2140 Stillmeadow Road, Oakville, ON

Westmount, Oakville · MLS® W13476208

$1,249,000
For Sale
Listed 25 days ago
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq Ft

About this home

Fabulously updated family home on a quiet street in Oakville's highly sought-after Westmount community, renowned for its highly-rated schools, extensive trail system, parks, and exceptional family-friendly lifestyle. Ideally located just minutes from Oakville Trafalgar Memorial Hospital, community centres, shopping, restaurants, Bronte GO Station, and major highways. This move-in-ready home offers outstanding convenience for families and commuters alike. Attractive curb appeal features lovely front gardens, a mature shade tree, a long driveway with parking for two vehicles, and an attached garage. The private backyard is designed for outdoor enjoyment with a large deck, built-in bench seating, privacy screen, and landscaped gardens. Inside, bright contemporary living spaces highlight upgraded wide-plank hardwood flooring, pot lights, stylish light fixtures, California shutters, upgraded blinds, and abundant natural light throughout. The spacious living room overlooks the backyard, while the beautifully renovated eat-in kitchen serves as the heart of the home with extensive white cabinetry, crown mouldings, glass display cabinets, quartz countertops, deluxe stainless-steel appliances including a gas range, and a dining area with a walkout to the deck. Upstairs, three generous bedrooms and two updated full bathrooms include a spacious primary retreat with a 3-piece ensuite featuring an updated, oversized glass shower. The finished lower level provides additional living space with a large recreation room and gas fireplace, laundry room, cold room, utility room, and ample storage. Recent updates include a renovated kitchen, newer wide-plank laminate flooring, upgraded lighting, new broadloom ('21), furnace & air conditioner ('21), and update ensuite shower and main bath tub/shower making this an exceptional turnkey opportunity in one of Oakville's most desirable neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
W13476208
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
34.78 × 78.97 ft
Cross streets
Westoak Trails & Stillmeadow
Parking
1 garage · 2 parking (attached)
Driveway
Private, Inside Entry
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,567 / 2025
Days on market
25
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

Bedroom 2Second3.20 × 3.02 m

Broadloom

Bedroom 3Second3.66 × 3.05 m

Broadloom

Living RoomMain5.08 × 4.85 m

hardwood floor · pot lights

RecreationBasement7.92 × 4.27 m

broadloom · pot lights · gas fireplace

Primary BedroomSecond5.89 × 3.23 m

broadloom · 3 pc ensuite

KitchenMain5.89 × 3.17 m

hardwood floor · quartz counter · w/o to yard

Moe’s TakeTeam Asgarian · Broker
In line
$1.19Mest. value

Listed at $1,249,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Westmount, so I widened the search to the surrounding area.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.27M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.59M
  • Bathrooms −$15K
  • Adjusts to $1.57M

That comparable adjusts to $1.57M; the $1.19M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Westoak Trails Blvd + Stillmeadow Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.09MGreat deal$1.45MOverpriced

Total price vs nearby homes. Fair value about $1.19M, median of 10 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.56Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3395 Post Road$1.59M3287 Victoria Street$1.48M2491 Woburn Crescent$1.60M

The 3 closest active listings nearby.

See all comparable homes
1.25MThis home1.59M1.48M1.60MThis home vs active comparables
Live market pulseActive comparables in Westmount · median list $1.68M
$714this home / sqft
15active listings nearby
25days on market

This home lists 12% above the area average of $635/sqft.

20 days longer than the Oakville average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westmount, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

71/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Westoak Trails Blvd + Stillmeadow Rd, about 110 m away

20+ transit stops2 grocery20+ dining20+ parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West Oak Trails
$1.48M
Glen Abbey
$1.98M
Bronte Creek
$1.77M
West
$1.89M
River Oaks
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,693/mo
$235KIncome needed
5.3×Price ÷ income
$1,314Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,693Property tax $464Total carry $6,156

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,332per month

Mortgage amount $999,200 · 4.14% over 25 years

$249,800Down payment (20.0%)
$999,200Loan before insurance
$0CMHC premium
$5,796Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,332
Property tax
$464
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,796

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,455
Estimated closing costs
$21,455

Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,476/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$600,431Total interest paid
$1,599,631Total of all payments
Principal $999,200 Interest $600,431
YearPrincipalInterestBalance
1$23,408$40,577$975,792
2$24,387$39,598$951,405
3$25,407$38,578$925,998
4$26,470$37,515$899,529
5$27,577$36,408$871,952
6$28,730$35,255$843,221
7$29,932$34,053$813,289
8$31,184$32,801$782,105
9$32,489$31,497$749,616
10$33,848$30,138$715,769
11$35,263$28,722$680,505
12$36,738$27,247$643,767
13$38,275$25,710$605,492
14$39,876$24,109$565,616
15$41,544$22,441$524,072
16$43,282$20,704$480,790
17$45,092$18,893$435,698
18$46,978$17,007$388,720
19$48,943$15,042$339,777
20$50,990$12,995$288,786
21$53,123$10,862$235,663
22$55,345$8,640$180,318
23$57,660$6,325$122,657
24$60,072$3,913$62,585
25$62,585$1,400$0

At the end of your 5-year term

Total paid over the term
$319,926
Principal paid down
$127,248
Interest paid
$192,678
Balance remaining
$871,952

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $5,567− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,675

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

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