6 Ridley Gardens, Toronto, ON
High Park-Swansea, Toronto · MLS® W13474716
About this home
Live in one of Toronto's best neighbourhoods, Roncesvalles Village in this stunning executive home. Blending chic modern design with everyday functionality, this premium 3-bedroom, 3-bathroom residence comes with high-end, contemporary finishes throughout and is fully furnished. The main floor is an open layout with a walk out to your private deck and backyard. The 3rd floor primary retreat featuring a private walk-out terrace-perfect for your morning coffee or stunning evening sunsets . The finished basement adds versatile extra living space, ideal for a family room or home office or a guest retreat. Offering an effortless, turn-key lifestyle, the home comes fully equipped with all essential kitchenware and household utensils. Just bring your own linens, towels, and suitcases to move right into this sophisticated neighborhood hub. Unbeatable location just steps from High Park, Lake Ontario, vibrant shops, cafes, and restaurants of Roncesvalles, excellent schools, and effortless transportation links to highways and various public transit options.
Key facts
- Property type
- Semi-Detached, 2 1/2 Storey
- MLS®
- W13474716
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1100-1500
- Cross streets
- Garden Ave and Parkside Dr
- Parking
- 0 parking
- Driveway
- None
- Basement
- Full, Finished
- Heating
- Radiant
- A/C
- Wall Unit(s)
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Days on market
- 30
- Listing brokerage
- BOSLEY REAL ESTATE LTD.
Rooms
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent leases and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Garden Avenue Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes24 days longer than the Toronto average (6 days).
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
High Park-Swansea, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $4,800 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $26
- Property tax
- $4
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $29
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $30
- Toronto municipal land transfer tax
- $30
- Estimated closing costs
- $60
Plus your down payment of $1,200. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,537
- Principal paid down
- $611
- Interest paid
- $926
- Balance remaining
- $4,189
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.