98 Chambers Avenue, Toronto, ON

Weston-Pellam Park, Toronto · MLS® W13481564

$739,900
For Sale
Listed 24 days ago
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4Bedrooms
3Bathrooms
2Parking
1100-1500Sq Ft

About this home

Welcome to this charming detached home, perfectly situated in a family-friendly neighbourhood and ideal for first-time buyers! Featuring a bright and inviting layout with laminate, and granite flooring throughout, elegant crown mouldings, and a beautiful kitchen with a cozy breakfast area. The home features three spacious bedrooms, a full bathroom on the second level, and a powder room on the main level, as well as a finished basement complete with a separate entrance and an additional full bathroom. Offering excellent in-law suite potential, the versatile lower level provides flexible living space ideal for extended family, recreation, or entertaining. Enjoy outdoor living with a private interlock walkway and patio, ideal for relaxing or hosting family and friends. Legal front pad parking adds valuable convenience. Located in a sought-after family neighbourhood, just steps to TTC transit with easy access to the subway, and close to schools, parks, community centres, public pools, places of worship, shopping, and dining. A wonderful opportunity to own a well-maintained home in a vibrant and convenient location.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13481564
Bedrooms
4 (3 + 1)
Bathrooms
3 (2 half)
Size
1100-1500
Lot
22.25 × 90 ft
Cross streets
Old Weston Rd. and Turnberry Ave.
Parking
2 parking
Driveway
Front Yard Parking
Basement
Apartment, Separate Entrance, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$3,269 / 2026
Days on market
24
Listing brokerage
CENTURY 21 PEOPLE`S CHOICE REALTY INC.

Rooms

Primary BedroomSecond3.48 × 4.10 m

laminate · closet

KitchenGround3.52 × 2.50 m

granite floor · modern kitchen

Bedroom 3Ground3.26 × 2.59 m

laminate · closet · window

Bedroom 2Second2.55 × 4.75 m

laminate · closet

RecreationBasement7.56 × 2.31 m

laminate · combined w/kitchen · 3 pc bath

Dining RoomGround3.05 × 2.84 m

granite floor · w/o to patio

Living RoomGround3.42 × 3.84 m

laminate · l-shaped room · large window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Old Weston Rd at Turnberry Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.67Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

99 Foch Avenue$998k73 St Andrews Boulevard$1.70M134 Morningside Avenue$2.30M

The 3 closest active listings nearby.

See all comparable homes
740kThis home998k1.70M2.30MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $1.24M
$569this home / sqft
72active listings nearby
24days on market

This home lists 36% below the area average of $892/sqft.

23 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Weston-Pellam Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Old Weston Rd at Turnberry Ave, about 48 m away

20+ transit stops10 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.14M
Downsview-Roding-CFB
$1.06M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$2.30M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near General Mercer Junior Public School
54%
General Mercer Junior Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 54% meet the provincial standard

Affordability & Mortgage

Affordability
$3,372/mo
$140KIncome needed
5.3×Price ÷ income
$778Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,372Property tax $272Total carry $3,645

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,159per month

Mortgage amount $591,920 · 4.14% over 25 years

$147,980Down payment (20.0%)
$591,920Loan before insurance
$0CMHC premium
$3,431Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,159
Property tax
$272
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,431

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,273
Toronto municipal land transfer tax
$11,273
Estimated closing costs
$22,546

Plus your down payment of $147,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,837/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$355,691Total interest paid
$947,611Total of all payments
Principal $591,920 Interest $355,691
YearPrincipalInterestBalance
1$13,867$24,038$578,053
2$14,447$23,458$563,607
3$15,051$22,854$548,556
4$15,681$22,224$532,875
5$16,336$21,568$516,539
6$17,020$20,885$499,519
7$17,732$20,173$481,787
8$18,473$19,431$463,314
9$19,246$18,658$444,068
10$20,051$17,853$424,017
11$20,890$17,015$403,127
12$21,764$16,141$381,364
13$22,674$15,231$358,690
14$23,622$14,282$335,068
15$24,610$13,294$310,457
16$25,640$12,265$284,817
17$26,712$11,192$258,105
18$27,830$10,075$230,275
19$28,994$8,911$201,282
20$30,206$7,698$171,075
21$31,470$6,435$139,605
22$32,786$5,118$106,819
23$34,158$3,747$72,661
24$35,586$2,318$37,075
25$37,075$829$0

At the end of your 5-year term

Total paid over the term
$189,522
Principal paid down
$75,381
Interest paid
$114,141
Balance remaining
$516,539

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $3,269− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,895

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC.. MLS®/PropTx.

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