813-9 Four Winds Drive, Toronto, ON
York University Heights, Toronto · MLS® W13463632
About this home
Welcome to unit 813. This bright, well-proportioned unit offers two generous bedrooms, a dedicated dining area and laundry room, and tons of extra storage. The updated kitchen layout overlooks a spacious living room that opens onto a private, full-length balcony, for panoramic views and stunning sunsets. A personal locker is conveniently located on the same level as your parking space. Maintenance is all-inclusive, covering hydro, heat, water, basic cable, as well as access to the Recreation Centre (indoor pool, sauna, gym, basketball, racquetball, badminton). The condo is surrounded by treed landscape and green spaces to enjoy such as Fountainhead Park and tennis club, Four Winds Allotment Gardens, and the Finch Hydro Corridor Recreational Trail. Only a short drive to the 400, 401 and 407. Only a 4 minute walk to Finch West Station to access the subway, bus and LRT system. Convenient shopping, eats, amenities close by, and York University on your doorstep. This condo offers the best of both worlds; quiet, green space at home and easy connectivity to the rest of the GTA. A great home for family, students or retirees.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W13463632
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 900-999
- Cross streets
- Keele & Finch
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Baseboard
- A/C
- Window Unit(s)
- Exterior
- Brick
- Maintenance
- $935/mo
- Exposure
- West
- Property tax
- $1,412 / 2026
- Days on market
- 34
- Listing brokerage
- Royal LePage Real Estate Associates
Rooms
w/o to balcony · parquet
parquet · large window · closet
Closet
overlooks living · parquet · open concept
overlooks living · eat-in kitchen
parquet · large window · closet
Listed at $425,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
In York University Heights lately, sellers have been getting about 99% of asking and homes sell in about 53 days. Prices are down 18% versus a year ago.
Based on 87 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 87 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $430K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $385K
- Adjusts to $385K
That comparable adjusts to $385K; the $457K estimate above is the median of all 87 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $457K, median of 87 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 13% below the area average of $516/sqft.
33 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
York University Heights, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $340,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,814
- Property tax
- $118
- Condo / maintenance fees
- $935
- Heating
- $0
- Estimated monthly cost
- $2,867
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,975
- Toronto municipal land transfer tax
- $4,975
- Estimated closing costs
- $9,950
Plus your down payment of $85,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $108,862
- Principal paid down
- $43,299
- Interest paid
- $65,563
- Balance remaining
- $296,701
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Associates. MLS®/PropTx.