12 Candlewood Crescent, Toronto, ON

York University Heights, Toronto · MLS® W13477426

$1,049,000
For Sale
Listed 24 days ago
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3Bedrooms
2Bathrooms
1Garage · 5 parking
1500-2000Sq Ft

About this home

Solid detached brick construction on a generous 60-foot lot, and decades of pride of ownership define this well-maintained 4-level sidesplit in Toronto's York University Heights community. Owned and cared for by the same family for many years, this spacious home offers 3 bedrooms, 2 bathrooms, an attached garage, and parking for up to five vehicles. The functional multi-level layout features bright principal rooms, providing ample space for everyday living and entertaining. The finished lower level includes a large family room, offering the flexibility for a recreation area, home office, or additional living space.A sunroom addition overlooking the backyard extends the living area and provides a comfortable space to relax and enjoy throughout the seasons. Numerous updates have been completed over the years, reflecting the care and attention this home has received. Situated on a generous 60' x 102' lot, the property offers exceptional space both inside and out. Conveniently located near Elia Middle School, Lamberton Public School, C.W. Jefferys Collegiate Institute, York University, parks, shopping, and community amenities. Commuters will appreciate being steps to TTC service on Sentinel Road, minutes to Finch West and Pioneer Village subway stations, and close to the recently completed Finch West LRT. An excellent opportunity to own a well-cared-for detached home in an established North York neighbourhood with outstanding transit access and everyday conveniences nearby.

Key facts

Property type
Detached, Sidesplit 4
MLS®
W13477426
Bedrooms
3
Bathrooms
2
Size
1500-2000
Lot
60 × 102.08 ft
Cross streets
Sentinel Rd. and Finch Ave. W
Parking
1 garage · 5 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,328 / 2025
Days on market
24
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenMain2.54 × 4.98 m

ceramic floor · galley kitchen · eat-in kitchen

Utility RoomBasement5.26 × 2.92 m

combined w/laundry · concrete floor · laundry sink

Bedroom 3Second2.78 × 2.67 m

hardwood floor · closet · window

Living RoomMain5.16 × 3.29 m

laminate · picture window · overlooks dining

Primary BedroomSecond3.91 × 3.30 m

hardwood floor · mirrored closet · window

Bedroom 2Second3.30 × 2.78 m

hardwood floor · closet · window

Exercise RoomBasement5.26 × 2.95 m

concrete floor · large closet · window

Family RoomLower4.57 × 3.34 m

ceramic floor · above grade window · large closet

Dining RoomMain3.05 × 2.65 m

laminate · w/o to sunroom · l-shaped room

Moe’s TakeTeam Asgarian · Broker
In the wider range
$1.23Mest. value

Listed at $1,049,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $958K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $965K
  • Bedrooms −$30K
  • Adjusts to $935K

That comparable adjusts to $935K; the $1.23M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Lamberton Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Sentinel Rd at Lamberton Blvd is about a 1-minute walk away.

List price
$935KGreat deal$1.32MOverpriced

Total price vs nearby homes. Fair value about $1.23M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in York University Heights · asking prices
$1.18Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

283 Derrydown Road$988k39 Madron Crescent$965k62 Keegan Crescent$1.69M27 Villata Gardens$950k169 Grandravine Drive$1.30M

The 5 closest active listings nearby.

See all comparable homes
1.05MThis home988k965k1.69M950k1.30MThis home vs active comparables
Live market pulseActive comparables in York University Heights · median list $988K
$599this home / sqft
5active listings nearby
24days on market

This home lists 16% below the area average of $717/sqft.

23 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

57/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Sentinel Rd at Lamberton Blvd, about 116 m away

20+ transit stops11 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lamberton Public School
63%
Lamberton Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 63% meet the provincial standard

Affordability & Mortgage

Affordability
$4,781/mo
$197KIncome needed
5.3×Price ÷ income
$1,103Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,781Property tax $361Total carry $5,142

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,478per month

Mortgage amount $839,200 · 4.14% over 25 years

$209,800Down payment (20.0%)
$839,200Loan before insurance
$0CMHC premium
$4,839Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,478
Property tax
$361
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,839

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,455
Toronto municipal land transfer tax
$17,455
Estimated closing costs
$34,910

Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,439/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$504,285Total interest paid
$1,343,485Total of all payments
Principal $839,200 Interest $504,285
YearPrincipalInterestBalance
1$19,660$34,080$819,540
2$20,482$33,258$799,059
3$21,339$32,401$777,720
4$22,231$31,508$755,489
5$23,161$30,578$732,328
6$24,130$29,610$708,198
7$25,139$28,600$683,059
8$26,191$27,549$656,868
9$27,286$26,453$629,582
10$28,428$25,312$601,154
11$29,617$24,123$571,537
12$30,855$22,884$540,682
13$32,146$21,593$508,536
14$33,491$20,249$475,045
15$34,892$18,848$440,153
16$36,351$17,388$403,802
17$37,872$15,868$365,931
18$39,456$14,284$326,475
19$41,106$12,633$285,369
20$42,825$10,914$242,544
21$44,617$9,123$197,927
22$46,483$7,256$151,444
23$48,427$5,312$103,016
24$50,453$3,286$52,563
25$52,563$1,176$0

At the end of your 5-year term

Total paid over the term
$268,697
Principal paid down
$106,872
Interest paid
$161,825
Balance remaining
$732,328

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,328− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,914

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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