1107 Royal York Road, Toronto, ON

Kingsway South, Toronto · MLS® W13485332

$1,299,900
For Sale
Listed 23 days ago
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq Ft

About this home

THE MOST AFFORDABLE HOME IN THE KINGSWAY!!!! Situated in the Lambton-Kingsway and Our Lady of Sorrows School Districts (2-Top RatedSchools), this well-maintained home features a bright living room with a walk-out to the rear patio and garden, a large separate dining room, anda functional kitchen with ample cupboard space. The second floor offers three generously sized bedrooms, all with large windows and crownmoulding. The primary bedroom includes a double closet and dressing room, while the second bedroom features a walk-in closet. Hardwoodfloors run throughout the main and second floors. The finished lower level, with a separate side entrance, adds additional living space with aspacious family room featuring above-grade windows, a laundry room, utility room, 3-piece ensuite, and multiple storage areas. Great potentialfor a lower-level apartment. Ideally located in the heart of Kingsway, this home is close to top-rated schools, including Lambton-Kingsway PS,Our Lady of Sorrows CS, Kingsway College School and Etobicoke Collegiate Institute, and within walking distance to Humber Town ShoppingCentre and Kingsway Mills Shopping Centre for convenient shopping, dining, and everyday amenities. Walking distance to Bloor St or a short busride away, this home has incredible transit convenience.

Key facts

Property type
Detached, 2-Storey
MLS®
W13485332
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
32.75 × 100 ft
Cross streets
Royal York Road & Dundas St W.
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance
Heating
Water
A/C
None
Exterior
Stone
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,331 / 2026
Days on market
23
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Rooms

FoyerMain2.13 × 1.93 m
Dining RoomMain3.53 × 3.45 m

hardwood floor · formal rm · overlooks garden

Living RoomMain4.88 × 3.96 m

hardwood floor · gas fireplace · overlooks garden

KitchenMain3.53 × 2.59 m

double sink · window

Family RoomLower4.62 × 3.81 m

broadloom · above grade window · fireplace

Bedroom 2Second4.17 × 3.89 m

hardwood floor · crown moulding · walk-in closet(s)

Bedroom 3Second3.53 × 3.45 m

hardwood floor · crown moulding · overlooks garden

Primary BedroomSecond3.89 × 3.35 m

crown moulding · closet · hardwood floor

LaundryLower3.12 × 1.88 m

Above Grade Window

Moe’s TakeTeam Asgarian · Broker
In line
$1.25Mest. value

Listed at $1,299,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Kingsway South, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.12M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.90M
  • Adjusts to $1.90M

That comparable adjusts to $1.90M; the $1.25M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Etobicoke Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Royal York Rd at Dundas St West South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$939KGreat deal$1.90MOverpriced

Total price vs nearby homes. Fair value about $1.25M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.39Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

110 Gillard Avenue$1.25M107 Twenty Fourth Street$939k31 Griffen Drive$778k351 Fairlawn Avenue$1.90M122 Strath Avenue$2.10M

The 5 closest active listings nearby.

See all comparable homes
1.30MThis home1.25M939k778k1.90M2.10MThis home vs active comparables
Live market pulseActive comparables in Kingsway South · median list $3.50M
$1,000this home / sqft
6active listings nearby
23days on market

This home lists 15% below the area average of $1,182/sqft.

22 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kingsway South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Royal York Rd at Dundas St West South Side, about 62 m away

20+ transit stops5 grocery20+ dining20+ parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alderwood
$998K
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Etobicoke Collegiate Institute
82%
Etobicoke Collegiate InstitutePublic · Secondary · 1.0 km awayAbove the GTA average · 82% meet the provincial standard
Lambton-Kingsway Junior Middle SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,925/mo
$243KIncome needed
5.4×Price ÷ income
$1,367Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,925Property tax $444Total carry $6,369

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,549per month

Mortgage amount $1,039,920 · 4.14% over 25 years

$259,980Down payment (20.0%)
$1,039,920Loan before insurance
$0CMHC premium
$5,994Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,549
Property tax
$444
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,994

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,473
Toronto municipal land transfer tax
$22,473
Estimated closing costs
$44,946

Plus your down payment of $259,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,740/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,900Total interest paid
$1,664,820Total of all payments
Principal $1,039,920 Interest $624,900
YearPrincipalInterestBalance
1$24,362$42,231$1,015,558
2$25,381$41,212$990,178
3$26,442$40,150$963,735
4$27,548$39,044$936,187
5$28,701$37,892$907,486
6$29,901$36,692$877,585
7$31,152$35,441$846,433
8$32,455$34,138$813,978
9$33,813$32,780$780,165
10$35,227$31,366$744,938
11$36,700$29,892$708,238
12$38,235$28,357$670,002
13$39,835$26,758$630,168
14$41,501$25,092$588,666
15$43,237$23,356$545,429
16$45,046$21,547$500,384
17$46,930$19,663$453,454
18$48,893$17,700$404,562
19$50,938$15,655$353,624
20$53,068$13,524$300,555
21$55,288$11,305$245,267
22$57,601$8,992$187,666
23$60,010$6,583$127,656
24$62,520$4,072$65,136
25$65,136$1,457$0

At the end of your 5-year term

Total paid over the term
$332,964
Principal paid down
$132,434
Interest paid
$200,530
Balance remaining
$907,486

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $5,331− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,833

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES LTD.. MLS®/PropTx.

CallRequest a showing