1392 Pinecliff Road, Oakville, ON
West Oak Trails, Oakville · MLS® W13480668
About this home
Welcome to West Oak Trails one of Oakville's most desirable, family-friendly neighborhoods surrounded by scenic ravine trails, parks, ponds, & excellent schools. This prime location is close to all amenities, a 4-minute drive to the Oakville Hospital, & offers quick access to major highways & the GO Train Station for commuters. Mattamy built 'St. Andrews' model offering approx. 2550 sqft. plus finished w/up basement. Discover exceptional family living in this beautifully presented 4+1 bedroom, 3.5 bathroom home with a legal walk-up basement in-law suite, nestled on a professionally landscaped lot with an irrigation system & a heated onground pool in the private backyard. The main floor offers wide-plank hand-scraped hickory hardwood floors, soaring 9-foot ceilings, & a dramatic two-storey living room with a gigantic Palladian-style window that flows into the adjoining dining room. Relax in the bright family room with a gas fireplace & custom built-in cabinetry. The sunlit kitchen offers deluxe wood cabinetry, granite counters, stainless steel appliances, & a breakfast room with a walkout to the private backyard oasis where you can unwind poolside under the pergola or dine & lounge on the spacious interlocking stone patio. The upper level offers four spacious bedrooms, two full bathrooms w3ith new quartz counters '26 & versatile loft overlooking the living room. Enjoy pool views from the primary retreat enhanced with a walk-in closet, & spa-like ensuite with a soaker tub & separate shower. The professionally finished walk-up lower level features a complete in-law suite with a separate entrance, a large kitchen, living room, an open-concept office, a fifth bedroom & a 3-piece bath. Recent upgrades include a new AC, washer, dryer, kitchen dishwasher, & hot water tank (2023), pool liner (2022), & roof shingles (2015), plus, upgraded lighting, smart home security/safety features a perfect blend of style, comfort, & convenience in Oakville's West Oak Trails community.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13480668
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000
- Lot
- 45.93 × 80.38 ft
- Cross streets
- Westoak Trls-Oakhaven & Pinecliff
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private Double, Inside Entry
- Basement
- Finished with Walk-Out, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $6,493 / 2025
- Days on market
- 24
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Rooms
combined w/dining · hardwood floor
broadloom · pot lights · french doors
broadloom · large closet
broadloom · large closet
tile floor · open concept · w/o to deck
gas fireplace · hardwood floor
Overlooks Dining
double closet · broadloom
double doors · 4 pc ensuite · walk-in closet(s)
broadloom · large closet
Pot Lights
granite counters · centre island · stainless steel appl
Listed at $1,589,000, this home is about 11% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.63M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.50M
- Adjusts to $1.50M
That comparable adjusts to $1.50M; the $1.78M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Proudfoot Trail + Waubanoka Way is about a 3-minute walk away.
Total price vs nearby homes. Fair value about $1.78M, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Income potential
- Worth verifying
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 10% below the area average of $644/sqft.
19 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
West Oak Trails, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Proudfoot Trail + Waubanoka Way, about 251 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,271,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,784
- Property tax
- $541
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,325
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,255
- Estimated closing costs
- $28,255
Plus your down payment of $317,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $407,016
- Principal paid down
- $161,888
- Interest paid
- $245,128
- Balance remaining
- $1,109,312
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.