97 Pendrith Street, Toronto, ON

Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13478766

$1,275,000
For Sale
Listed 24 days ago
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5Bedrooms
2Bathrooms
2Garage
2000-2500Sq Ft

About this home

Presenting 97 Pendrith Street, a rare opportunity to create your dream home in one of Toronto's most desirable west-end neighbourhoods. Situated on a quiet, tree-lined street steps from Christie Pits Park, this property offers a lot of potential for those looking to renovate their forever home in a truly outstanding location.This 2.5-storey, semi-detached home spans 2,764 square feet across four levels and sits on a deep 16.33 x 150 ft lot with laneway access to a double-car garage. With five bedrooms, two bathrooms, and a generous footprint, the home provides a solid foundation for a full-scale transformation. A tall basement with walkout further enhances the possibilities for redesign and expansion. All new roofing within the last 12 months and upgraded electricals. Whether you choose to undertake a comprehensive renovation or reimagine the property entirely, the scale and lot depth offer incredible flexibility to bring your vision to life. The location is truly unmatched. Set in the heart of Christie Pits, you are steps from green spaces, recreation, and a vibrant, family-friendly community. Enjoy year-round access to the park's amenities, including outdoor pool, basketball courts, baseball diamonds & soccer pitch for summer fun and outdoor artificial hockey rink for shinny games. The neighbourhood is known for its excellent schools, daycares, and welcoming atmosphere, as well as its proximity to local favourites like Fiesta Farms Grocery & Garden. With easy access to public transit-Christie Subway Station, Bloor Street bike lanes, and a wide selection of shops, cafes, and restaurants, this location offers the perfect balance of urban convenience and community charm. A seldom-available opportunity to secure a prime lot in a coveted neighbourhood... ready to be transformed into your forever home.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
W13478766
Bedrooms
5
Bathrooms
2
Size
2000-2500
Lot
16.33 × 149.75 ft
Cross streets
Bloor & Christie
Parking
2 garage (detached)
Driveway
Lane
Basement
Finished with Walk-Out, Full
Kitchens
3 (2 + 1)
Heating
Water
A/C
None
Exterior
Brick
Foundation
Brick
Roof
Shingles, Tar and Gravel
Sewer
Sewer
Property tax
$6,342 / 2025
Days on market
24
Listing brokerage
SUTTON GROUP-ASSOCIATES REALTY INC.

Rooms

KitchenBasement5.03 × 4.10 m

tile floor · combined w/living · walk-out

Bedroom 3Second3.86 × 3.37 m

tile floor · 3 pc bath

Dining RoomMain3.73 × 4.19 m

Tile Floor

Cold Room/CantinaBasement4.00 × 2.00 m

Concrete Floor

KitchenMain3.99 × 3.38 m

tile floor · eat-in kitchen · walk-out

FoyerMain5.00 × 1.50 m

Tile Floor

Utility RoomBasement4.14 × 4.10 m

Concrete Floor

Primary BedroomSecond4.26 × 4.21 m

tile floor · w/o to balcony · overlooks frontyard

LaundryBasement1.48 × 2.03 m

tile floor · 4 pc bath

Bedroom 5Third3.64 × 4.18 m

hardwood floor · closet · w/o to deck

Bedroom 2Second3.62 × 3.14 m

tile floor · closet

Bedroom 4Third3.81 × 4.18 m

hardwood floor · closet · overlooks frontyard

Living RoomMain5.88 × 2.76 m

tile floor · fireplace · picture window

Family RoomMain2.76 × 2.50 m
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Essex Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Ossington Ave at Essex St is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Dovercourt-Wallace Emerson-Junction · asking prices
$1.52Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

275 Salem Avenue$1.00M785 Lansdowne Avenue$1.25M332 Delaware Avenue$1.70M30 Carling Avenue$2.15M

The 4 closest active listings nearby.

See all comparable homes
1.27MThis home1.00M1.25M1.70M2.15MThis home vs active comparables
Live market pulseActive comparables in Dovercourt-Wallace Emerson-Junction · median list $1.25M
$567this home / sqft
9active listings nearby
24days on market

This home lists 37% below the area average of $893/sqft.

20 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Dovercourt-Wallace Emerson-Junction, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Ossington Ave at Essex St, about 305 m away

20+ transit stops12 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.03M
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
South Riverdale
$1.30M
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Essex Junior and Senior Public School
64%
Essex Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 64% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$5,811/mo
$241KIncome needed
5.3×Price ÷ income
$1,341Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,811Property tax $529Total carry $6,340

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,443per month

Mortgage amount $1,020,000 · 4.14% over 25 years

$255,000Down payment (20.0%)
$1,020,000Loan before insurance
$0CMHC premium
$5,972Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,443
Property tax
$529
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,972

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,975
Toronto municipal land transfer tax
$21,975
Estimated closing costs
$43,950

Plus your down payment of $255,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,611/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$612,930Total interest paid
$1,632,930Total of all payments
Principal $1,020,000 Interest $612,930
YearPrincipalInterestBalance
1$23,895$41,422$996,105
2$24,895$40,423$971,210
3$25,936$39,381$945,274
4$27,021$38,296$918,254
5$28,151$37,166$890,103
6$29,328$35,989$860,774
7$30,555$34,762$830,219
8$31,833$33,484$798,386
9$33,165$32,152$765,221
10$34,552$30,765$730,669
11$35,997$29,320$694,671
12$37,503$27,814$657,168
13$39,072$26,245$618,096
14$40,706$24,611$577,390
15$42,409$22,908$534,982
16$44,183$21,135$490,799
17$46,031$19,286$444,768
18$47,956$17,361$396,812
19$49,962$15,355$346,850
20$52,052$13,265$294,798
21$54,229$11,088$240,569
22$56,498$8,820$184,071
23$58,861$6,456$125,211
24$61,323$3,994$63,888
25$63,888$1,429$0

At the end of your 5-year term

Total paid over the term
$326,586
Principal paid down
$129,897
Interest paid
$196,689
Balance remaining
$890,103

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $6,342− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,114

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ASSOCIATES REALTY INC.. MLS®/PropTx.

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