2275 Whitecliffe Way, Oakville, ON

Westmount, Oakville · MLS® W13480758

$2,029,000
For Sale
Listed 24 days ago
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5Bedrooms
5Bathrooms
2Garage · 4 parking
3000-3500Sq Ft

About this home

Welcome to your own private summer retreat in prestigious Westmount! Freshly painted, this exceptional premium pie-shaped ravine property sits on an impressive 183.9 FT deep lot with 131.78 FT across the rear, offering unmatched privacy and outdoor living. Discover the true showstopper, a resort-inspired backyard oasis complete with a custom 9ft deep saltwater pool, tranquil waterfall, lush landscaping and expansive green space for children and pets to enjoy. Whether hosting summer gatherings or relaxing in your own private sanctuary, this outdoor setting is truly exceptional. Designed for both family comfort and elegant entertaining, this beautifully maintained home offers over 4,000 sq ft of finished living space, featuring 4 spacious bedrooms upstairs, each with access to their own ensuite ensuite bathroom. The thoughtfully designed 9ft main floor includes a dedicated home office, soaring cathedral ceilings in the family room, a convenient mudroom/laundry room with direct garage access and hardwood flooring throughout the main and upper level. The finished basement extends your living space with a full kitchen, 3-piece bathroom and in-law suite potential-ideal for multi-generational living, guests, or recreation. Additional features include an in-ground sprinkler system, security system, insulated garage doors with automatic garage door openers. Ideally located in one of Oakville's most sought-after neighbourhoods, within walking distance to highly rated Captain R. Wilson, Garth Webb, and St. Joan of Arc schools, just minutes from Oakville Trafalgar Memorial Hospital, parks, shopping, major highways (407 & QEW) and all essential amenities. Recent Updates: Roof (2018), Main Floor Appliances (within 5 years), Pool Safety Cover (2024), Pool Salt Cell (2025), Pool Transformer (2026). Freshly updated, professionally presented, and move-in ready-this is Westmount living at its finest.

Key facts

Property type
Detached, 2-Storey
MLS®
W13480758
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3000-3500
Lot
32.12 × 110.99 ft
Cross streets
Westoak Trails and Postmaster
Parking
2 garage · 4 parking (attached)
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground, Salt
Property tax
$10,074 / 2025
Days on market
24
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 3Second3.39 × 4.69 m

hardwood floor · casement windows · closet

Bedroom 2Second5.12 × 4.50 m

hardwood floor · casement windows

Exercise RoomBasement3.65 × 3.57 m

Window

LaundryMain3.66 × 2.59 m

casement windows · closet · access to garage

Primary BedroomSecond6.74 × 4.21 m

hardwood floor · casement windows · cathedral ceiling(s)

BathroomSecond2.59 × 2.16 m

3 pc ensuite · ceramic floor · casement windows

BathroomBasement2.10 × 2.50 m

3 Pc Bath

Furnace RoomBasement3.90 × 2.50 m
OfficeMain3.17 × 3.14 m

casement windows · hardwood floor

Cold Room/CantinaBasement2.47 × 2.16 m
KitchenBasement3.41 × 3.62 m

finished · combined w/kitchen · eat-in kitchen

Living RoomMain7.10 × 3.08 m

combined w/dining · hardwood floor · casement windows

KitchenMain3.41 × 3.44 m

b/i dishwasher · ceramic backsplash · ceramic floor

Family RoomMain3.60 × 5.49 m

cathedral ceiling(s) · carpet free · casement windows

Family RoomBasement6.74 × 7.62 m

Combined w/Great Rm

Bedroom 4Second3.65 × 3.08 m

hardwood floor · casement windows · closet

BathroomSecond2.59 × 2.62 m

3 pc ensuite · ceramic floor

Powder RoomMain1.82 × 1.62 m

casement windows · ceramic floor · 2 pc bath

Utility RoomBasement3.66 × 2.71 m

Unfinished

BathroomSecond4.39 × 3.11 m

6 pc ensuite · soaking tub · bidet

RecreationBasement6.74 × 6.74 m

Dry Bar

KitchenMain3.59 × 4.08 m

eat-in kitchen · ceramic floor

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.88Mest. value

Listed at $2,029,000, this home is about 8% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($624/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.24M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.65M
  • Bathrooms +$15K
  • Adjusts to $1.66M

That comparable adjusts to $1.66M; the $1.88M estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Westoak Trails Blvd. + Stratus Dr. (Garth Webb Secondary School) is about a 4-minute walk away.

List price
$1.66MGreat deal$2.03MOverpriced

Total price vs nearby homes. Fair value about $1.88M, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
  • Worth verifying
  • Weigh carefully
Comparable listingsCurrently listed nearby in Westmount · asking prices
$1.92Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2371 Calloway Drive$1.97M2067 Helmsley Avenue$1.95M2481 Whistling Springs Crescent$1.93M2211 Glencairn Road$1.93M2070 Willhaven Trail$1.83M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.03MThis home1.97M1.95M1.93M1.93M1.83MThis home vs active comparables
Live market pulseActive comparables in Westmount · median list $1.85M
$624this home / sqft
23active listings nearby
24days on market

This home lists 2% above the area average of $612/sqft.

18 days longer than the Oakville average (6 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westmount, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

55/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Westoak Trails Blvd. + Stratus Dr. (Garth Webb Secondary School), about 349 m away

20+ transit stops2 grocery20+ dining20+ parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West Oak Trails
$1.48M
Glen Abbey
$1.98M
Bronte Creek
$1.77M
West
$1.89M
River Oaks
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,248/mo
$382KIncome needed
5.3×Price ÷ income
$2,134Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,248Property tax $840Total carry $10,087

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,662per month

Mortgage amount $1,623,200 · 4.14% over 25 years

$405,800Down payment (20.0%)
$1,623,200Loan before insurance
$0CMHC premium
$9,501Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,662
Property tax
$840
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,501

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$37,200
Estimated closing costs
$37,200

Plus your down payment of $405,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,521/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$975,399Total interest paid
$2,598,599Total of all payments
Principal $1,623,200 Interest $975,399
YearPrincipalInterestBalance
1$38,026$65,918$1,585,174
2$39,617$64,327$1,545,557
3$41,274$62,670$1,504,284
4$43,000$60,944$1,461,284
5$44,799$59,145$1,416,485
6$46,673$57,271$1,369,813
7$48,625$55,319$1,321,188
8$50,659$53,285$1,270,529
9$52,778$51,166$1,217,751
10$54,985$48,959$1,162,766
11$57,285$46,659$1,105,481
12$59,681$44,263$1,045,800
13$62,178$41,766$983,622
14$64,779$39,165$918,843
15$67,488$36,456$851,355
16$70,311$33,633$781,044
17$73,252$30,692$707,792
18$76,316$27,628$631,476
19$79,508$24,436$551,967
20$82,834$21,110$469,133
21$86,299$17,645$382,835
22$89,909$14,035$292,926
23$93,669$10,275$199,257
24$97,587$6,357$101,669
25$101,669$2,275$0

At the end of your 5-year term

Total paid over the term
$519,720
Principal paid down
$206,715
Interest paid
$313,005
Balance remaining
$1,416,485

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $10,074− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $55,810

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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