1338 Chalfield Drive, Oakville, ON

Clearview, Oakville · MLS® W13470090

$1,964,000
For Sale
Listed 28 days ago
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5Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Welcome to this exceptional Georgian-style family home, lovingly maintained by its original owner for 39 years and beautifully renovated within the past 12 months. Offering approximately 3,000 sq. ft. above ground of thoughtfully designed living space, this move-in-ready residence combines timeless charm and modern upgrades in one of East Oakville's most sought-after family-friendly neighbourhoods, Clearview.Featuring 4 spacious bedrooms, a finished basement, and outstanding curb appeal, this home has been meticulously updated with a stunning renovated kitchen, stylish new flooring throughout, and beautifully renovated bathrooms. An upgraded roof adds further peace of mind, allowing buyers to simply move in and enjoy. The elegant Georgian exterior creates a lasting first impression, while the interior showcases pride of ownership at every turn.Designed for family living, the home offers generous principal rooms, functional living spaces, and a warm, welcoming atmosphere.Perfectly located for commuters, minutes from QEW/403, for quick access and easy drive into the city. Families will especially appreciate having one of Oakville's top-rated elementary schools James Hill just steps away at the end of the street, and also St.Luke Catholic School just along the street on Kingsway.A rare opportunity (offered for the first time by original owners) to own a meticulously cared-for home with extensive recent renovations, timeless character, and an unbeatable family-friendly location. This is the one you've been waiting for.

Key facts

Property type
Detached, 2-Storey
MLS®
W13470090
Bedrooms
5 (4 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
66 × 100 ft
Cross streets
Winston Churchill and Kingsway
Parking
2 garage · 6 parking (attached)
Driveway
Available
Basement
Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Metal
Sewer
Sewer
Property tax
$7,400 / 2026
Days on market
28
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

BathroomGround1.75 × 1.42 m

porcelain floor · 2 pc bath · quartz counter

BathroomBasement3.30 × 2.59 m
BathroomSecond3.04 × 3.35 m

double sink · pot lights · enclosed

RecreationBasement6.60 × 6.99 m

hardwood floor · window

Family RoomGround4.47 × 3.70 m

moulded ceiling · fireplace · hardwood floor

KitchenBasement4.11 × 3.05 m
Bedroom 3Second4.34 × 3.89 m

closet · window · hardwood floor

DenBasement3.60 × 3.40 m

hardwood floor · 4 pc ensuite

OfficeGround4.06 × 3.45 m

moulded ceiling · window · hardwood floor

LaundryGround2.44 × 1.83 m

porcelain floor · quartz counter · pot lights

Bedroom 2Second4.27 × 3.63 m

closet · window · hardwood floor

Primary BedroomSecond6.40 × 3.66 m

moulded ceiling · window · hardwood floor

Bedroom 4Second4.39 × 3.43 m

closet · window · hardwood floor

Living RoomGround5.18 × 3.05 m

moulded ceiling · window · hardwood floor

SittingSecond2.87 × 1.93 m

moulded ceiling · overlooks frontyard · hardwood floor

BathroomSecond3.60 × 2.44 m

porcelain floor · quartz counter · ensuite bath

Family RoomBasement5.18 × 5.79 m

hardwood floor · window · fireplace

Dining RoomGround3.76 × 3.60 m

moulded ceiling · window · hardwood floor

KitchenGround6.40 × 3.86 m

sliding doors · window · quartz counter

Moe’s TakeTeam Asgarian · Broker
In line
$2.18Mest. value

Listed at $1,964,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Clearview, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.71M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.25M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $2.29M

That comparable adjusts to $2.29M; the $2.18M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingsway Dr + Chalfield Dr is about a 1-minute walk away.

List price
$1.77MGreat deal$2.35MOverpriced

Total price vs nearby homes. Fair value about $2.18M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.84Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1058 Agram Drive$1.90M1171 Fairmeadow Trail$1.95M1291 Windrush Drive$1.99M1305 Monks Passage$1.60M2098 Wildfel Way$1.75M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.96MThis home1.90M1.95M1.99M1.60M1.75MThis home vs active comparables
Live market pulseActive comparables in Oakville · median list $1.80M
$714this home / sqft
65active listings nearby
28days on market

This home lists 8% below the area average of $774/sqft.

23 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Clearview, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

56/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingsway Dr + Chalfield Dr, about 97 m away

20+ transit stops20+ dining11 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Joshua Creek
$2.23M
Ford
$2.51M
Joshua Meadows
$1.47M
Morrison
$5.03M
College Park
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,951/mo
$363KIncome needed
5.4×Price ÷ income
$2,066Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $8,951Property tax $617Total carry $9,568

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,385per month

Mortgage amount $1,571,200 · 4.14% over 25 years

$392,800Down payment (20.0%)
$1,571,200Loan before insurance
$0CMHC premium
$9,001Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,385
Property tax
$617
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,001

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$35,755
Estimated closing costs
$35,755

Plus your down payment of $392,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,184/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$944,152Total interest paid
$2,515,352Total of all payments
Principal $1,571,200 Interest $944,152
YearPrincipalInterestBalance
1$36,808$63,806$1,534,392
2$38,347$62,267$1,496,045
3$39,951$60,663$1,456,093
4$41,623$58,992$1,414,471
5$43,364$57,251$1,371,107
6$45,177$55,437$1,325,930
7$47,067$53,547$1,278,863
8$49,036$51,578$1,229,827
9$51,087$49,527$1,178,740
10$53,224$47,390$1,125,516
11$55,450$45,164$1,070,066
12$57,769$42,845$1,012,297
13$60,186$40,428$952,111
14$62,703$37,911$889,408
15$65,326$35,288$824,081
16$68,059$32,555$756,023
17$70,905$29,709$685,117
18$73,871$26,743$611,246
19$76,961$23,653$534,285
20$80,180$20,434$454,105
21$83,534$17,080$370,570
22$87,028$13,586$283,542
23$90,669$9,945$192,873
24$94,461$6,153$98,412
25$98,412$2,202$0

At the end of your 5-year term

Total paid over the term
$503,070
Principal paid down
$200,093
Interest paid
$302,978
Balance remaining
$1,371,107

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $7,400− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,270

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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