2040 Bingley Crescent, Oakville, ON
Bronte Creek, Oakville · MLS® W13479960
About this home
Welcome to 2040 Bingley Crescent, a fully customized Fernbrook bungaloft set on a premium 56 ft ravine lined lot in sought-after Bronte Creek, steps to Bronte Creek Provincial Park. Offering over 3,300 sq.ft. above grade plus a finished lower level, this extensively redesigned home, showcases elevated, designer finishes throughout. Professionally landscaped with irrigation, an oversized driveway and 2-car garage, plus a private, resort-style backyard featuring a Caldera hot tub, cabana shed, maintenance-free turf, hardscaping, and gas BBQ line. Inside, a sun-filled 2-storey foyer with custom millwork leads to an open-concept main floor with office, formal dining, and a stunning Misani kitchen with Wolf & Sub-Zero appliances overlooking a dramatic 2-storey great room. Rare main floor primary retreat with custom his & hers closets and a spa-inspired 7-piece ensuite. Upper level offers 2 bedrooms with California Closets and a 5-piece bath. Finished basement with 9 ft ceilings includes a gym, bar, rec/media space, 4th bedroom, bath, and ample storage. Extensive upgrades throughout including custom millwork, Kohler fixtures, heated floors, designer lighting, new trim, doors, roof, furnace, and A/C. A refined, turnkey offering in one of Oakville's most desirable communities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13479960
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500
- Lot
- 56.04 × 100.27 ft
- Cross streets
- Bronte Rd./ Richview Blvd./ Stocksbridge Ave./ Wildfel Way
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster), Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,483 / 2026
- Days on market
- 24
- Listing brokerage
- PSR
Rooms
hardwood floor · cathedral ceiling(s) · overlooks frontyard
b/i appliances · centre island · custom counter
7 pc ensuite · walk-in closet(s) · hardwood floor
hardwood floor · open concept · w/o to deck
vinyl floor · wet bar · pot lights
hardwood floor · coffered ceiling(s) · pot lights
hardwood floor · walk-in closet(s) · closet organizers
hardwood floor · closet · closet organizers
cathedral ceiling(s) · hardwood floor · gas fireplace
vinyl floor · double closet
glass doors · mirrored closet · pot lights
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairOn location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Colonel William Pkwy + Stockbridge Ave (Richview Blvd) is about a 5-minute walk away.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 37% above the area average of $634/sqft.
19 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bronte Creek, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Colonel William Pkwy + Stockbridge Ave (Richview Blvd), about 411 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,263,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $12,081
- Property tax
- $874
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,955
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $57,223
- Estimated closing costs
- $57,223
Plus your down payment of $565,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $724,867
- Principal paid down
- $288,311
- Interest paid
- $436,556
- Balance remaining
- $1,975,609
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PSR. MLS®/PropTx.