68 Elgin Drive, Brampton, ON

Brampton South, Brampton · MLS® W13493094

$799,900
For Sale
Listed 24 days ago
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◎ Directions
4Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq Ft
12 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

WELCOME TO 68 ELGIN DR A BEAUTIFULLY UPDATED 4-LEVEL SIDESPLIT SITUATED ON A SPACIOUS 50 FT X 110 FT LOT IN A HIGHLY CONVENIENT LOCATION. THIS WELL-MAINTAINED HOME FEATURES A MODERN UPGRADED KITCHEN (2022) COMPLETE WITH QUARTZ COUNTERS/BACKSPLASH AND QUALITY FINISHES ,COMPLEMENTED BY HARDWOOD FLOORING THROUGHOUT. OFFERING 3+1 BEDROOMS, 3 BATHROOMS, 2 FULL KITCHENS AND MULTIPLE WALK-OUTS, THIS HOME PROVIDES EXCELLENT VERSATILITY FOR EXTENDED FAMILY LIVING OR POTENTIAL IN-LAW SUITE. THE FUNCTIONAL MULTI-LEVEL LAYOUT OFFERS GENEROUS LIVING SPACE WITH GREAT SEPARATION FOR PRIVACY AND COMFORT. STEP OUTSIDE TO A FULLY LANDSCAPED BACKYARD FEATURING A LARGE DECK, SHED AND PATIO PERFECT FOR ENTERTAINING. THE PROPERTY ALSO HASA STYISH PATTERNED CONCRETE DRIVEWAY, UPGRADED VINYL SIDING AND EAVES ADDING TO GREAT CURB APPEAL. IDEALLY LOCATED CLOSE TO SCHOOLS, PUBLIC TRANSIT, SHOPPING, MAJOR HIGHWAYS AND MAN YOTHER LOCAL AMENITIES.

Key facts

Property type
Detached, Sidesplit 4
MLS®
W13493094
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1100-1500
Lot
50.06 × 110.7 ft
Cross streets
Elgin/McMurchy
Parking
1 garage · 3 parking (attached)
Driveway
Private Double
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,667 / 2025
Days on market
24
Listing brokerage
RE/MAX REALTY SERVICES INC.

Rooms

Dining RoomMain2.78 × 3.56 m

hardwood floor · w/o to deck · open concept

Bedroom 4Basement3.34 × 2.58 m

laminate · window · pot lights

Bedroom 2Upper2.76 × 3.07 m

hardwood floor · double closet · window

BathroomUpper3.86 × 3.07 m

ceramic floor · 5 pc bath · soaking tub

Bedroom 3Lower3.46 × 4.40 m

hardwood floor · w/o to patio · french doors

LaundryBasement3.46 × 2.47 m

vinyl floor · laundry sink

BathroomLower1.15 × 1.26 m

ceramic floor · 2 pc bath · b/i vanity

KitchenMain3.43 × 4.22 m

hardwood floor · quartz counter · b/i appliances

RecreationBasement3.37 × 5.48 m

laminate · above grade window · fireplace

BathroomBasement3.24 × 1.90 m

ceramic floor · 3 pc bath · pot lights

KitchenLower2.23 × 2.25 m

laminate · window · separate room

Living RoomMain3.47 × 5.74 m

hardwood floor · bay window · open concept

Primary BedroomUpper3.69 × 4.38 m

hardwood floor · double closet · 5 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$699Kest. value

Listed at $799,900, this home is tracking about 14% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $853K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $750K
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $735K

That comparable adjusts to $735K; the $699K estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Bus stop is about a 2-minute walk away. Worth weighing if transit access matters to you.

List price
$613KGreat deal$800KOverpriced

Total price vs nearby homes. Fair value about $699K, median of 19 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Brampton South · asking prices
$807kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

206 Mcmurchy Avenue$770k10 Peelton Heights Road$699k5 Roehampton Crescent$799k87 Ambleside Drive$849k24 Ladore Drive$920k

The 5 closest of 8 active listings nearby.

See all comparable homes
800kThis home770k699k799k849k920kThis home vs active comparables
Live market pulseActive comparables in Brampton South · median list $900K
$615this home / sqft
20active listings nearby
24days on market

This home lists 16% above the area average of $532/sqft.

21 days longer than the Brampton average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Brampton South, Brampton, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

18/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car — groceries and transit are a drive away.

🚉 Nearest transit: Bus stop, about 191 m away

20+ transit stops7 grocery20+ dining20+ parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downtown Brampton
$825K
Brampton East
$925K
Fletcher's Creek South
$1000K
Northwood Park
$999K
Credit Valley
$1.46M

Typical asking price of active listings of the same type, per area (outliers removed). Brampton.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,646/mo
$158KIncome needed
5.1×Price ÷ income
$841Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,646Property tax $472Total carry $4,118

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,415per month

Mortgage amount $639,920 · 4.14% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$3,887Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,415
Property tax
$472
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,887

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Estimated closing costs
$12,473

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,148/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,535Total interest paid
$1,024,455Total of all payments
Principal $639,920 Interest $384,535
YearPrincipalInterestBalance
1$14,991$25,987$624,929
2$15,618$25,360$609,311
3$16,271$24,707$593,039
4$16,952$24,026$576,087
5$17,661$23,317$558,426
6$18,400$22,578$540,026
7$19,170$21,809$520,857
8$19,971$21,007$500,885
9$20,807$20,171$480,079
10$21,677$19,301$458,401
11$22,584$18,394$435,818
12$23,528$17,450$412,289
13$24,513$16,466$387,777
14$25,538$15,440$362,239
15$26,606$14,372$335,633
16$27,719$13,259$307,914
17$28,878$12,100$279,035
18$30,086$10,892$248,949
19$31,345$9,633$217,604
20$32,656$8,322$184,948
21$34,022$6,956$150,926
22$35,445$5,533$115,481
23$36,928$4,051$78,554
24$38,472$2,506$40,081
25$40,081$897$0

At the end of your 5-year term

Total paid over the term
$204,891
Principal paid down
$81,494
Interest paid
$123,397
Balance remaining
$558,426

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $5,667− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,497

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SERVICES INC.. MLS®/PropTx.

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