fireplace

Dining RoomMain3.52 × 5.06 m

overlooks backyard · coffered ceiling(s) · large window

Primary BedroomSecond3.75 × 5.74 m

5 pc ensuite · walk-in closet(s) · bow window

Great RoomBasement5.84 × 6.92 m

w/o to garden · bow window · coffered ceiling(s)

Bedroom 5Basement7.14 × 4.88 m

pot lights · closet · above grade window

Bedroom 2Second4.77 × 5.98 m

b/i closet · 3 pc ensuite · hardwood floor

Living RoomMain5.27 × 3.66 m

coffered ceiling(s) · fireplace · window floor to ceiling

KitchenBasement3.48 × 5.36 m

quartz counter · b/i shelves · stainless steel appl

OfficeBasement3.37 × 3.72 m

w/o to garden · hardwood floor · pot lights

Moe’s TakeTeam Asgarian · Broker
Above comparables
$3.46Mest. value

Listed at $3,995,000, this home is about 15% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($940/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.09M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.40M
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $2.38M

That comparable adjusts to $2.38M; the $3.46M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Wildwood Dr + Morden Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.96MGreat deal$4.00MOverpriced

Total price vs nearby homes. Fair value about $3.46M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Value driver
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$4.26Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

225 Prince George Crescent$3.79M150 WOLFDALE Avenue$5.00M1102 Crestview Street$6.25M1217 Ironbridge Road$2.00M

The 4 closest active listings nearby.

See all comparable homes
4.00MThis home3.79M5.00M6.25M2.00MThis home vs active comparables
Live market pulseActive comparables in West · median list $3.49M
$940this home / sqft
14active listings nearby
29days on market

This home lists 2% below the area average of $964/sqft.

23 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Wildwood Dr + Morden Rd, about 60 m away

20+ transit stops5 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Southwest
$3.79M
College Park
$1.28M
Glen Abbey
$1.98M
Morrison
$5.03M
River Oaks
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$18,208/mo
$703KIncome needed
5.7×Price ÷ income
$4,202Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

98%mortgage
Mortgage $18,208Property tax $451Total carry $18,659

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,055per month

Mortgage amount $3,196,000 · 4.14% over 25 years

$799,000Down payment (20.0%)
$3,196,000Loan before insurance
$0CMHC premium
$17,506Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,055
Property tax
$451
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,506

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,350
Estimated closing costs
$86,350

Plus your down payment of $799,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$20,715/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,920,513Total interest paid
$5,116,513Total of all payments
Principal $3,196,000 Interest $1,920,513
YearPrincipalInterestBalance
1$74,871$129,789$3,121,129
2$78,003$126,658$3,043,126
3$81,266$123,395$2,961,860
4$84,665$119,996$2,877,195
5$88,206$116,454$2,788,989
6$91,896$112,765$2,697,093
7$95,740$108,921$2,601,353
8$99,744$104,916$2,501,608
9$103,917$100,744$2,397,692
10$108,263$96,397$2,289,429
11$112,792$91,869$2,176,637
12$117,510$87,151$2,059,127
13$122,425$82,236$1,936,702
14$127,546$77,115$1,809,156
15$132,881$71,780$1,676,276
16$138,439$66,221$1,537,837
17$144,230$60,431$1,393,607
18$150,263$54,398$1,243,344
19$156,548$48,113$1,086,796
20$163,096$41,564$923,700
21$169,918$34,742$753,782
22$177,026$27,635$576,757
23$184,430$20,230$392,326
24$192,145$12,516$200,182
25$200,182$4,479$0

At the end of your 5-year term

Total paid over the term
$1,023,303
Principal paid down
$407,011
Interest paid
$616,291
Balance remaining
$2,788,989

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $5,408− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $71,690

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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