420 Salem Avenue, Toronto, ON

Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13493324

$1,138,000
For Sale
Listed 21 days ago
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq Ft

About this home

Wow! Look No Further! Renovated From Top To Bottom on Salem North. Too Much To List! This 3 Bedroom , 2 Bath Home With Garage Has It All! Updated Kitchen with Marble Counters & Upgraded Cabinets, Fauxwood Wide Laminate Throughout, Updated Full Bath, Oak Stairs, Private Separate Side Basement Entrance Leading to A Rec Room And More. Enjoy Entertaining With A Walk Out Large Deck and Private Rear Yard. Convenient front entrance mutual driveway leading to the rear. A separate Detached 1 Car Garage, Available Parking and A Private Patio Space at The Rear. CLOSE TO ALL AMENITIES, SUCH AS TRANSIT, SHOPS, RESTAURANTS, WALKING DISTANCE TO GEARY REVILAZATION AREA WHERE TAPAS BAR AND BREWERIES ARE AVAILABLE, THE POSSIBILITY OF BUILDING A GARDEN SUITE FOR ADDITION INCOME MAY BE AQUIRED, VERY TRENDY FOR YOUNG PROFESSIONALS.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13493324
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
21.08 × 87 ft
Cross streets
Dufferin/Davenport
Parking
1 garage · 3 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,466 / 2026
Days on market
21
Listing brokerage
HOMELIFE PRINCIPLE REAL ESTATE

Rooms

KitchenMain2.38 × 3.71 m

granite counters · updated · stainless steel appl

Bedroom 3Second2.45 × 2.44 m

laminate · window · closet

RecreationLower4.87 × 4.58 m

Window

Living RoomMain3.11 × 4.66 m

laminate · combined w/dining · bay window

Dining RoomMain2.47 × 3.70 m

laminate · combined w/living · w/o to deck

Primary BedroomSecond2.69 × 4.32 m

laminate · window · closet

Bedroom 2Second2.93 × 3.43 m

laminate · window · closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$967Kest. value

Listed at $1,138,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($875/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Dovercourt-Wallace Emerson-Junction, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.02M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.43M
  • Bathrooms −$15K
  • Adjusts to $1.41M

That comparable adjusts to $1.41M; the $967K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Regal Road Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dovercourt Rd at Geary Ave is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$884KGreat deal$1.14MOverpriced

Total price vs nearby homes. Fair value about $967K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.12Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

308 Roxton Road$1.10M46 Plateau Crescent$1.20M6 Firstbrooke Road$1.05M158 Parkmount Road$1.25M81 Cleveland Street$1000k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.14MThis home1.10M1.20M1.05M1.25M1000kThis home vs active comparables
Live market pulseActive comparables in Dovercourt-Wallace Emerson-Junction · median list $1.25M
$875this home / sqft
5active listings nearby
21days on market

This home lists 2% above the area average of $854/sqft.

17 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Dovercourt-Wallace Emerson-Junction, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dovercourt Rd at Geary Ave, about 240 m away

20+ transit stops10 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$951K
Palmerston-Little Italy
$1000K
Mount Pleasant East
$1.28M
South Riverdale
$1.30M
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Regal Road Junior Public School
73%
Regal Road Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 73% meet the provincial standard
Winona Drive Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,187/mo
$212KIncome needed
5.4×Price ÷ income
$1,197Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,187Property tax $372Total carry $5,559

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,858per month

Mortgage amount $910,400 · 4.14% over 25 years

$227,600Down payment (20.0%)
$910,400Loan before insurance
$0CMHC premium
$5,230Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,858
Property tax
$372
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,230

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,235
Toronto municipal land transfer tax
$19,235
Estimated closing costs
$38,470

Plus your down payment of $227,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,901/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$547,070Total interest paid
$1,457,470Total of all payments
Principal $910,400 Interest $547,070
YearPrincipalInterestBalance
1$21,328$36,971$889,072
2$22,220$36,079$866,853
3$23,149$35,150$843,704
4$24,117$34,181$819,586
5$25,126$33,173$794,460
6$26,177$32,122$768,283
7$27,272$31,027$741,011
8$28,413$29,886$712,598
9$29,601$28,698$682,997
10$30,839$27,459$652,158
11$32,129$26,169$620,028
12$33,473$24,825$586,555
13$34,873$23,425$551,681
14$36,332$21,967$515,349
15$37,852$20,447$477,497
16$39,435$18,864$438,062
17$41,085$17,214$396,977
18$42,803$15,496$354,174
19$44,594$13,705$309,581
20$46,459$11,840$263,122
21$48,402$9,897$214,719
22$50,427$7,872$164,293
23$52,536$5,763$111,757
24$54,734$3,565$57,023
25$57,023$1,276$0

At the end of your 5-year term

Total paid over the term
$291,494
Principal paid down
$115,940
Interest paid
$175,554
Balance remaining
$794,460

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $4,466− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,698

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE PRINCIPLE REAL ESTATE. MLS®/PropTx.

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