209 Maria Street, Toronto, ON

Junction Area, Toronto · MLS® W13468396

$1,235,000
For Sale
Listed 28 days ago
3Bedrooms
2Bathrooms
2Parking
1100-1500Sq Ft

About this home

Beautifully updated detached home in a prime Junction location. This is the perfect opportunity to move up from townhouse or semi-detached living into one of Toronto's most sought-after west-end neighbourhoods. Welcome to 209 Maria Street - a stylish, move-in-ready family home that blends warmth, functionality, and modern design.The main floor features a "double" living room arrangement, offering both a sitting room and a separate living room, alongside an open-concept dining space. Excellent ceiling height and oversized windows flood the home with natural light. A stunning updated kitchen with quartz counters and a peninsula island walks out to a beautiful backyard retreat, well suited to entertaining and everyday family life. Rare laneway parking for two cars adds further convenience.Upstairs, you'll find three spacious bedrooms and two well-appointed bathrooms, creating a functional layout ideal for growing families. Located within the highly coveted Annette Street PS and Humberside CI school zones, and just steps to the Junction's restaurants, cafés, breweries, boutiques, and shops. Minutes to the Bloor GO, UP Express, Bloor West Village, and High Park, this is a rare turnkey opportunity in one of Toronto's most established west-end communities.

Key facts

Property type
Detached, 2-Storey
MLS®
W13468396
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
19.17 × 121.5 ft
Cross streets
Gilmour/Maria
Parking
2 parking
Driveway
Lane
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Shingles
Sewer
Sewer
Property tax
$5,120 / 2026
Days on market
28
Listing brokerage
RE/MAX PROFESSIONALS SIDOROVA INWOOD REALTY

Rooms

Living RoomMain3.14 × 3.69 m

fireplace · combined w/dining · laminate

Bedroom 2Second3.10 × 2.87 m

closet · window · laminate

Bedroom 3Second2.90 × 2.61 m

window · laminate

Dining RoomMain2.90 × 3.80 m

window · laminate · open concept

Primary BedroomSecond3.10 × 3.47 m

closet · window · laminate

KitchenMain2.90 × 4.89 m

stainless steel appl · modern kitchen · pot lights

Moe’s TakeTeam Asgarian · Broker
In line
$1.25Mest. value

Listed at $1,235,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Junction Area, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.08M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.90M
  • Adjusts to $1.90M

That comparable adjusts to $1.90M; the $1.25M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Dundas St West at Gilmour Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$939KGreat deal$1.90MOverpriced

Total price vs nearby homes. Fair value about $1.25M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.39Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

110 Gillard Avenue$1.25M107 Twenty Fourth Street$939k31 Griffen Drive$778k351 Fairlawn Avenue$1.90M122 Strath Avenue$2.10M

The 5 closest active listings nearby.

See all comparable homes
1.24MThis home1.25M939k778k1.90M2.10MThis home vs active comparables
Live market pulseActive comparables in Junction Area · median list $1.77M
$950this home / sqft
5active listings nearby
28days on market

This home lists 2% below the area average of $966/sqft.

27 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St West at Gilmour Ave, about 83 m away

20+ transit stops8 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Annette Street Junior and Senior Public School
81%
Annette Street Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 81% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,629/mo
$231KIncome needed
5.4×Price ÷ income
$1,299Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,629Property tax $427Total carry $6,055

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,272per month

Mortgage amount $988,000 · 4.14% over 25 years

$247,000Down payment (20.0%)
$988,000Loan before insurance
$0CMHC premium
$5,699Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,272
Property tax
$427
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,699

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,175
Toronto municipal land transfer tax
$21,175
Estimated closing costs
$42,350

Plus your down payment of $247,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,404/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$593,700Total interest paid
$1,581,700Total of all payments
Principal $988,000 Interest $593,700
YearPrincipalInterestBalance
1$23,145$40,123$964,855
2$24,114$39,154$940,741
3$25,122$38,146$915,619
4$26,173$37,095$889,446
5$27,268$36,000$862,178
6$28,408$34,860$833,770
7$29,597$33,671$804,173
8$30,835$32,433$773,338
9$32,124$31,144$741,214
10$33,468$29,800$707,746
11$34,868$28,400$672,878
12$36,327$26,941$636,551
13$37,846$25,422$598,705
14$39,429$23,839$559,276
15$41,078$22,190$518,198
16$42,797$20,471$475,401
17$44,587$18,681$430,815
18$46,452$16,816$384,363
19$48,395$14,873$335,968
20$50,419$12,849$285,549
21$52,528$10,740$233,022
22$54,725$8,543$178,297
23$57,014$6,254$121,282
24$59,399$3,869$61,883
25$61,883$1,385$0

At the end of your 5-year term

Total paid over the term
$316,340
Principal paid down
$125,822
Interest paid
$190,518
Balance remaining
$862,178

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $5,120− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,044

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS SIDOROVA INWOOD REALTY. MLS®/PropTx.

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