18 Britannia Avenue, Toronto, ON

Junction Area, Toronto · MLS® W13490736

$959,000
For Sale
Listed 22 days ago
3Bedrooms
2Bathrooms
2Parking
700-1100Sq Ft

About this home

Light cascades into every corner of this gorgeous 3 bedroom, 2 bath semi situated on a quiet cul-de-sac, yet close to so many amenities! The main floor features an open concept living space, ideal for entertaining. Complete with fireplace and a bright, additional family room on the main floor, with patio for indoor-outdoor flow onto a private deck with a generous landscaped backyard. Sip wine overlooking the perennial garden, or head downstairs to unwind in the custom built Finnish cedar sauna! This beautiful spacious home with a park playground and walking/biking trails nearby, is a must see! 2 car parking with laneway access, inspiring for any future projects. A lovely neighbourbood, in the Humberside Collegiate district! Close to Stockyards, parks, shopping, restaurants and more! All whilst being tucked away, on a lovely tree-lined street.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13490736
Bedrooms
3
Bathrooms
2
Size
700-1100
Lot
15.92 × 120 ft
Cross streets
Runnymede & St. Clair
Parking
2 parking
Basement
Finished, Walk-Up
Heating
Forced Air
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,150 / 2026
Days on market
22
Listing brokerage
REAL ESTATE HOMEWARD
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Humberside Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$986kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

783 Birchmount Road$785k122 Holborne Avenue$1.19M827 Craven Road$727k327 Deloraine Avenue$1.25M

The 4 closest active listings nearby.

See all comparable homes
959kThis home785k1.19M727k1.25MThis home vs active comparables
Live market pulseActive comparables in Junction Area · median list $1.09M
$1,066this home / sqft
7active listings nearby
22days on market

This home lists 24% above the area average of $860/sqft.

18 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$951K
Palmerston-Little Italy
$1000K
Rosedale-Moore Park
$2.40M
Glenfield-Jane Heights
$879K
Mount Pleasant East
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near George Syme Community School
48%
George Syme Community SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 48% meet the provincial standard

Affordability & Mortgage

Affordability
$4,371/mo
$181KIncome needed
5.3×Price ÷ income
$1,009Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,371Property tax $346Total carry $4,717

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,094per month

Mortgage amount $767,200 · 4.14% over 25 years

$191,800Down payment (20.0%)
$767,200Loan before insurance
$0CMHC premium
$4,440Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,094
Property tax
$346
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,440

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,655
Toronto municipal land transfer tax
$15,655
Estimated closing costs
$31,310

Plus your down payment of $191,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,973/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$461,019Total interest paid
$1,228,219Total of all payments
Principal $767,200 Interest $461,019
YearPrincipalInterestBalance
1$17,973$31,156$749,227
2$18,725$30,404$730,503
3$19,508$29,621$710,995
4$20,324$28,805$690,671
5$21,174$27,955$669,497
6$22,060$27,069$647,437
7$22,982$26,146$624,455
8$23,944$25,185$600,511
9$24,945$24,184$575,566
10$25,989$23,140$549,577
11$27,076$22,053$522,502
12$28,208$20,921$494,294
13$29,388$19,741$464,906
14$30,617$18,511$434,288
15$31,898$17,231$402,390
16$33,232$15,896$369,158
17$34,622$14,506$334,535
18$36,071$13,058$298,465
19$37,579$11,549$260,886
20$39,151$9,978$221,734
21$40,789$8,340$180,945
22$42,495$6,634$138,450
23$44,272$4,856$94,178
24$46,124$3,004$48,054
25$48,054$1,075$0

At the end of your 5-year term

Total paid over the term
$245,644
Principal paid down
$97,703
Interest paid
$147,941
Balance remaining
$669,497

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $4,150− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,936

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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