299 Quebec Avenue, Toronto, ON

Junction Area, Toronto · MLS® W13481142

$1,798,800
For Sale
Listed 30 days ago
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8Bedrooms
3Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

Investor's Dream! Rare Opportunity To Own A Legal Triplex In The Heart Of The Junction. This Semi-Detached Income Property Offers Approx. 2,744 Sq.Ft. above grade, Creating Exceptional Cash Flow And House-Hacking Potential. Live In One Unit While The Other Suites Help Pay Your Mortgage, Or Maximize Income By Renting All 3 Levels. The 2nd Floor Unit Is Currently Tenanted, Providing Immediate Rental Revenue. Two Of The Three Units Have Been Recently Renovated, Including The Addition Of New A/C Units On Each Floor For Enhanced Comfort And Efficiency. Rare 2-Car Garage Plus Ample Street Parking. Unbeatable Location Directly Across From Humberside Collegiate Institute, One Of Toronto's Top-Ranked High Schools. Steps To High Park, High Park Subway Station, Bloor West Village, The Junction, Trendy Restaurants, Cafes, Shops, Grocery Stores, And All Major Amenities. Quick Access To Downtown Toronto. A Turnkey, Income-Generating Property In One Of Toronto's Most Desirable And High-Demand Rental Neighborhoods

Key facts

Property type
Other, 2-Storey
MLS®
W13481142
Bedrooms
8
Bathrooms
3
Size
2500-3000
Lot
24.41 × 133 ft
Cross streets
Parkside Dr & Bloor Street W
Parking
2 garage · 4 parking (other)
Basement
Finished
Heating
Water
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$8,913 / 2025
Days on market
30
Listing brokerage
RE/MAX PREMIER THE OP TEAM

Rooms

KitchenLower4.02 × 2.55 m
Dining RoomLower3.62 × 4.24 m
Bedroom 2Lower4.23 × 3.16 m
Dining RoomMain3.56 × 2.55 m
KitchenMain4.31 × 2.66 m
BedroomLower3.37 × 3.09 m
BedroomMain2.95 × 4.36 m
Bedroom 3Main3.04 × 3.81 m
Living RoomMain3.56 × 3.20 m
Bedroom 2Main2.46 × 4.28 m
Our TakeTeam Asgarian · Broker
In line
$1.85Mest. value

Listed at $1,798,800, and my independent estimate is right in line with comparable homes.

In Junction Area lately, sellers get about 95% of asking; homes sell in ~39 days · prices down 24% YoY.

List price
$1.71MGreat deal$2.44MOverpriced

Total price vs nearby homes. Fair value about $1.85M, median of 7 comparables.

How this estimate is builtthe short version

I take the 7 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.66M, a bit lower.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Junction Area, so I widened the search to the surrounding area.

Based on 7 comparable homes that recently sold nearby.

Live market pulseActive comparables in Junction Area · median list $959K
$654this home / sqft
50active listings nearby
30days on market
10sold nearby · 90 days
$1.60Mmedian sold price
95%of asking, on average
24%vs a year ago

This home lists 22% below the area average of $838/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$699K
Church-Yonge Corridor
$596K
Moss Park
$1.03M
Bayview Village
$920K
Clairlea-Birchmount
$886K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Annette Street Junior and Senior Public School
81%
Annette Street Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 81% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$8,198/mo
$339KIncome needed
5.3×Price ÷ income
$1,892Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,198Property tax $743Total carry $8,941

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,679per month

Mortgage amount $1,439,040 · 4.14% over 25 years

$359,760Down payment (20.0%)
$1,439,040Loan before insurance
$0CMHC premium
$8,422Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,679
Property tax
$743
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,422

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,451
Toronto municipal land transfer tax
$32,451
Estimated closing costs
$64,902

Plus your down payment of $359,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,327/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$864,735Total interest paid
$2,303,775Total of all payments
Principal $1,439,040 Interest $864,735
YearPrincipalInterestBalance
1$33,712$58,439$1,405,328
2$35,122$57,029$1,370,206
3$36,591$55,560$1,333,615
4$38,121$54,030$1,295,494
5$39,716$52,435$1,255,778
6$41,377$50,774$1,214,401
7$43,108$49,043$1,171,293
8$44,911$47,240$1,126,381
9$46,790$45,361$1,079,592
10$48,747$43,404$1,030,845
11$50,786$41,365$980,059
12$52,910$39,241$927,148
13$55,123$37,028$872,025
14$57,429$34,722$814,596
15$59,831$32,320$754,765
16$62,334$29,817$692,431
17$64,941$27,210$627,489
18$67,658$24,493$559,832
19$70,488$21,663$489,344
20$73,436$18,715$415,908
21$76,508$15,643$339,400
22$79,708$12,443$259,692
23$83,042$9,109$176,650
24$86,516$5,635$90,134
25$90,134$2,017$0

At the end of your 5-year term

Total paid over the term
$460,755
Principal paid down
$183,262
Interest paid
$277,493
Balance remaining
$1,255,778

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $8,913− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $45,757

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER THE OP TEAM. MLS®/PropTx.

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