135 Mill Street, Brampton, ON

Downtown Brampton, Brampton · MLS® W13478270

$1,990,000
For Sale
Listed 29 days ago
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7Bedrooms
8Bathrooms
3Garage · 11 parking
3500-5000Sq Ft

About this home

Welcome to this custom-built luxury home in the heart of Brampton, offering over 6,000 sq.ft. of refined living space on a premium 70x130 ft lot. Showcasing a harmonious blend of stone, brick, and stucco exterior, this residence features a 3-car garage plus 8-car driveway, interlocked patio, pergola, firepit, storage shed, gas BBQ hookup, sprinkler system, and exterior pot lighting. Step inside to a grand double-height foyer with circular staircase, rich wainscotting, crown moulding, and a book-matched fireplace. The main floor boasts 10 ft ceilings, an oak-paneled private office, skylight, and a chef's kitchen with built-in luxury appliances, large centre island, gas range, and separate spice kitchen. Open-concept living spaces flow seamlessly with 7-inch hardwood flooring, pot lights, chandeliers, and built-in ceiling speakers throughout.The home offers 5 spacious bedrooms, each with walk-in closets and ensuite bathrooms. The primary suite features 11 ft tray ceilings, spa-like ensuite with freestanding tub, and rainfall shower. Convenience abounds with laundry on both the second floor and basement.The finished basement with 9 ft ceilings includes a legally approved second unit with separate entrance, ideal for rental income or multi-generational living. Enjoy a custom bar area, gym, and entertainment-ready layout. Two furnaces, two AC units and security cameras ensure comfort and peace of mind. All within walking distance to Gage Park, PAMA, and Brampton GO Station; blending heritage, culture, and connectivity with modern luxury.

Key facts

Property type
Detached, 2-Storey
MLS®
W13478270
Bedrooms
7 (5 + 2)
Bathrooms
8 (1 half)
Size
3500-5000
Lot
69.87 × 130 ft
Cross streets
Main St/Harold St
Parking
3 garage · 11 parking (built-in)
Basement
Apartment, Finished
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$17,480 / 2025
Days on market
29
Listing brokerage
RE/MAX GOLD REALTY INC.

Rooms

KitchenMain4.57 × 4.26 m

centre island · b/i appliances · tile floor

Primary BedroomSecond7.00 × 4.60 m

5 pc ensuite · walk-in closet(s) · balcony

Family RoomMain6.10 × 6.40 m

fireplace · built-in speakers · breakfast area

OfficeMain3.40 × 2.70 m

panelled · hardwood floor · pot lights

Exercise RoomBasement4.60 × 3.30 m

pot lights · cushion floor

Dining RoomMain7.31 × 3.96 m

hardwood floor · built-in speakers · wainscoting

Bedroom 5Second4.27 × 3.96 m

3 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 2Second4.20 × 3.40 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Living RoomMain7.31 × 3.96 m

hardwood floor · built-in speakers · wainscoting

Great RoomBasement9.44 × 4.26 m

wet bar · tile floor · led lighting

Bedroom 4Second4.20 × 3.95 m

3 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 3Second4.27 × 3.96 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Moe’s TakeTeam Asgarian · Broker
In line
$2.00Mest. value

Listed at $1,990,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Downtown Brampton lately, sellers have been getting about 98% of asking and homes sell in about 23 days. Prices are down 6% versus a year ago.

There were not many closely comparable homes right in Downtown Brampton, so I widened the search to the surrounding area.

Based on 95 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 95 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.68M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.40M
  • Bathrooms +$45K
  • Adjusts to $1.45M

That comparable adjusts to $1.45M; the $2.00M estimate above is the median of all 95 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$1.92MGreat deal$2.14MOverpriced

Total price vs nearby homes. Fair value about $2.00M, median of 95 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.99Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1 Astrantia Way$1.89M18 Vineyard Drive$1.80M6 Flanders Road$1.75M20 Addiscott Street$1.20M44 Bellini Avenue$3.30M

The 5 closest active listings nearby.

See all comparable homes
1.99MThis home1.89M1.80M1.75M1.20M3.30MThis home vs active comparables
Live market pulseActive comparables in Downtown Brampton · median list $899K
$468this home / sqft
45active listings nearby
29days on market
30sold nearby · 90 days
$973Kmedian sold price
98%of asking, on average
6%vs a year ago

This home lists 27% below the area average of $640/sqft.

26 days longer than the Brampton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downtown Brampton, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northwood Park
$950K
Fletcher's West
$997K
Fletcher's Creek South
$935K
Credit Valley
$1.59M
Brampton East
$1.15M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,070/mo
$398KIncome needed
5.0×Price ÷ income
$2,093Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%mortgage
Mortgage $9,070Property tax $1,457Total carry $10,526

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,496per month

Mortgage amount $1,592,000 · 4.14% over 25 years

$398,000Down payment (20.0%)
$1,592,000Loan before insurance
$0CMHC premium
$9,952Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,496
Property tax
$1,457
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,952

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,275
Estimated closing costs
$36,275

Plus your down payment of $398,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,319/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$956,651Total interest paid
$2,548,651Total of all payments
Principal $1,592,000 Interest $956,651
YearPrincipalInterestBalance
1$37,295$64,651$1,554,705
2$38,855$63,091$1,515,850
3$40,480$61,466$1,475,370
4$42,174$59,772$1,433,196
5$43,938$58,008$1,389,258
6$45,775$56,171$1,343,483
7$47,690$54,256$1,295,793
8$49,685$52,261$1,246,108
9$51,763$50,183$1,194,345
10$53,928$48,018$1,140,416
11$56,184$45,762$1,084,232
12$58,534$43,412$1,025,698
13$60,983$40,963$964,715
14$63,533$38,413$901,182
15$66,191$35,755$834,991
16$68,960$32,986$766,031
17$71,844$30,102$694,187
18$74,849$27,097$619,338
19$77,980$23,966$541,358
20$81,242$20,704$460,116
21$84,640$17,306$375,476
22$88,180$13,766$287,296
23$91,869$10,077$195,427
24$95,712$6,234$99,715
25$99,715$2,231$0

At the end of your 5-year term

Total paid over the term
$509,730
Principal paid down
$202,742
Interest paid
$306,989
Balance remaining
$1,389,258

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $17,480− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,618

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX GOLD REALTY INC.. MLS®/PropTx.

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