303-1 St Johns Road, Toronto, ON

Junction Area, Toronto · MLS® W13473812

$499,900
For Sale
Listed 25 days ago
2Bedrooms
1Bathrooms
1Garage
1000-1199Sq Ft

About this home

More than 1,000 square feet, 2 bedrooms, parking, locker, and authentic hard-loft character in Toronto's west end for under $500K. Suite 303 at St. John's Place Lofts offers a compelling alternative to the conventional condo market. Set within a former office building converted in 2000, this true hard loft features soaring ceilings (almost 10' high), a wall of windows, industrial character, and a sense of volume that's increasingly difficult to find. The 1,007 (MPAC) sq ft layout is remarkably functional, with a genuinely spacious living and dining area that easily accommodates a full-sized dining table, a thoughtfully designed kitchen with excellent efficiency and storage, and a split-bedroom floor plan that provides valuable separation for guests, roommates, or work-from-home flexibility. One of the suite's most surprising features is its abundance of built-in storage throughout, including both bedrooms. A locker and covered parking space add further long-term practicality. St. John's Place Lofts is a boutique 15-unit building with a distinctive concrete façade and an authentic loft aesthetic that feels worlds apart from the typical glass condo experience. The maintenance fees have been factored in the asking price, creating an opportunity for those who understand how to consider overall carrying costs and long-term value. Located in one of Toronto's most independent and character-filled neighbourhoods, you'll find local breweries, The Sweet Potato, Venga Cucina, the farmers' market, eclectic shops, and a strong sense of community just outside your door.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13473812
Bedrooms
2
Bathrooms
1
Size
1000-1199
Cross streets
Dundas/Runnymede
Parking
1 garage (carport)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$1,585/mo
Exposure
North West
Property tax
$3,378 / 2025
Days on market
25
Listing brokerage
BSPOKE REALTY INC.

Rooms

Dining RoomFlat4.31 × 4.07 m

open concept · combined w/living · combined w/kitchen

Bedroom 2Flat3.52 × 4.15 m

b/i bookcase · large closet · large window

KitchenFlat3.67 × 3.04 m

overlooks dining · stainless steel appl · pantry

Primary BedroomFlat3.01 × 3.84 m

large closet · closet organizers · large window

Living RoomFlat4.31 × 4.30 m

open concept · combined w/dining · large window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Dundas St West at Clendenan Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$469kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1104-11 Wincott Drive$420k701-45 Sunrise Avenue$375k817-20 Dean Park Road$500k714-100 Wingarden Court$440k606-100 Canyon Avenue$610k

The 5 closest of 8 active listings nearby.

See all comparable homes
500kThis home420k375k500k440k610kThis home vs active comparables
Live market pulseActive comparables in Junction Area · median list $740K
$455this home / sqft
5active listings nearby
25days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St West at Clendenan Ave, about 17 m away

20+ transit stops9 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mimico
$800K
Annex
$1.39M
Waterfront Communities C1
$694K
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Annette Street Junior and Senior Public School
81%
Annette Street Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,278/mo
$129KIncome needed
3.9×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

55%mortgage
Mortgage $2,278Property tax $282Condo fee $1,585Total carry $4,144

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,920 · 4.14% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$4,001Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$282
Condo / maintenance fees
$1,585
Heating
$0
Estimated monthly cost
$4,001

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,316Total interest paid
$640,236Total of all payments
Principal $399,920 Interest $240,316
YearPrincipalInterestBalance
1$9,369$16,241$390,551
2$9,761$15,849$380,791
3$10,169$15,441$370,622
4$10,594$15,015$360,027
5$11,037$14,572$348,990
6$11,499$14,110$337,491
7$11,980$13,629$325,511
8$12,481$13,128$313,030
9$13,003$12,606$300,027
10$13,547$12,062$286,479
11$14,114$11,496$272,366
12$14,704$10,905$257,661
13$15,319$10,290$242,342
14$15,960$9,649$226,382
15$16,628$8,982$209,755
16$17,323$8,286$192,432
17$18,048$7,562$174,384
18$18,803$6,807$155,581
19$19,589$6,020$135,992
20$20,408$5,201$115,584
21$21,262$4,347$94,322
22$22,151$3,458$72,170
23$23,078$2,531$49,092
24$24,043$1,566$25,049
25$25,049$560$0

At the end of your 5-year term

Total paid over the term
$128,047
Principal paid down
$50,930
Interest paid
$77,117
Balance remaining
$348,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $3,378− Condo fees $19,015− Insurance $600− Vacancy & upkeep $4,488Net operating income $13,319

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BSPOKE REALTY INC.. MLS®/PropTx.

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