38 Betty Nagle Street, Toronto, ON

Humberlea-Pelmo Park W5, Toronto · MLS® W13477448

$940,670
For Sale
Listed 25 days ago
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

If you are looking for a house to start a family, or a rental investment opportunity, 38 Betty Nagle Street has your name on it! This, charming and traditional 3-storey semi-detached house has it all. For starters, location is everything and this house is in a prime location within 15-20 mins from several nearby amenities, including Pearson Airport, Downsview Park, the Finch LRT, York University, Humber College, Humber River Hospital, Highways 400 and 401, Weston GO Station/UP Express, Yorkdale Mall, and several other nearby schools, shops, parks and recreational facilities. In addition, the house itself has been well-maintained by its original owners, and includes noteworthy features such as high ceilings that create asense of openness, prominent kitchen on the main floor, an oversized rear outdoor deck located directlyoff the kitchen (fabulous for morning coffee, afternoon barbeques and evening dinners), exquisite dark hardwood floors and stairs on all three above grade floors (except the basement), California shutters andblinds on all sliding doors and windows, three bedrooms (including a primary bedroom with an ensuite), and a secondary rear entry on the main floor, which allows for backyard access or an entrance/exit for apotential rental tenant if so desired. Optimal location, polished and well-maintained look and feel, potential rental income generation.....this house can be yours if the price is right! *For Additional Property Details Click The Brochure Icon Below*

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
W13477448
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000
Lot
21.49 × 82.84 ft
Cross streets
Sheppard Avenue West and Weston Road
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,313 / 2025
Days on market
25
Listing brokerage
ICI SOURCE REAL ASSET SERVICES INC.

Rooms

Bedroom 2Upper4.30 × 2.65 m
BedroomUpper4.02 × 3.75 m
Bedroom 3Upper2.74 × 3.38 m
OtherBasement3.08 × 5.18 m
Family RoomMain3.35 × 5.21 m
Dining RoomMain6.34 × 3.29 m
KitchenMain3.96 × 5.52 m
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$1.43Mest. value

Listed at $940,670, this home is tracking about 34% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 67 similar homes nearby, adjusted for size, beds, and baths.Median of 67 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $915K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.33M
  • Bathrooms −$15K
  • Adjusts to $1.31M

That comparable adjusts to $1.31M; the $1.43M estimate above is the median of all 67 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Gulfstream Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Weston Rd at Burgundy Crt North Side is about a 3-minute walk away.

List price
$941KGreat deal$1.65MOverpriced

Total price vs nearby homes. Fair value about $1.43M, median of 67 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.05Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

C-157 Hallam Street$1.60M337 Glen Road$1.45M32 Bernard Avenue$3.10M

The 3 closest active listings nearby.

See all comparable homes
941kThis home1.60M1.45M3.10MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1000K
$538this home / sqft
69active listings nearby
25days on market

This home lists 36% below the area average of $841/sqft.

21 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humberlea-Pelmo Park W5, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

65/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Weston Rd at Burgundy Crt North Side, about 225 m away

20+ transit stops1 grocery20+ dining13 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$879K
York University Heights
$920K
Corso Italia-Davenport
$951K
Newtonbrook West
$940K
Palmerston-Little Italy
$1.03M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gulfstream Public School
77%
Gulfstream Public SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 77% meet the provincial standard

Affordability & Mortgage

Affordability
$4,287/mo
$178KIncome needed
5.3×Price ÷ income
$989Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,287Property tax $359Total carry $4,647

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,016per month

Mortgage amount $752,536 · 4.14% over 25 years

$188,134Down payment (20.0%)
$752,536Loan before insurance
$0CMHC premium
$4,375Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,016
Property tax
$359
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,375

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,288
Toronto municipal land transfer tax
$15,288
Estimated closing costs
$30,577

Plus your down payment of $188,134. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,878/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$452,207Total interest paid
$1,204,743Total of all payments
Principal $752,536 Interest $452,207
YearPrincipalInterestBalance
1$17,629$30,560$734,907
2$18,367$29,823$716,540
3$19,135$29,055$697,405
4$19,935$28,254$677,470
5$20,769$27,421$656,700
6$21,638$26,552$635,062
7$22,543$25,647$612,519
8$23,486$24,704$589,033
9$24,468$23,721$564,565
10$25,492$22,698$539,073
11$26,558$21,632$512,515
12$27,669$20,521$484,846
13$28,826$19,363$456,019
14$30,032$18,158$425,987
15$31,288$16,901$394,699
16$32,597$15,593$362,102
17$33,961$14,229$328,141
18$35,381$12,809$292,760
19$36,861$11,329$255,899
20$38,403$9,787$217,496
21$40,009$8,181$177,487
22$41,683$6,507$135,804
23$43,426$4,763$92,378
24$45,243$2,947$47,135
25$47,135$1,055$0

At the end of your 5-year term

Total paid over the term
$240,949
Principal paid down
$95,836
Interest paid
$145,113
Balance remaining
$656,700

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $4,313− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,929

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ICI SOURCE REAL ASSET SERVICES INC.. MLS®/PropTx.

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