128 Rutherford Road, Brampton, ON
Madoc, Brampton · MLS® W13472550
About this home
LEGAL BASEMENT APARTMENT! Welcome to this exceptional residence in Brampton's highly sought-after Madoc community, where luxury, functionality, and income-generating potential come together seamlessly. Extensively renovated in 2024, this home has been transformed with meticulous attention to detail, quality craftsmanship, and premium finishes throughout.A true standout feature is the beautifully finished 2 Bedrooms legal basement apartment, offering a rare opportunity for substantial rental income or multi-generational living. Thoughtfully designed and fully compliant, it adds tremendous value, flexibility, and long-term investment appeal to the property.Inside, the home showcases a sophisticated blend of style and comfort, featuring engineered hardwood flooring, elegant pot lights throughout, stainless steel appliances, and a host of major mechanical upgrades including a new furnace, heat pump system, attic insulation, updated bay window, and doors. Every improvement was completed with a focus on quality, creating a truly turnkey living experience.The exterior has been equally enhanced with extensive concrete work surrounding the property, delivering both curb appeal and low-maintenance outdoor living. The private backyard provides an ideal setting for entertaining, family gatherings, or simply relaxing in your own outdoor retreat.Ideally situated just minutes from Highway 410 and close to schools, parks, shopping, transit, and everyday amenities, this is a rare opportunity to own a thoughtfully renovated home that combines luxury living, modern upgrades, and exceptional income-generating potential through its legal basement apartment.
Key facts
- Property type
- Detached, Backsplit 3
- MLS®
- W13472550
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 3
- Size
- 1100-1500
- Lot
- 50 × 120 ft
- Cross streets
- Rutherford Rd N and Vodden St E
- Parking
- 4 parking
- Basement
- Apartment, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,743 / 2025
- Days on market
- 30
- Listing brokerage
- AVION REALTY INC.
Rooms
combined w/living · combined w/laundry
3 pc ensuite · hardwood floor
combined w/dining · overlooks frontyard · hardwood floor
Hardwood Floor
centre island · quartz counter · hardwood floor
combined w/family · combined w/kitchen · hardwood floor
hardwood floor · overlooks backyard
3 Pc Bath
3 Pc Ensuite
Combined w/Kitchen
Listed at $849,900, this home is about 28% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
In Madoc lately, sellers have been getting about 99% of asking and homes sell in about 24 days.
There were not many closely comparable homes right in Madoc, so I widened the search to the surrounding area.
Based on 96 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 96 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $700K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $910K
- Bedrooms −$30K
- Bathrooms +$15K
- Adjusts to $895K
That comparable adjusts to $895K; the $665K estimate above is the median of all 96 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bus stop is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $665K, median of 96 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 13% above the area average of $579/sqft.
27 days longer than the Brampton average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Madoc, Brampton, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Bus stop, about 237 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Brampton.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $679,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,628
- Property tax
- $395
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,024
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,473
- Estimated closing costs
- $13,473
Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,698
- Principal paid down
- $86,588
- Interest paid
- $131,110
- Balance remaining
- $593,332
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AVION REALTY INC.. MLS®/PropTx.