2171 Margot Street, Oakville, ON
River Oaks, Oakville · MLS® W13483880
About this home
Welcome to this beautifully updated family home in the highly sought-after River Oaks community, one of Oakville's most desirable neighbourhoods. Nestled on a quiet, family-friendly street and surrounded by top-rated schools, parks, and everyday conveniences, this home offers the perfect blend of comfort, style, and location. Offering 1,930 sq. ft. of above-grade living space and almost 3,000 sq. ft. of finished living space including the finished basement, this home provides exceptional space for growing families. Featuring custom European oak hardwood flooring, smooth ceilings, and pot lights throughout, the home showcases quality finishes and modern elegance. The spacious primary suite boasts a stunning ensuite bathroom complete with a luxurious rainforest shower and marble flooring, creating a spa-like retreat. The finished basement provides valuable additional living space, ideal for a recreation room, home office, or growing family.Step outside to enjoy the beautiful flagstone driveway and patio, perfect for outdoor entertaining and relaxing. Major updates include the roof (2019), air conditioner (2020), basement laminate flooring (2020), and furnace (2025), offering peace of mind for years to come.Ideally located within walking distance to excellent schools, recreation centres, parks, public transit, shopping, and everyday amenities. Commuters will appreciate the quick and easy access to the QEW, Highway 401, Highway 403, and Highway 407.A wonderful opportunity to own a move-in-ready family home in one of Oakville's most established and desirable communities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13483880
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 1500-2000
- Lot
- 45.9 × 106.76 ft
- Cross streets
- 6th Line/ Upper Middle
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,610 / 2025
- Days on market
- 23
- Listing brokerage
- HOME & CAPITAL REALTY INC.
Rooms
Hardwood Floor
Hardwood Floor
4 pc ensuite · walk-in closet(s)
Hardwood Floor
Hardwood Floor
4 Pc Bath
3 Pc Bath
3 Pc Bath
2 Pc Bath
Listed at $1,419,900, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.66M, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.29M
- Bedrooms −$30K
- Adjusts to $1.26M
That comparable adjusts to $1.26M; the $1.25M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, this is a very walkable address with everyday errands close by. Sixth Line south of Munn's Ave is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.25M, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Primary suite: a key comfort and resale feature.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 9% above the area average of $746/sqft.
18 days longer than the Oakville average (5 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
River Oaks, Oakville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Sixth Line south of Munn's Ave, about 148 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,135,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,062
- Property tax
- $551
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,613
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,873
- Estimated closing costs
- $24,873
Plus your down payment of $283,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $363,701
- Principal paid down
- $144,660
- Interest paid
- $219,042
- Balance remaining
- $991,260
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOME & CAPITAL REALTY INC.. MLS®/PropTx.