46 MONUMENT Trail, Brampton, ON

Northwest Brampton, Brampton · MLS® W13470644

$1,139,000
For Sale
Listed 32 days ago
4Bedrooms
4Bathrooms
2Garage · 6 parking
2000-2500Sq Ft

About this home

Absolute Showstopper Beautiful Elegant DETACHED HOUSE In One Of The Desirable Neighborhood Of Northwest In Brampton. This Detached House Has Double Door Entry With Double Car Garage & Separate Entrance, Separate Family Room With Fireplace & Windows, Separate Dining Room, Upgraded Kitchen With Custom Built Cabinetry/Quartz Counter/Backsplash//S/S Appliances, Breakfast Area W/O To Deck To A Private Backyard Ideal For Relaxing, Unwinding, Perfect for Summer Entertaining, Oaks Stairs With Spindles, No Carpet Whole House, Second Floor Boast Primary Bedroom With W/I Closet & 6 Pn Ensuite With Double Sink & Windows, 2nd Bedroom With Closet, Windows & W/O To Balcony To Enjoy Morning/Evening Tea, The Other 2 Good Size bedroom With Closet & 4 Pc Semi Ensuite, Laundry On Main, The Unfinished Basement Offers Excellent Potential Providing The Opportunity To Create An Income Suite Or Nanny Accommodation, Making This Home As Practical As It Is Inviting, No Sidewalk, Just Minutes From Mount Pleasant GO Station And The Local Community Centre, This Home Offers Exceptional Convenience For Commuters And Families Alike, Top-Rated Schools, Parks, Public Transit, Shopping, And Everyday Amenities. Ideal For Growing Families, This Property Offers Both Comfort And Convenience. Don't Miss This Fantastic Opportunity-Book Your Private Showing Today And Make This Exceptional Home Yours.

Key facts

Property type
Detached, 2-Storey
MLS®
W13470644
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500
Lot
38.06 × 90.22 ft
Cross streets
Wanless Dr/Veterans Dr
Parking
2 garage · 6 parking (attached)
Basement
Unfinished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$7,144 / 2025
Days on market
32
Listing brokerage
NEWGEN REALTY EXPERTS

Rooms

Primary BedroomSecond5.18 × 4.02 m

hardwood floor · walk-in closet(s) · 6 pc ensuite

Bedroom 4Second3.35 × 3.04 m

hardwood floor · closet · window

Bedroom 2Second3.35 × 3.10 m

hardwood floor · closet · w/o to balcony

KitchenMain5.21 × 3.96 m

ceramic floor · quartz counter · stainless steel appl

Family RoomMain5.48 × 3.65 m

hardwood floor · fireplace · window

Dining RoomMain4.57 × 3.50 m

hardwood floor · open concept · window

Bedroom 3Second3.41 × 3.35 m

hardwood floor · closet · 4 pc bath

BreakfastMain5.21 × 3.96 m

ceramic floor · combined w/kitchen · w/o to deck

Moe’s TakeTeam Asgarian · Broker
Above comparables
$978Kest. value

Listed at $1,139,000, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($506/sqft) is below the area, so you are paying for extra space rather than a premium.

In Northwest Brampton lately, sellers have been getting about 99% of asking and homes sell in about 23 days.

Based on 60 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 60 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.04M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $825K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $870K

That comparable adjusts to $870K; the $978K estimate above is the median of all 60 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$908KGreat deal$1.14MOverpriced

Total price vs nearby homes. Fair value about $978K, median of 60 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Comparable listingsCurrently listed nearby in Northwest Brampton · asking prices
$1.17Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4 Ivor Crescent$1.15M120 Miracle Trail$1.10M30 Boothill Drive$1.20M9 Lyle Way$1.30M56 Donald Stewart Road$1.12M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.14MThis home1.15M1.10M1.20M1.30M1.12MThis home vs active comparables
Live market pulseActive comparables in Northwest Brampton · median list $1.10M
$506this home / sqft
32active listings nearby
32days on market
97sold nearby · 90 days
$985Kmedian sold price
99%of asking, on average

This home lists 9% below the area average of $554/sqft.

29 days longer than the Brampton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Northwest Brampton, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Fletcher's Meadow
$885K
Northwest Sandalwood Parkway
$1.05M
Credit Valley
$1.59M
Heart Lake West
$874K
Snelgrove
$1.50M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,191/mo
$221KIncome needed
5.2×Price ÷ income
$1,198Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,191Property tax $595Total carry $5,787

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,863per month

Mortgage amount $911,200 · 4.14% over 25 years

$227,800Down payment (20.0%)
$911,200Loan before insurance
$0CMHC premium
$5,458Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,863
Property tax
$595
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,458

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,255
Estimated closing costs
$19,255

Plus your down payment of $227,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,906/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$547,550Total interest paid
$1,458,750Total of all payments
Principal $911,200 Interest $547,550
YearPrincipalInterestBalance
1$21,346$37,004$889,854
2$22,239$36,111$867,615
3$23,169$35,181$844,445
4$24,139$34,211$820,307
5$25,148$33,202$795,158
6$26,200$32,150$768,958
7$27,296$31,054$741,662
8$28,438$29,912$713,225
9$29,627$28,723$683,597
10$30,867$27,483$652,731
11$32,158$26,192$620,573
12$33,503$24,847$587,070
13$34,904$23,446$552,166
14$36,364$21,986$515,802
15$37,885$20,465$477,917
16$39,470$18,880$438,447
17$41,121$17,229$397,326
18$42,841$15,509$354,485
19$44,633$13,717$309,853
20$46,500$11,850$263,353
21$48,445$9,905$214,908
22$50,471$7,879$164,437
23$52,582$5,768$111,855
24$54,782$3,568$57,073
25$57,073$1,277$0

At the end of your 5-year term

Total paid over the term
$291,750
Principal paid down
$116,042
Interest paid
$175,709
Balance remaining
$795,158

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $7,144− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,312

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NEWGEN REALTY EXPERTS. MLS®/PropTx.

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