71 Stock Avenue, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13482200

$2,090,000
For Sale
Listed 28 days ago
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6Bedrooms
7Bathrooms
2Garage · 8 parking
3500-5000Sq Ft
3 schools20+ transit stops8 parks20+ restaurantswithin 1.5 km

About this home

Exceptional customer designed house with 4459 sqft above ground space (plus 2250 sqft finished basement), 4+2 Bedrooms, 2 Kitchens, 7 washrooms and 2+6 parking spots, ideally situated at the end of a quiet, child-friendly cul-de-sac oversized lot with impressive 148-foot depth in the highly sought-after community. Boasting a coveted 23-foot-high GREAT room (about 370 sqft, heated floor) filled with ample natural sunlight throughout the day and features elegant heated ceramic floor. The huge main floor living/dining combined room can also be used as an ensuite bedroom with large walk-in closet if needed. The dual-kitchens configuration provides homeowner with more culinary options. Double furnace and A/C system providing comfortable HAVC conditions. The large sunroom with Juliette balcony and individual A/C unit upstairs gives you more options to use of it. Finished basement with separate entrance (2250 sqft) and has two bedrooms, two washrooms, large living room, workshop room, large cold cellar, storage rooms as well as a huge crawl space for extra storage. The charming curb appeal is highlighted by a beautifully landscaped front garden, long driveway can be parked with 6 cars and welcoming front entry. Step into your own private backyard oasis - a secluded retreat designed for both relaxation and entertaining, and abundance of green space for family gatherings, outdoor play, and summer enjoyment. Very convenient location closes to public transits such as Kipling Subway Station, Highways, fine food restaurants, shopping malls, COSTCO, IKEA, schools and much more. This home is a rare find one that must be experienced in person. Windows (2007), fibre glass shingle (2021). The house also has a GENERAC gas generator installed as a back up electric power supply source in case of city power shut down. The stair lift in ground floor and wheel chair lift in the garage can be removed if buyer requires.

Key facts

Property type
Detached, 2-Storey
MLS®
W13482200
Bedrooms
6 (4 + 2)
Bathrooms
7 (1 half)
Size
3500-5000
Lot
27.69 × 148.07 ft
Cross streets
Kipling/The Queensway
Parking
2 garage · 8 parking (attached)
Basement
Finished, Crawl Space, Separate Entrance, Apartment
Heating
Forced Air
A/C
Central Air, Wall Unit(s)
Exterior
Brick
Foundation
Concrete
Roof
Fibreglass Shingle
Sewer
Sewer
Property tax
$11,062 / 2025
Days on market
28
Listing brokerage
REAL ONE REALTY INC.

Rooms

Powder RoomMain1.80 × 1.36 m

2 pc bath · window

BedroomLower3.20 × 2.36 m

4 Pc Ensuite

OtherLower6.00 × 5.00 m
KitchenMain6.38 × 6.00 m

combined w/dining · ceramic floor

LaundryMain4.10 × 1.82 m

w/o to garage · w/o to garden

Media RoomUpper6.15 × 1.90 m

hardwood floor · open concept · skylight

BedroomLower5.81 × 2.95 m

Walk-In Closet(s)

Great RoomMain9.50 × 4.40 m

heated floor · bay window · ceramic floor

Bedroom 4Upper3.39 × 3.12 m

hardwood floor · irregular room

Utility RoomLower3.22 × 3.10 m
Primary BedroomMain8.17 × 3.30 m

combined w/dining · combined w/living · 5 pc ensuite

Bedroom 3Upper3.87 × 3.69 m

Hardwood Floor

BathroomUpper2.97 × 2.90 m

5 Pc Bath

Family RoomMain7.86 × 3.41 m

fireplace · hardwood floor

SunroomUpper5.67 × 3.29 m

irregular room · juliette balcony · south view

Primary BedroomUpper8.20 × 3.36 m

hardwood floor · bay window · walk-in closet(s)

KitchenMain3.72 × 3.40 m

Ceramic Floor

Bedroom 2Upper5.70 × 3.94 m

hardwood floor · closet

BathroomUpper2.87 × 1.60 m

3 Pc Bath

LockerMain3.41 × 2.13 m

hardwood floor · window

Cold Room/CantinaLower5.12 × 2.31 m

B/I Shelves

WorkshopLower5.30 × 3.17 m
BathroomMain3.23 × 2.92 m

5 pc bath · heated floor

BathroomUpper4.24 × 3.38 m

5 pc ensuite · heated floor

BathroomLower2.55 × 1.83 m

4 Pc Ensuite

WorkshopLower7.50 × 2.12 m
LibraryUpper3.33 × 3.10 m

Hardwood Floor

Living RoomLower6.00 × 3.39 m

3 pc bath · b/i closet · wet bar

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Castlebar Junior School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Kipling Ave at North Queen St is about a 2-minute walk away. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Comparable listingsCurrently listed nearby in Islington-City Centre West · asking prices
$3.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2 The Keanegate Street$2.23M38 Mattice Road$2.85M201 Burnhamthorpe Road$2.98M26 Hampshire Heights$3.57M19 Lorraine Gardens$4.09M

The 5 closest of 7 active listings nearby.

See all comparable homes
2.09MThis home2.23M2.85M2.98M3.57M4.09MThis home vs active comparables
Live market pulseActive comparables in Islington-City Centre West · median list $3.57M
$492this home / sqft
7active listings nearby
28days on market
34sold nearby · 90 days
$1.53Mmedian sold price
99%of asking, on average
1%vs a year ago

27 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

24/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Almost all errands require a car — groceries and transit are a drive away.

🚉 Nearest transit: Kipling Ave at North Queen St, about 129 m away

20+ transit stops2 grocery20+ dining8 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$1.58M
Eringate-Centennial-West Deane
$1000K
Bedford Park-Nortown
$4.46M
Danforth Village-East York
$1000K
Willowdale East
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Castlebar Junior School
82%
Castlebar Junior SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 82% meet the provincial standard

Affordability & Mortgage

Affordability
$9,526/mo
$396KIncome needed
5.3×Price ÷ income
$2,198Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $9,526Property tax $922Total carry $10,447

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,922per month

Mortgage amount $1,672,000 · 4.14% over 25 years

$418,000Down payment (20.0%)
$1,672,000Loan before insurance
$0CMHC premium
$9,844Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,922
Property tax
$922
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,844

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,725
Toronto municipal land transfer tax
$38,725
Estimated closing costs
$77,450

Plus your down payment of $418,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$10,837/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,004,724Total interest paid
$2,676,724Total of all payments
Principal $1,672,000 Interest $1,004,724
YearPrincipalInterestBalance
1$39,169$67,900$1,632,831
2$40,808$66,261$1,592,023
3$42,514$64,554$1,549,509
4$44,293$62,776$1,505,216
5$46,146$60,923$1,459,070
6$48,076$58,993$1,410,995
7$50,087$56,982$1,360,908
8$52,182$54,887$1,308,726
9$54,364$52,705$1,254,362
10$56,638$50,431$1,197,724
11$59,007$48,061$1,138,716
12$61,476$45,593$1,077,241
13$64,047$43,022$1,013,193
14$66,726$40,343$946,467
15$69,517$37,552$876,950
16$72,425$34,644$804,525
17$75,454$31,615$729,071
18$78,610$28,458$650,460
19$81,899$25,170$568,562
20$85,324$21,745$483,237
21$88,893$18,176$394,344
22$92,612$14,457$301,733
23$96,485$10,584$205,247
24$100,521$6,548$104,726
25$104,726$2,343$0

At the end of your 5-year term

Total paid over the term
$535,345
Principal paid down
$212,930
Interest paid
$322,415
Balance remaining
$1,459,070

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $11,062− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $66,036

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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