BSMT-43 Bertram Street, Toronto, ON

Beechborough-Greenbrook, Toronto · MLS® W13492118

$1,650/mo
For Lease
Listed 27 days ago
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1Bedrooms
1Bathrooms
1Parking
700-1100Sq Ft

About this home

Welcome to 43 Bertram Street. This bright and spacious 1-bedroom basement apartment offers a private entrance, a functional open-concept layout, and a comfortable living space in a well-maintained home. Enjoy the convenience of one parking space in the tandem driveway and easy access to parks, schools, public transit, grocery stores, shopping, restaurants, and major amenities. Ideal for tenants looking for a clean, quiet home in a convenient Toronto location.Extras: Private entrance, one parking space included. Tenant to pay a portion of utilities. Photos are from prior to the current tenancy.

Key facts

Property type
Detached, Bungalow
MLS®
W13492118
Bedrooms
1
Bathrooms
1
Size
700-1100
Cross streets
Keele and Eglinton
Parking
1 parking
Driveway
Tandem
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
27
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenBasement3.05 × 3.65 m
Living RoomBasement3.05 × 3.35 m
BedroomBasement3.05 × 3.17 m
Moe’s TakeTeam Asgarian · Broker
In line
$1,850/moest. value

Listed at $1,650/mo, this rental is within the range of comparable rentals, on the lower side. The number above is my independent estimate of value, not the asking price.

In Beechborough-Greenbrook lately, landlords have been getting about 98% of asking and homes lease in about 29 days.

There were not many closely comparable homes right in Beechborough-Greenbrook, so I widened the search to the surrounding area.

Based on 47 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 47 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, leased for $2,250/mo
  • Bedrooms −$150/mo
  • Adjusts to $2,100/mo

That comparable adjusts to $2,100/mo; the $1,850/mo estimate above is the median of all 47 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.

The assigned public school is Charles E Webster Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$1,600/moBelow market$2,150/moAbove market

Total price vs nearby homes. Fair value about $1,850/mo, median of 47 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1,880avg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

14 Beacon Road$1,600BSMT-7 Gilroy Drive$1,850Lower-25 Chandler Drive$1,850lower level-3 Tyrone Avenue$2,00041 Deerhurst Avenue$2,100

The 5 closest of 8 active listings nearby.

See all comparable homes
1,650This home1,6001,8501,8502,0002,100This home vs active comparables
Live market pulseActive comparables in Toronto · median list $2K
58active listings nearby
27days on market
99leased nearby · 90 days
$3Kmedian leased price
98%of asking, on average

26 days longer than the Toronto average (1 days).

View comparable listings

Not enough sq ft data to place this home on the area price curve.

Neighbourhood & location

Beechborough-Greenbrook, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Briar Hill-Belgravia
$3K
Downsview-Roding-CFB
$3K
Dovercourt-Wallace Emerson-Junction
$2K
Willowdale West
$11K
Bayview Village
$3K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles E Webster Public School
47%
Charles E Webster Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 47% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$8/mo
$4KIncome needed
0.4×Price ÷ income
$2Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $8Property tax $1Total carry $9

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7per month

Mortgage amount $1,320 · 4.14% over 25 years

$330Down payment (20.0%)
$1,320Loan before insurance
$0CMHC premium
$8Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7
Property tax
$1
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8
Toronto municipal land transfer tax
$8
Estimated closing costs
$17

Plus your down payment of $330. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$793Total interest paid
$2,113Total of all payments
Principal $1,320 Interest $793
YearPrincipalInterestBalance
1$31$54$1,289
2$32$52$1,257
3$34$51$1,223
4$35$50$1,188
5$36$48$1,152
6$38$47$1,114
7$40$45$1,074
8$41$43$1,033
9$43$42$990
10$45$40$946
11$47$38$899
12$49$36$850
13$51$34$800
14$53$32$747
15$55$30$692
16$57$27$635
17$60$25$576
18$62$22$514
19$65$20$449
20$67$17$382
21$70$14$311
22$73$11$238
23$76$8$162
24$79$5$83
25$83$2$0

At the end of your 5-year term

Total paid over the term
$423
Principal paid down
$168
Interest paid
$255
Balance remaining
$1,152

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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