804-151 La Rose Avenue, Toronto, ON

Humber Heights, Toronto · MLS® W13481912

$424,000
For Sale
Listed 29 days ago
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2Bedrooms
1Bathrooms
0Parking
900-999Sq Ft

About this home

Fantastic Value In A Prime Location! Spacious, Freshly Painted 2 Bedroom Unit Offering Over 900 Sq Ft Of Comfortable Living Space. Bright L-Shaped Living/Dining Room With Picture Window And Walk-Out To A Large Private Balcony. Family-Size Kitchen With Updated Cabinetry And Plenty Of Cupboard Space. Generously Sized Bedrooms With Double Closets. Updated Bathroom. Exclusive Locker In The Basement For Additional Storage. Low Maintenance Fee Includes Heat, Hydro, Water And Taxes. Quiet, Well-Managed, Family-Friendly Building With Plenty Of Visitor Parking. Parking Available For $40/Month. Transit At Door Step, Lrt Station Coming Soon. Located Near La Rose Plaza, Buttonwood Park, The Humber River, Recreational Facilities, Top-Notch Schools, Major Highways, And Pearson Airport.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13481912
Bedrooms
2
Bathrooms
1
Size
900-999
Cross streets
Royal York & Eglinton Ave.
Parking
0 parking
Basement
None
Heating
Water
A/C
Window Unit(s)
Exterior
Brick
Maintenance
$550/mo
Exposure
West
Days on market
29
Listing brokerage
ATV REALTY INC

Rooms

KitchenMain3.06 × 2.17 m

b/i appliances · backsplash

Dining RoomMain3.40 × 2.44 m

parquet · large window

Living RoomMain6.43 × 3.36 m

parquet · w/o to balcony

Bedroom 2Main4.60 × 3.35 m
Primary BedroomMain4.60 × 2.76 m

parquet · double closet

Moe’s TakeTeam Asgarian · Broker
Below comparables
$520Kest. value

Listed at $424,000, this home is about 18% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Humber Heights lately, sellers have been getting about 97% of asking and homes sell in about 37 days.

There were not many closely comparable homes right in Humber Heights, so I widened the search to the surrounding area.

Based on 73 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 73 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $550K
  • Bedrooms −$16K
  • Bathrooms −$8K
  • Adjusts to $526K

That comparable adjusts to $526K; the $520K estimate above is the median of all 73 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Hilltop Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$424KGreat deal$582KOverpriced

Total price vs nearby homes. Fair value about $520K, median of 73 comparables.

Comparable listingsCurrently listed nearby · asking prices
$502kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1202-390 Dixon Road$450k203-2721 Victoria Pk Avenue$429k814-2825 Islington Avenue$489k1609-2150 Lawrence Avenue$535k1005-2 Covington Road$605k

The 5 closest of 8 active listings nearby.

See all comparable homes
424kThis home450k429k489k535k605kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $540K
$447this home / sqft
96active listings nearby
29days on market
61sold nearby · 90 days
$549Kmedian sold price
97%of asking, on average

28 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humber Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Etobicoke West Mall
$565K
Islington-City Centre West
$599K
Mimico
$598K
Waterfront Communities C1
$593K
Bay Street Corridor
$471K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Westmount Junior School
53%
Westmount Junior SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 53% meet the provincial standard
School of Experiential EducationEQAO results not published

Affordability & Mortgage

Affordability
$1,932/mo
$96KIncome needed
4.4×Price ÷ income
$446Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $1,932Property tax $265Condo fee $550Total carry $2,748

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,810per month

Mortgage amount $339,200 · 4.14% over 25 years

$84,800Down payment (20.0%)
$339,200Loan before insurance
$0CMHC premium
$2,625Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,810
Property tax
$265
Condo / maintenance fees
$550
Heating
$0
Estimated monthly cost
$2,625

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,955
Toronto municipal land transfer tax
$4,955
Estimated closing costs
$9,910

Plus your down payment of $84,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,199/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$203,829Total interest paid
$543,029Total of all payments
Principal $339,200 Interest $203,829
YearPrincipalInterestBalance
1$7,946$13,775$331,254
2$8,279$13,442$322,975
3$8,625$13,096$314,350
4$8,986$12,735$305,364
5$9,362$12,360$296,003
6$9,753$11,968$286,250
7$10,161$11,560$276,089
8$10,586$11,135$265,502
9$11,029$10,692$254,473
10$11,490$10,231$242,983
11$11,971$9,750$231,012
12$12,472$9,250$218,541
13$12,993$8,728$205,547
14$13,537$8,184$192,011
15$14,103$7,618$177,908
16$14,693$7,028$163,215
17$15,307$6,414$147,907
18$15,948$5,773$131,959
19$16,615$5,106$115,345
20$17,310$4,411$98,035
21$18,034$3,687$80,001
22$18,788$2,933$61,213
23$19,574$2,147$41,639
24$20,393$1,328$21,246
25$21,246$475$0

At the end of your 5-year term

Total paid over the term
$108,606
Principal paid down
$43,197
Interest paid
$65,409
Balance remaining
$296,003

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
5.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.6%
Gross yield
− Property tax $2,968− Condo fees $6,602− Insurance $600− Vacancy & upkeep $4,026Net operating income $22,404

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ATV REALTY INC. MLS®/PropTx.

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