4440 Cosburn Crescent, Burlington, ON

Shoreacres, Burlington · MLS® W13466304

$1,548,000
For Sale
Listed 28 days ago
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4Bedrooms
3Bathrooms
1Garage · 5 parking
1100-1500Sq Ft

About this home

Sought-After Shoreacres - Fully Renovated Inside & Out | Pool, Hot Tub & Fire Pit Welcome to this stunning, fully renovated home nestled in the coveted Shoreacres community of Burlington. No detail was spared in this top-to-bottom transformation - move in and enjoy everything new. The main level impresses from the moment you enter through the custom front door into a bright, open-concept living space featuring wide-plank hardwood flooring, pot lights throughout, and a dramatic designer kitchen with sage green cabinetry, natural wood lowers, quartz waterfall island, stone mosaic backsplash, gas range, stainless steel appliances, and a walkout to the covered back deck. The separate family room on the split level offers a cozy gas fireplace with custom wood mantle, updated windows, and serene treetop views. A beautifully appointed powder room completes this level. Upstairs features 4 spacious bedrooms including a serene primary retreat with ceiling fan and lush garden views, plus a spectacular renovated main bath with stacked LG washer/dryer, floating walnut vanity, hexagon tile shower surround, and sleek black fixtures. The bay window living area floods the upper level with natural light and overlooks mature street-scaping. The fully finished lower level has been completely reimagined with a brand new eat-in kitchen, open rec room, full 4-piece bathroom, bedroom, and separate walkout to the backyard - ideal for extended family or rental income. Step outside to your private resort-style backyard: inground (heated) pool (liner 2014, heater 2021), hot tub (2015, motor & control panel 2021), covered pergola deck, stone fire pit with Adirondack seating, professional landscaping with garden lighting, storage shed, and fully fenced yard. Magical day or night. Attached garage. Steps to top-rated schools, Shoreacres Creek trails, Lake Ontario, and all amenities. This is Shoreacres at its finest - nothing to do but move in and enjoy.

Key facts

Property type
Detached, Sidesplit
MLS®
W13466304
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1100-1500
Lot
63 × 113 ft
Cross streets
New St and Appleby Line
Parking
1 garage · 5 parking (attached)
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$6,723 / 2025
Days on market
28
Listing brokerage
RIGHT AT HOME REALTY
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On location, this is a very walkable address with everyday errands close by. New at Shannon is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.39Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2234 Kilbride Street$1.47M134 Fairwood Place$1.50M195 Wilton Street$1.80M342 Bryant Crescent$1.10M572 Bridgman Avenue$1.10M

The 5 closest active listings nearby.

See all comparable homes
1.55MThis home1.47M1.50M1.80M1.10M1.10MThis home vs active comparables
Live market pulseActive comparables in Shoreacres · median list $2.05M
$1,191this home / sqft
29active listings nearby
28days on market

This home lists 18% above the area average of $1,011/sqft.

18 days longer than the Burlington average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Shoreacres, Burlington, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: New at Shannon, about 131 m away

20+ transit stops3 grocery20+ dining16 parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Appleby
$1.16M
Roseland
$1.53M
Palmer
$1.30M
Brant
$1.43M
Mountainside
$879K

Typical asking price of active listings of the same type, per area (outliers removed). Burlington.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,055/mo
$289KIncome needed
5.4×Price ÷ income
$1,628Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,055Property tax $560Total carry $7,616

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,609per month

Mortgage amount $1,238,400 · 4.14% over 25 years

$309,600Down payment (20.0%)
$1,238,400Loan before insurance
$0CMHC premium
$7,169Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,609
Property tax
$560
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,169

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,435
Estimated closing costs
$27,435

Plus your down payment of $309,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,027/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$744,169Total interest paid
$1,982,569Total of all payments
Principal $1,238,400 Interest $744,169
YearPrincipalInterestBalance
1$29,011$50,291$1,209,389
2$30,225$49,078$1,179,164
3$31,489$47,814$1,147,674
4$32,806$46,496$1,114,868
5$34,179$45,124$1,080,689
6$35,608$43,695$1,045,081
7$37,098$42,205$1,007,984
8$38,649$40,653$969,334
9$40,266$39,037$929,068
10$41,950$37,352$887,118
11$43,705$35,598$843,413
12$45,533$33,770$797,880
13$47,438$31,865$750,442
14$49,422$29,881$701,020
15$51,489$27,814$649,531
16$53,643$25,660$595,888
17$55,887$23,416$540,001
18$58,224$21,078$481,776
19$60,660$18,643$421,117
20$63,197$16,106$357,919
21$65,841$13,462$292,079
22$68,595$10,708$223,484
23$71,464$7,839$152,020
24$74,453$4,850$77,567
25$77,567$1,735$0

At the end of your 5-year term

Total paid over the term
$396,514
Principal paid down
$157,711
Interest paid
$238,803
Balance remaining
$1,080,689

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $6,723− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,441

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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